INTERIOR DECLERCQ
ActiveSummary
INTERIOR DECLERCQ has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €550,754 and a net result of €21,881. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 65% of 4,331 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Staff
- 4.3 FTE
- Equity
- €550,754
- Profit
- €21,881
Why 95lowers riskLiquidity: current ratio 2.99, cash €245,582Size: total assets €841,060Sector: Other professional, scientific and technical activities (NACE 74)Figures for financial year 2025 (filed 19-01-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 67% on solvency, 70% on liquidity, 42% on profitability and 49% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet €21,881 ▼56.3%
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result has fallen two years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 10,904 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.2% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,904 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €6,986 | - |
| Remuneration, social security and pensions62 | - | - | - | €117,095 | €170,429 | €190,063 | €189,295 | ▼ 0.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,365 | €8,098 | €12,554 | €32,991 | €48,005 | €60,949 | €81,112 | ▲ 33.1% |
| Other operating charges640/8 | - | - | - | €1,387 | €5,164 | €10,361 | €2,979 | ▼ 71.3% |
| Gross operating margin9900 | €100,970 | €187,890 | €330,172 | €278,222 | €373,703 | €343,993 | €316,393 | ▼ 8.0% |
| Operating profit (loss)9901 | €47,473 | €115,198 | €222,043 | €126,749 | €150,105 | €82,620 | €43,008 | ▼ 47.9% |
| Financial income75/76B | - | - | - | €8 | €0 | €158 | €348 | ▲ 121% |
| Recurring financial income75 | - | - | €1 | €8 | €0 | €158 | €348 | ▲ 121% |
| Financial charges65/66B | - | - | - | €2,511 | €3,207 | €6,492 | €8,680 | ▲ 33.7% |
| Recurring financial charges65 | €868 | €325 | €1,197 | €2,511 | €3,207 | €6,492 | €8,680 | ▲ 33.7% |
| Profit (loss) for the period before taxes9903 | €46,605 | €114,873 | €220,847 | €124,247 | €146,899 | €76,285 | €34,677 | ▼ 54.5% |
| Income taxes67/77 | €5,868 | €21,872 | €52,644 | €28,537 | €38,323 | €26,161 | €12,795 | ▼ 51.1% |
| Profit (loss) for the period9904 | €40,738 | €93,000 | €168,203 | €95,710 | €108,576 | €50,125 | €21,881 | ▼ 56.3% |
| Profit (loss) for the period to be appropriated9905 | €40,738 | €93,000 | €168,203 | €95,710 | €108,576 | €50,125 | €21,881 | ▼ 56.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €138,385 | €256,478 | €586,357 | €612,368 | €779,907 | €915,643 | €841,060 | ▼ 8.1% |
| Fixed assets21/28 | €20,176 | €42,021 | €135,985 | €200,469 | €208,180 | €317,071 | €249,074 | ▼ 21.4% |
| Tangible fixed assets22/27 | €17,716 | €38,129 | €132,092 | €195,803 | €203,513 | €312,404 | €244,408 | ▼ 21.8% |
| Plant, machinery and equipment23 | - | - | - | €102,474 | €94,795 | €86,841 | €54,510 | ▼ 37.2% |
| Furniture and vehicles24 | - | - | - | €56,859 | €41,437 | €135,424 | €118,044 | ▼ 12.8% |
| Other tangible fixed assets26 | - | - | - | €36,470 | €67,282 | €90,140 | €71,854 | ▼ 20.3% |
| Financial fixed assets28 | €2,460 | €3,893 | €3,893 | €4,667 | €4,667 | €4,667 | €4,667 | = |
| Current assets29/58 | €118,209 | €214,457 | €450,373 | €411,898 | €571,728 | €598,572 | €591,985 | ▼ 1.1% |
| Stocks and contracts in progress3 | €18,934 | €62,186 | €88,264 | €84,386 | €76,386 | €194,496 | €228,116 | ▲ 17.3% |
| Stocks30/36 | - | - | - | €84,386 | €76,386 | €194,496 | €228,116 | ▲ 17.3% |
| Amounts receivable within one year40/41 | €44,249 | €9,954 | €16,416 | €32,959 | €55,612 | €183,849 | €116,840 | ▼ 36.4% |
| Trade receivables40 | - | - | - | €23,822 | €40,653 | €150,748 | €82,345 | ▼ 45.4% |
| Other amounts receivable41 | - | - | - | €9,137 | €14,959 | €33,101 | €34,495 | ▲ 4.2% |
| Cash at bank and in hand54/58 | €54,046 | €141,727 | €344,528 | €292,992 | €439,244 | €218,484 | €245,582 | ▲ 12.4% |
| Deferred charges and accrued income490/1 | - | - | - | €1,561 | €486 | €1,743 | €1,446 | ▼ 17.0% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €138,385 | €256,478 | €586,357 | €612,368 | €779,907 | €915,643 | €841,060 | ▼ 8.1% |
| Equity10/15 | €36,860 | €114,860 | €268,063 | €370,173 | €478,749 | €528,873 | €550,754 | ▲ 4.1% |
| Contributions10/11 | €6,200 | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Contributions outside capital11 | - | - | - | - | - | €18,600 | - | - |
| Share premium1100/10 | - | - | - | - | - | €18,600 | - | - |
| Reserves13 | €1,860 | €79,860 | €233,064 | €322,773 | €431,349 | €481,474 | €481,474 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | - | - | - | €320,913 | €429,489 | €479,614 | €481,474 | ▲ 0.4% |
| Profit (loss) carried forward14 | €28,800 | €28,800 | €28,800 | €28,800 | €28,800 | €28,800 | €50,681 | ▲ 76.0% |
| Amounts payable17/49 | €101,525 | €141,618 | €318,294 | €242,195 | €301,159 | €386,770 | €290,305 | ▼ 24.9% |
| Amounts payable after more than one year17 | - | - | €48,191 | €56,156 | €39,244 | €139,489 | €92,550 | ▼ 33.7% |
| Financial debts170/4 | - | - | - | €56,156 | €39,244 | €139,489 | €92,550 | ▼ 33.7% |
| Amounts payable within one year42/48 | €101,025 | €141,618 | €270,104 | €186,039 | €261,914 | €247,281 | €197,755 | ▼ 20.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €23,837 | €27,835 | €33,126 | €51,078 | ▲ 54.2% |
| Financial debts43 | - | - | - | - | €11,388 | - | €17 | - |
| Credit institutions430/8 | - | - | - | - | €11,388 | - | €17 | - |
| Trade debts44 | €26,068 | €19,099 | €26,835 | €17,747 | €1,443 | €93,152 | €63,932 | ▼ 31.4% |
| Suppliers440/4 | - | - | - | €17,747 | €1,443 | €93,152 | €63,932 | ▼ 31.4% |
| Advances received on contracts in progress46 | - | - | - | - | €101,288 | €36,570 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | - | - | €51,312 | €21,925 | €24,575 | €24,494 | ▼ 0.3% |
| Taxes450/3 | - | - | - | €41,854 | - | - | €690 | - |
| Remuneration and social security454/9 | - | - | - | €9,458 | €21,925 | €24,575 | €23,804 | ▼ 3.1% |
| Other amounts payable47/48 | - | - | - | €93,142 | €98,035 | €59,858 | €58,234 | ▼ 2.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,738 | €93,000 | €168,203 | €95,710 | €108,576 | €50,125 | €21,881 | ▼ 56.3% |
| + Depreciation and write-downs630 | €17,365 | €8,098 | €12,554 | €32,991 | €48,005 | €60,949 | €81,112 | ▲ 33.1% |
| Operating cash flow (approximation) | €58,103 | €101,099 | €180,757 | €128,701 | €156,580 | €111,074 | €102,993 | ▼ 7.3% |
| Investment in fixed assets (approximation) | - | -€29,943 | -€106,517 | -€97,476 | -€55,715 | -€169,840 | -€13,116 | ▲ 92.3% |
| Change in cash | - | €87,680 | €202,801 | -€51,536 | €146,252 | -€220,760 | €27,099 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 15-01-2026 | 2026-00009359 |
| 30-06-2024 | abbreviated format | 04-02-2025 | 2025-00026513 |
| 30-06-2023 | micro format | 30-01-2024 | 2024-00020243 |
| 30-06-2022 | micro format | 31-01-2023 | 2023-00011513 |
| 30-06-2021 | micro format | 31-01-2022 | 2022-03900389 |
| 30-06-2020 | micro format | 29-01-2021 | 2021-03400597 |
| 30-06-2019 | micro format | 30-01-2020 | 2020-03300214 |
| 31-12-2017 | abbreviated format | 11-07-2018 | 2018-32300127 |
| 31-12-2016 | abbreviated format | 22-09-2017 | 2017-61700262 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €10,000 awarded · €10,000 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €2,500 | €2,500 |
| 2024 | 1 | €7,500 | €7,500 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DECLERCQ Arno |
|
Owners and capital
Capital and shareholders
- 14-03-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
14-03
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousResignation: DECLERCQ Arno (manager) · Appointment: DECLERCQ Arno (director) · Incorporation15 facts ▸
- Incorporation, 17-02-2016
- Other provision, “inschrijving rechtspersonenregister, Rechtspersonenregister van Leuven” (deed in Dutch)
- General meeting, 19-02-2024
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “opheffing, middelen beschikbaar voor uitkering” (deed in Dutch)
- Director resignation, DECLERCQ Arno (manager)
- Director appointment, DECLERCQ Arno (director (not named in the articles))
- Other provision, “wettelijke vereisten en aansprakelijkheid bestuurders, wettelijke vereisten bij uitoefening bepaalde activiteiten en aansprakelijkheid voor gevoerd bestuur en m…” (deed in Dutch)
- Registered office clause, “alleen Gewest in statuten, eenparigheid van stemmen” (deed in Dutch)
- Amendment of the articles
- Capital
- +3 further facts in this act
Show earlier events
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0648.985.131
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24063C0088/00H000 | Flanders | 5,301 m² | 1 · 934 m² | 12.5 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Groot- en kleinhandel en productie van volgende artikelen: artikelen voor meubilering en huishoudelijke uitrusting; luxeartikelen…” (deed in Dutch)
27 activities (deed in Dutch)
- Groot- en kleinhandel en productie van volgende artikelen: artikelen voor meubilering en huishoudelijke uitrusting; luxeartikelen, kunstvoorwerpen en fantasieartikelen
- Onderneming voor interieur en binnenhuisinrichting en adviesverlening inzake interieur- en binnenhuisinrichting
- Ontwerpbureau
- Aankoop, verkoop, import, export en internethandel van decoratie materiaal en uitrustingsgoederen
- Verstrekken van advies bij decoratie en uitrusting van gebouwen
- Binnenhuisinrichting, in de breedste zin van het woord
- Schilderwerken, muurdecoratie en eindafwerking
- Groothandel, kleinhandel, webshop en tussenpersoon interieurinrichting in, doch niet beperkend, keramiek, porselein, glaswerk, behang, huishoudtextiel en -linnen, huismeubilair, tapijten, lederwaren, houtwaren, handwerken, verlichting, kunstvoorwerpen, antiquiteiten, huishoudapparaten en huishoudartikelen
- Detailhandel in andere consumentenartikelen in gespecialiseerde winkels
- Detailhandel in nieuwe kunstvoorwerpen in gespecialiseerde winkels
- Interieur architectuur
- Design van consumentengoederen
- Activiteiten van interieurdecorateurs
- Overige grafische activiteiten
- Vervaardiging van andere meubelen
- Detailhandel in meubels
- Gespecialiseerde detailhandel in geschenken met betrekking tot de wooninrichting
- Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen
- Activiteiten van grafische designers
- Activiteiten van fotografen, met uitzondering van persfotografen
- Overige zakelijke dienstverlening
- Renovatie en restauratie van meubels
- Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels
- Detailhandel in huismeubilair in gespecialiseerde winkels
- Het uitbaten en inrichten van één of meer restaurants, spijshuizen, snackbars, verbruikers- en ijssalons, selfservice-eetgelegenheden, tearooms, cafetaria’s, cafés, bars, bodega’s, tavernes, alle activiteiten in de horecasector en het horecabedrijf
- Traiteurs- en cateringdiensten en aanverwante activiteiten zoals de verkoop van voorbereide maaltijden en alle toebehoren
- De in- en uitvoer, groot- en kleinhandel van alle voedingswaren, dranken en horecaproducten in het algemeen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- INTERIOR DECLERCQ
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 12. Externe vertegenwoordiging door de bestuurders 12.1. Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, een of meer” (deed in Dutch)“13, andersluidende beslissing algemene vergadering” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “9, nietigheid” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of December at 20:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Op elk moment door beslissing algemene vergadering in vormen vereist voor statutenwijziging…” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bij ontbinding om welke reden en tijdstip door vereffenaar(s) benoemd door algemene vergadering, treden pas in functie na bevestiging door…” (deed in Dutch)