Interex Concepts
ActiveInterex Concepts has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-1k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-24
Solvency89▼-11
Growth35=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 14.71 in 2024; short-term debt: 18.7% and cash: 53.2% of total assets), and 36% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
10 d early
2023
6 d early
2022
28 d early
2021
34 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€139k▲ 4.9%
2020 · €132k
2019: €185k
2020: €132k
2019 → 2021
EBIT margin
3.7%▼ 6.6pp
2020 · 10.3%
2019: 19.1%
2020: 10.3%
2019 → 2021
Net result
€-1k
2024 · €21k
2019: €27k
2020: €8k
2021: €2k
2022: €15k
2023: €26k
2024: €21k
2019 → 2025
Working capital
€84k▼ 2.0%
2024 · €86k
2019: €32k
2020: €29k
2021: €28k
2022: €43k
2023: €61k
2024: €86k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€139k-
Equity€44k-€58k▲ 33.6%€85k▲ 44.9%€106k▲ 24.9%€96k▼ 9.0%
Operating result€5k-€22k▲ 332%€33k▲ 49.0%€29k▼ 13.5%€-742
Net result€2k-€15k▲ 537%€26k▲ 78.4%€21k▼ 19.6%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €742 after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€38k▲ 93.6%
Current assets
€112k▲ 21.6%
Equity and liabilities €150k
Equity
€96k▼ 9.0%
Debt
€54k▲ 758%
The debt ratio rises from 5.6% to 36.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €33k
Cash flow
€14k▼
2024 · €25k
Solvency
64.0%▼
2024 · 94.4%
Current ratio
4.01▼
2024 · 14.71
Quick ratio
4.01▼
2024 · 14.71
Debt / equity
0.56▲
2024 · 0.06
ROE
-1.2%▼
2024 · 19.9%
ROA
-0.7%▼
2024 · 18.8%
Interest coverage
28.87▼
2024 · 149.42
Debt
€54k▲
2024 · €6k
Debt ≤ 1 year
€28k▲
2024 · €6k
Debt > 1 year
€26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€150k▲
Fixed assets21/28€19k€38k▲
Tangible fixed assets22/27€19k€37k▲
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€1k€22k▲
Financial fixed assets28€460€460=
Current assets29/58€92k€112k▲
Amounts receivable within one year40/41€15k€33k▲
Trade receivables40€10k€27k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€77k€80k▲
Equity and liabilities
Total equity and liabilities10/49€112k€150k▲
Equity10/15€106k€96k▼
Contributions10/11€6k€6k=
Reserves13€43k€35k▼
Distributable reserves133€43k€35k▼
Profit (loss) carried forward14€56k€55k▼
Amounts payable17/49€6k€54k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€6k€28k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€218€1k▲
Suppliers440/4€218€1k▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Other amounts payable47/48€3k€12k▲
Income statement
Code20242025
Non-recurring operating income76A-€100
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€15k▲
Other operating charges640/8€955€733▼
Gross operating margin9900€34k€15k▼
Operating profit (loss)9901€29k€-742▼
Financial income75/76B€99€101▲
Recurring financial income75€99€1▼
Non-recurring financial income76B-€100
Financial charges65/66B€220€484▲
Recurring financial charges65€220€484▲
Profit (loss) for the period before taxes9903€29k€-1k▼
Income taxes67/77€8k-
Profit (loss) for the period9904€21k€-1k▼
Profit (loss) for the period to be appropriated9905€21k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€55k▼
Profit (loss) brought forward from the previous period14P€45k€56k▲
Transfer from equity791/2-€8k
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-1k ▼105%
Net result drops to €-1k, the lowest in the series.
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 14.71
Current ratio from 7.33 to 14.71; short-term debt falls from €10k to €6k.
31-12
Financial
Equity above €100kEq €106k ▲24.9%
6 profitable years in a row build equity to €106k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 7.33
Current ratio from 2.72 to 7.33; short-term debt falls from €25k to €10k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogenhovestraat 318700 TieltGround area
1,028 m²
Building footprint
99 m²
Volume, LiDAR
668 m³
Parcel 37001C0686/00R000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Interex Concepts
since 20182.277.713.616
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37001C0686/00R000 | Flanders | 1,028 m² | 1 · 99 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,264 companies in sector 71113 we hold annual accounts for 658. 552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2018
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.