INTERIEUR
INTERIEUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €192k and a net result of €9k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 23% of 5394 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €192k |
| Net result | €9k |
| Better than sector | 23% |
| Active | 17 yrs |
Mixed profile: strong on stability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 22.3% | 51.9% | |
| Net result | €9k | €53k | |
| Equity | €192k | €623k | |
| Gross operating margin | €119k | €87k | |
| Employees (FTE) | 0.0 | 0.0 |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €9k | €-4k | €21k | €13k | €-6k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | €6k | €990 | €5k | €4k | €551 |
| Dividends | €49k | - | - | - | - |
| Total assets | €860k | €956k | €1.11M | €1.12M | €1.18M |
| Equity | €192k | €232k | €236k | €215k | €202k |
| Debt | €667k | €723k | €868k | €906k | €981k |
| of which ≤ 1y | €144k | €113k | €118k | €100k | €93k |
| of which > 1y | €515k | €606k | €748k | €806k | €887k |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | 0.0 | 0.0 | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 22.3% | 24.2% | 21.3% | 19.2% | 17.1% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 1.1% | -0.5% | 1.9% | 1.2% | -0.5% |
| ROE | 4.9% | -1.9% | 8.8% | 6.1% | -3.1% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (26 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €860k | €956k | €1.11M | €1.12M | €1.18M |
| Fixed assets | 21/28 | €847k | €926k | €1.01M | €1.02M | €1.09M |
| Intangible fixed assets | 21 | €1k | €2k | €3k | €4k | - |
| Tangible fixed assets | 22/27 | €581k | €659k | €746k | €755k | €827k |
| Financial fixed assets | 28 | €265k | €265k | €265k | €265k | €265k |
| Current assets | 29/58 | €13k | €31k | €92k | €98k | €91k |
| Amounts receivable within one year | 40/41 | €0 | €16k | €73k | €73k | €73k |
| Cash & bank | 54/58 | €881 | €7k | €7k | €9k | €13k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €860k | €956k | €1.11M | €1.12M | €1.18M |
| Equity | 10/15 | €192k | €232k | €236k | €215k | €202k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €75k | €115k | €117k | €96k | €83k |
| Accumulated profits (losses) | 14 | €98k | €98k | €101k | €101k | €101k |
| Provisions & deferred taxes | 16 | €992 | €1k | €2k | - | - |
| Amounts payable | 17/49 | €667k | €723k | €868k | €906k | €981k |
| Amounts payable after one year | 17 | €515k | €606k | €748k | €806k | €887k |
| Amounts payable within one year | 42/48 | €144k | €113k | €118k | €100k | €93k |
| Trade debts payable within one year | 44 | €7k | €9k | €6k | €7k | €4k |
| Income statement | ||||||
| Gross operating margin | 9900 | €119k | €115k | €141k | €117k | €108k |
| Operating result | 9901 | €31k | €14k | €43k | €32k | €11k |
| Financial income | 75 | €0 | €79 | €472 | €545 | €431 |
| Financial charges | 65 | €16k | €18k | €16k | €15k | €17k |
| Result before taxes | 9903 | €15k | €-4k | €28k | €17k | €-6k |
| Income taxes | 67/77 | €6k | €990 | €5k | €4k | €551 |
| Net result for the period | 9904 | €9k | €-4k | €21k | €13k | €-6k |
| Result to be appropriated | 9905 | €11k | €-2k | €13k | €13k | €-6k |
-
NAGEL PedroDirectorState Gazette act 23304361 (13-01-2023)Current13-01-2023 → present
-
VERKEST StéphanieDirectorState Gazette act 23304361 (13-01-2023)Current13-01-2023 → present
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 30-12-2008 |
| Status | Active |
| Postal code | 8720 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37002A0201/00A000 | Flanders | 4,179 m² | 1 · 82 m² | 2.7 m · 1 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
13-01-2023 2 directors appointed
- NAGEL Pedro, Bestuurder
- VERKEST Stéphanie, Bestuurder
Technical details
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"notary": {
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"firm_name": "Notaris Benedikt DEBERDT",
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},
"act_meta": {
"language": "nl",
"pub_date": "2023-01-13",
"filing_date": "2023-01-11",
"act_kind_objet": "Onderwerp akte:"
},
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"is_correction": false,
"subject_company": {
"kbo": "0808.867.558",
"name_full": "BVBA INTERIEUR",
"legal_form": "BV"
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"co_filed_documents": [
"een expeditie van het proces-verbaal van de statutenwijziging",
"co\u00F6rdinatie van de statuten"
],
"corrected_publication_numac": null
}| Legal nameNL | INTERIEUR |