Equity
€239,789 ▲ 0.9%
INTERFIRE has made a profit without a break since 2020.
INTERFIRE
Lifetime
19 annual accounts with figures on one time axis, 44 filings since 1982peak €518,324 (2011)
€383,632▲ 12.4%
lowest -€136,940 (2014)
€47,144▲ 352%
peak €239,789 (2025)
€239,789▲ 0.9%
€470,116▼ 24.5%
peak 9.3 FTE (2014)
6.8 FTE▲ 3.0%
Board1 name since 2009
1 directorGroup Bontemps
Owners
Documentsfilings and deeds
30-01-20261 days before the deadline
2025abbreviated format
Gross margin from €341,452 to €383,632Result from €10,419 to €47,144Debts from €622,264 to €470,116
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 44% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,895 companies (NACE 46, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.9%▲ +0.3 percentage points vs 12-2024
02-2025: 0.6%▼ -0.3 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.9%▲ +0.3 percentage points vs 12-2025
02-2026: 1.5%▲ +0.6 percentage points vs 01-2026highest value
03-2026: 0.4%▼ -1.1 percentage points vs 02-2026lowest value
04-2026: 0.4%● unchanged vs 03-2026lowest value
05-2026: 0.4%● unchanged vs 04-2026lowest value
06-2026: 0.4%● unchanged vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Size: 6.8 FTE, total assets €709,905
Liquidity: current ratio 1.40, cash €32,545
lowers risk
Founded in 1982
Profit of €47,144 (financial year 2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 43% of them on solvency, 21% on liquidity, 67% on profitability and 44% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as INTERFIRE has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTERFIRE itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for INTERFIRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (1.31 in 2024), below the usual 1.5. Short-term debt is 62.2% and cash 4.6% of total assets. 66.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
4 days early
2023
1 day early
2022
on the day
2021
on the day
2020
1 day late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
Board and ownership
- GROUP BONTEMPS 99.79%equity €3.9m (2025) · 30-06-2024 annual accounts of GROUP BONTEMPS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0423265240
1 manager resigning, 1 director reappointed
Resignation: Group Bontemps (manager) · Reappointment: Group Bontemps (director) · Permanent representative: Geoffrey Bontemps · Gazette deed
New establishment in Waasmunster
Patrijzenlaan 2/A
First establishment
Nieuwe Steenweg 12, Nazareth
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTERFIRE Nazareth | €0.7m | €383,632 | 33.8% | 6.8 |
| GOLDMAN Ingelmunster | €1.0m | €387,054 | 62.1% | 6.1 |
| BLOEMEN- EN TUINCENTRUM SAMPERMANS Nieuwerkerken (Limb.) | €1.2m | €366,642 | 48.4% | 6.2 |
| BEDKING ERGOPOLIS Boortmeerbeek | €1.6m | €381,343 | 46.9% | 5.8 |
| PAQUES Chaudfontaine | €1.5m | €587,004 | 63.8% | 6 |
| SLEEP I.D. Aalst | €0.9m | €355,205 | 27.6% | 4.5 |
| DOMBRECHT DISTRIBUTION Zele | €1.5m | €646,842 | 40.0% | 9.7 |
These companies have the same main activity as INTERFIRE: wholesale of non-electrical household articles (NACE 46494). They are comparable in size and age: total assets between €930,000 and €1.6m, founded between 1984 and 1991.
Official details
Source: KBO- Status
- Active since 30-11-1982Normal situation
- Activity
- Wholesale of non-electrical household articlesNACE 46494and 5 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2024
- Establishment units
- 2.021.444.0699810 Nazareth, since 01-12-1982
- 2.301.454.4649250 Waasmunster, since 23-06-2010
- Financial year end
- 30 June
- Peppol
- Reachable since 27-03-2026
Annual accounts to 30-06-2025
- €709,905▼ 17.4%
- Employeeson 30-06-2025
- 7▲ 16.7%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on INTERFIRE
INTERFIRE files the abbreviated format. That format states no turnover. The gross margin rose from €162,771 in 2006 to €383,632 in 2025.
GROUP BONTEMPS holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTERFIRE
- What is the company number of INTERFIRE?
- The company number of INTERFIRE is 0423.265.240. The VAT number is the same number with BE in front: BE 0423.265.240.
- Where is INTERFIRE based?
- The registered office is at Nieuwe Steenweg 12/B, 9810 Nazareth.Company details
- What does INTERFIRE do?
- According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
- What is the legal form of INTERFIRE?
- INTERFIRE is a private limited company (BV).
- When was INTERFIRE founded?
- INTERFIRE was founded on 30-11-1982.
- Is INTERFIRE still active?
- Yes, INTERFIRE is an active enterprise in the KBO register.
- How many employees does INTERFIRE have?
- INTERFIRE had an average of 6.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does INTERFIRE fall under?
- In its 30-06-2024 annual accounts, INTERFIRE states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of INTERFIRE?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €383,632 and 36 comparable companies (NACE 464). It probably lies between €1.4m and €2.7m.
- Is INTERFIRE profitable?
- In financial year 2025, INTERFIRE made a profit of €47,144.
- Where can I find the annual accounts of INTERFIRE?
- INTERFIRE filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INTERFIRE due?
- INTERFIRE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.