INTERIEUR DE VETTER
ActiveINTERIEUR DE VETTER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €4k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-8
Solvency98▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 1.99 in 2024), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
3.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
13 d early
2023
40 d early
2022
38 d early
2021
31 d early
2020
36 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 7.1%
2024 · €55k
2018: €22k
2019: €23k
2020: €34k
2021: €40k
2022: €49k
2023: €51k
2024: €55k
2018 → 2025
Total assets
€101k▼ 8.4%
2024 · €111k
2018: €101k
2019: €105k
2020: €112k
2021: €132k
2022: €132k
2023: €108k
2024: €111k
2018 → 2025
Net result
€4k▼ 13.3%
2024 · €5k
2018: €-2k
2019: €791
2020: €11k
2021: €7k
2022: €10k
2023: €2k
2024: €5k
2018 → 2025
Working capital
€51k▲ 32.4%
2024 · €39k
2018: €9k
2019: €19k
2020: €29k
2021: €20k
2022: €31k
2023: €34k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€49k▲ 21.3%€51k▲ 3.4%€55k▲ 9.0%€59k▲ 7.1%
Operating result€10k-€16k▲ 62.1%€5k▼ 71.3%€8k▲ 74.6%€7k▼ 12.1%
Net result€7k-€10k▲ 49.7%€2k▼ 83.7%€5k▲ 173%€4k▼ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€22k▼ 34.8%
Current assets
€80k▲ 2.9%
Equity and liabilities €101k
Equity
€59k▲ 7.1%
Debt
€42k▼ 23.9%
The debt ratio falls from 50.2% to 41.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▼
2024 · €20k
Cash flow
€12k▼
2024 · €17k
Solvency
58.3%▲
2024 · 49.8%
Current ratio
2.78▲
2024 · 1.99
Quick ratio
1.83▲
2024 · 1.00
Debt / equity
0.72▼
2024 · 1.01
ROE
6.6%▼
2024 · 8.2%
ROA
3.9%▼
2024 · 4.1%
Interest coverage
16.62▼
2024 · 20.47
Debt
€42k▼
2024 · €56k
Debt ≤ 1 year
€29k▼
2024 · €39k
Debt > 1 year
€14k▼
2024 · €17k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€101k▼
Fixed assets21/28€33k€22k▼
Tangible fixed assets22/27€33k€22k▼
Plant, machinery and equipment23€24k€19k▼
Furniture and vehicles24€7k€2k▼
Other tangible fixed assets26€3k€0▼
Current assets29/58€77k€80k▲
Stocks and contracts in progress3€39k€27k▼
Stocks30/36€17k€10k▼
Contracts in progress37€22k€17k▼
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€31k€27k▼
Deferred charges and accrued income490/1€2k€18k▲
Equity and liabilities
Total equity and liabilities10/49€111k€101k▼
Equity10/15€55k€59k▲
Contributions10/11€20k€20k=
Reserves13€35k€39k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€35k€39k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€56k€42k▼
Amounts payable after more than one year17€17k€14k▼
Financial debts170/4€17k€14k▼
Amounts payable within one year42/48€39k€29k▼
Current portion of amounts payable after more than one year42€11k€6k▼
Trade debts44€15k€16k▲
Suppliers440/4€15k€16k▲
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€0-
Remuneration and social security454/9€11k€6k▼
Other amounts payable47/48€679€677▼
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€8k▼
Other operating charges640/8€1k€925▼
Gross operating margin9900€21k€16k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€115€247▲
Recurring financial income75€115€247▲
Financial charges65/66B€1k€902▼
Recurring financial charges65€1k€902▼
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€5k€4k▼
Profit (loss) for the period to be appropriated9905€5k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€4k▼
Profit (loss) brought forward from the previous period14P€228€0▼
Transfer to equity691/2€5k€4k▼
To other reserves6921€5k€4k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €11k ▲1242%
Net result €11k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €791
Net result €791 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbergstraat(STE) 309190 StekeneGround area
342 m²
Building footprint
77 m²
Volume, LiDAR
381 m³
Parcel 46024A0858/00F000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
INTERIEUR DE VETTER
since 20152.291.284.213
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A0858/00F000 | Flanders | 342 m² | 1 · 77 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sven Willems Interieur
BE 0787.510.732
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M.I.C.
BE 0830.654.154
Brakel · Eq €59k
Cisse Faes
BE 1002.892.995
Arendonk · Eq €59k
TIMMER- EN INTERIEURWERKEN TROY
BE 1000.880.345
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PROFILEX
BE 0777.888.332
Diest · Eq €59k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 7,475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2015
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.