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INTERFIRE

Active
Private limited companyfounded 1982active for 43 yearsNieuwe Steenweg 12/B, 9810 Nazareth, BelgiumKBO/BCE: BE 0423.265.240
Summary

INTERFIRE has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239,789 and a net result of €47,144. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 40% of 9,748 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Financials · financial year 2025, abbreviated format

Equity
€239,789▲ 0.9%
2024 · €237,645
Total assets
€709,905▼ 17.4%
2024 · €859,909
Net result
€47,144▲ 352%
2024 · €10,419
Working capital
€174,707▲ 2.3%
2024 · €170,850
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result recovers in 2025; 2025 is 265% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€46,162 2025 Net result€47,144 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€43,322-€59,950€24,059▼ 59.9%€111,812▲ 365%€36,669▼ 67.2%€12,649▼ 65.5%€46,162▲ 265%
Net result-€39,823-€62,662within the sector's middle half€26,772within the sector's middle half▼ 57.3%€98,220within the sector's middle half▲ 267%€28,025within the sector's middle half▼ 71.5%€10,419within the sector's middle half▼ 62.8%€47,144within the sector's middle half▲ 352%
Equity€39,778-€102,441below the sector's middle half▲ 158%€129,212below the sector's middle half▲ 26.1%€199,202within the sector's middle half▲ 54.2%€227,227within the sector's middle half▲ 14.1%€237,645within the sector's middle half▲ 4.6%€239,789within the sector's middle half▲ 0.9%
Total assets€445,977-€576,765within the sector's middle half▲ 29.3%€612,554within the sector's middle half▲ 6.2%€838,141within the sector's middle half▲ 36.8%€826,933within the sector's middle half▼ 1.3%€859,909within the sector's middle half▲ 4.0%€709,905within the sector's middle half▼ 17.4%
Debt€406,198-€474,324▲ 16.8%€483,342▲ 1.9%€638,940▲ 32.2%€599,706▼ 6.1%€622,264▲ 3.8%€470,116▼ 24.5%
Working capital€8,261-€84,001within the sector's middle half▲ 917%€115,910within the sector's middle half▲ 38.0%€163,464within the sector's middle half▲ 41.0%€155,303within the sector's middle half▼ 5.0%€170,850within the sector's middle half▲ 10.0%€174,707within the sector's middle half▲ 2.3%
Solvency8.9%-17.8%below the sector's middle half▲ 8.8pp21.1%within the sector's middle half▲ 3.3pp23.8%within the sector's middle half▲ 2.7pp27.5%within the sector's middle half▲ 3.7pp27.6%within the sector's middle half▲ 0.2pp33.8%within the sector's middle half▲ 6.1pp
Current ratio1.02-1.18within the sector's middle half▲ 0.161.24within the sector's middle half▲ 0.061.29within the sector's middle half▲ 0.051.31within the sector's middle half▲ 0.021.31within the sector's middle half▼ 0.011.40within the sector's middle half▲ 0.09
Return on assets (ROA)-8.9%-10.9%above the sector's middle half▲ 19.8pp4.4%within the sector's middle half▼ 6.5pp11.7%within the sector's middle half▲ 7.3pp3.4%within the sector's middle half▼ 8.3pp1.2%within the sector's middle half▼ 2.2pp6.6%within the sector's middle half▲ 5.4pp
Staff (FTE)7.9-7.9within the sector's middle half=6.8within the sector's middle half▼ 13.9%6.4within the sector's middle half▼ 5.9%6.2within the sector's middle half▼ 3.1%6.6within the sector's middle half▲ 6.5%6.8within the sector's middle half▲ 3.0%
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €709,905
Fixed assets €93,436 ▼ 30.6%
Current assets €616,469 ▼ 15.0%
Equity and liabilities €709,905
Equity €239,789 ▲ 0.9%
Debt €470,116 ▼ 24.5%
Debt's share of the balance-sheet total falls from 72.4% to 66.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€95,880▲
2024 · €61,642
Cash flow
€96,862▲
2024 · €59,411
Quick ratio
0.67▼
2024 · 0.70
Debt to equity
1.96▼
2024 · 2.62
ROE
19.7%▲
2024 · 4.4%
Interest coverage
37.82▲
2024 · 19.06
Debt ≤ 1 year
€441,762▼
2024 · €554,447
Debt > 1 year
€28,354▼
2024 · €67,817
Income taxes
€2,860▼
2024 · €5,782
Staff costs
€283,735▲
2024 · €273,388
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,372 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93.5% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€859,909€709,905▼
Fixed assets21/28€134,612€93,436▼
Intangible fixed assets21€1,183€337▼
Tangible fixed assets22/27€133,429€93,099▼
Plant, machinery and equipment23€1,989€1,298▼
Furniture and vehicles24€128,618€83,315▼
Other tangible fixed assets26€2,822€8,486▲
Current assets29/58€725,298€616,469▼
Stocks and contracts in progress3€338,747€321,273▼
Stocks30/36€338,747€321,273▼
Amounts receivable within one year40/41€332,993€242,779▼
Trade receivables40€125,391€29,031▼
Other amounts receivable41€207,602€213,748▲
Cash at bank and in hand54/58€33,701€32,545▼
Deferred charges and accrued income490/1€19,856€19,872▲
Equity and liabilities
Total equity and liabilities10/49€859,909€709,905▼
Equity10/15€237,645€239,789▲
Contributions10/11€20,000€20,000=
Reserves13€217,645€219,789▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€217,645€219,789▲
Profit (loss) carried forward14-€0
Amounts payable17/49€622,264€470,116▼
Amounts payable after more than one year17€67,817€28,354▼
Financial debts170/4€67,817€28,354▼
Amounts payable within one year42/48€554,447€441,762▼
Current portion of amounts payable after more than one year42€38,688€39,463▲
Trade debts44€468,136€315,584▼
Suppliers440/4€468,136€315,584▼
Taxes, remuneration and social security45€46,359€40,452▼
Taxes450/3€17,702€8,524▼
Remuneration and social security454/9€28,657€31,927▲
Other amounts payable47/48€1,263€46,263▲
Income statement Code20242025
Non-recurring operating income76A-€1,276
Remuneration, social security and pensions62€273,388€283,735▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48,993€49,718▲
Other operating charges640/8€6,422€4,017▼
Non-recurring operating charges66A€0-
Gross operating margin9900€341,452€383,632▲
Operating profit (loss)9901€12,649€46,162▲
Financial income75/76B€6,786€6,377▼
Recurring financial income75€6,786€6,377▼
Financial charges65/66B€3,235€2,535▼
Recurring financial charges65€3,235€2,535▼
Profit (loss) for the period before taxes9903€16,201€50,004▲
Income taxes67/77€5,782€2,860▼
Profit (loss) for the period9904€10,419€47,144▲
Profit (loss) for the period to be appropriated9905€10,419€47,144▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,419€47,144▲
Transfer to equity691/2€10,419€2,144▼
To other reserves6921€10,419€2,144▼
Profit to be distributed694/7-€45,000
Directors or managers695-€45,000
Social balance sheet
Average headcount (FTE)90876.66.8▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Non-recurring operating income76A------€1,276-
Remuneration, social security and pensions62---€358,332€359,869€273,388€283,735▲ 3.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,326€13,197€11,012€30,240€40,684€48,993€49,718▲ 1.5%
Other operating charges640/8---€3,940€9,357€6,422€4,017▼ 37.4%
Non-recurring operating charges66A----€1,345€0--
Gross operating margin9900€358,703€466,720€363,425€504,324€447,924€341,452€383,632▲ 12.4%
Operating profit (loss)9901-€43,322€59,950€24,059€111,812€36,669€12,649€46,162▲ 265%
Financial income75/76B---€2,411€1,150€6,786€6,377▼ 6.0%
Recurring financial income75€3,660€3,535€5,555€2,411€1,150€6,786€6,377▼ 6.0%
Financial charges65/66B---€1,300€3,195€3,235€2,535▼ 21.6%
Recurring financial charges65€161€823€943€1,300€3,195€3,235€2,535▼ 21.6%
Profit (loss) for the period before taxes9903-€39,823€62,662€28,672€112,923€34,623€16,201€50,004▲ 209%
Income taxes67/77--€1,900€14,703€6,598€5,782€2,860▼ 50.5%
Profit (loss) for the period9904-€39,823€62,662€26,772€98,220€28,025€10,419€47,144▲ 352%
Profit (loss) for the period to be appropriated9905-€39,823€62,662€26,772€98,220€28,025€10,419€47,144▲ 352%
Line2019202020212022202320242025Change
Assets
Total assets20/58€445,977€576,765€612,554€838,141€826,933€859,909€709,905▼ 17.4%
Fixed assets21/28€31,797€19,396€14,374€118,059€178,428€134,612€93,436▼ 30.6%
Intangible fixed assets21--€3,718€2,873€2,028€1,183€337▼ 71.5%
Tangible fixed assets22/27€31,797€19,396€10,656€115,186€176,400€133,429€93,099▼ 30.2%
Plant, machinery and equipment23---€1,079€2,840€1,989€1,298▼ 34.7%
Furniture and vehicles24---€114,107€173,561€128,618€83,315▼ 35.2%
Other tangible fixed assets26---€0-€2,822€8,486▲ 201%
Current assets29/58€414,180€557,369€598,180€720,082€648,504€725,298€616,469▼ 15.0%
Stocks and contracts in progress3€172,407€117,947€245,200€317,923€348,878€338,747€321,273▼ 5.2%
Stocks30/36---€317,923€348,878€338,747€321,273▼ 5.2%
Amounts receivable within one year40/41€180,083€400,144€265,711€314,460€247,428€332,993€242,779▼ 27.1%
Trade receivables40---€109,879€40,844€125,391€29,031▼ 76.8%
Other amounts receivable41---€204,581€206,584€207,602€213,748▲ 3.0%
Cash at bank and in hand54/58€58,297€30,004€79,818€83,931€41,396€33,701€32,545▼ 3.4%
Deferred charges and accrued income490/1---€3,769€10,801€19,856€19,872▲ 0.1%
Equity and liabilities
Total equity and liabilities10/49€445,977€576,765€612,554€838,141€826,933€859,909€709,905▼ 17.4%
Equity10/15€39,778€102,441€129,212€199,202€227,227€237,645€239,789▲ 0.9%
Contributions10/11€20,000€0-€20,000€20,000€20,000€20,000=
Reserves13€33,762€82,441€109,212€179,202€207,227€217,645€219,789▲ 1.0%
Non-distributable reserves130/1---€2,000€2,000€0--
Reserves not available under the articles1311---€2,000€2,000€0--
Distributable reserves133---€177,202€205,227€217,645€219,789▲ 1.0%
Profit (loss) carried forward14-€13,983€0-€0€0-€0-
Amounts payable17/49€406,198€474,324€483,342€638,940€599,706€622,264€470,116▼ 24.5%
Amounts payable after more than one year17---€74,755€106,505€67,817€28,354▼ 58.2%
Financial debts170/4---€74,755€106,505€67,817€28,354▼ 58.2%
Amounts payable within one year42/48€405,919€473,368€482,270€556,618€493,201€554,447€441,762▼ 20.3%
Current portion of amounts payable after more than one year42---€22,481€37,933€38,688€39,463▲ 2.0%
Trade debts44€367,218€146,128€392,673€395,971€387,833€468,136€315,584▼ 32.6%
Suppliers440/4---€395,971€387,833€468,136€315,584▼ 32.6%
Taxes, remuneration and social security45---€108,672€66,171€46,359€40,452▼ 12.7%
Taxes450/3---€33,938€18,730€17,702€8,524▼ 51.8%
Remuneration and social security454/9---€74,734€47,441€28,657€31,927▲ 11.4%
Other amounts payable47/48---€29,494€1,263€1,263€46,263▲ 3,562%
Accrued charges and deferred income492/3---€7,567€0---
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€39,823€62,662€26,772€98,220€28,025€10,419€47,144▲ 352%
+ Depreciation and write-downs630€14,326€13,197€11,012€30,240€40,684€48,993€49,718▲ 1.5%
Operating cash flow (approximation)-€25,498€75,859€37,784€128,460€68,709€59,411€96,862▲ 63.0%
Investment in fixed assets (approximation)--€796-€5,990-€133,925-€101,053-€5,176-€8,543▼ 65.0%
Change in cash--€28,293€49,814€4,112-€42,534-€7,695-€1,156▲ 85.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 44 filings with the National Bank
Financial year Type Filed Reference
30-06-2025 abbreviated format 30-01-2026 2026-00032814
30-06-2024 abbreviated format 27-01-2025 2025-00014715
30-06-2023 abbreviated format 30-01-2024 2024-00025557
30-06-2022 abbreviated format 31-01-2023 2023-00023666
30-06-2021 abbreviated format 31-01-2022 2022-04600540
30-06-2020 abbreviated format 01-02-2021 2021-04800498
30-06-2019 abbreviated format 31-01-2020 2020-04200248
30-06-2018 abbreviated format 21-02-2019 2019-05800154
30-06-2017 abbreviated format 28-02-2018 2018-06100032
30-06-2016 abbreviated format 15-02-2017 2017-04600300

Show all 44 filings

Similar companies · same sector, comparable size

Of the 665 active companies whose main activity is wholesale of non-electrical household articles (NACE 46494), figures are known for 519. 395 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2023 to 2024 · 2 entries · €272 awarded · €272 paid
Year Entries AwardedPaid
2024 1 €210€210
2023 1 €62€62
Schemes
2 entries · €272 · €272 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.