Overlant
ActiveOverlant has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €15k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-6
Solvency88▲+22
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.68 in 2024; short-term debt: 36.9% and cash: 14.3% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
9 d late
2022
on the day
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 18.2%
2024 · €82k
2021: €21k
2022: €28k
2023: €60k
2024: €82k
2021 → 2025
Total assets
€154k▼ 23.1%
2024 · €200k
2021: €93k
2022: €105k
2023: €137k
2024: €200k
2021 → 2025
Net result
€15k▼ 47.6%
2024 · €28k
2021: €16k
2022: €7k
2023: €35k
2024: €28k
2021 → 2025
Working capital
€92k▲ 21.0%
2024 · €76k
2021: €16k
2022: €37k
2023: €64k
2024: €76k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€28k▲ 35.0%€60k▲ 113%€82k▲ 37.7%€97k▲ 18.2%
Operating result€21k-€14k▼ 34.4%€46k▲ 238%€39k▼ 15.0%€21k▼ 45.0%
Net result€16k-€7k▼ 53.9%€35k▲ 378%€28k▼ 18.2%€15k▼ 47.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€5k▼ 55.3%
Current assets
€148k▼ 21.0%
Equity and liabilities €154k
Equity
€97k▲ 18.2%
Debt
€57k▼ 51.9%
The debt ratio falls from 58.9% to 36.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €47k
Cash flow
€22k▼
2024 · €36k
Solvency
63.1%▲
2024 · 41.1%
Current ratio
2.62▲
2024 · 1.68
Quick ratio
2.62▲
2024 · 1.68
Debt / equity
0.58▼
2024 · 1.43
ROE
15.4%▼
2024 · 34.7%
ROA
9.7%▼
2024 · 14.2%
Interest coverage
23.08▼
2024 · 43.38
Debt
€57k▼
2024 · €118k
Debt ≤ 1 year
€57k▼
2024 · €112k
Debt > 1 year
€0▼
2024 · €6k
Income taxes
€5k▼
2024 · €9k
Staff costs
€47k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€154k▼
Fixed assets21/28€12k€5k▼
Tangible fixed assets22/27€12k€5k▼
Plant, machinery and equipment23€2k€134▼
Furniture and vehicles24€10k€5k▼
Current assets29/58€188k€148k▼
Amounts receivable within one year40/41€108k€120k▲
Trade receivables40€102k€118k▲
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€46k€22k▼
Deferred charges and accrued income490/1€33k€6k▼
Equity and liabilities
Total equity and liabilities10/49€200k€154k▼
Equity10/15€82k€97k▲
Contributions10/11€5k€5k=
Reserves13-€15k
Distributable reserves133-€15k
Profit (loss) carried forward14€77k€77k▼
Amounts payable17/49€118k€57k▼
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€112k€57k▼
Current portion of amounts payable after more than one year42€8k€6k▼
Financial debts43-€435
Credit institutions430/8-€435
Trade debts44€49k€16k▼
Suppliers440/4€49k€16k▼
Taxes, remuneration and social security45€40k€25k▼
Taxes450/3€25k€10k▼
Remuneration and social security454/9€16k€16k▲
Other amounts payable47/48€14k€9k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€51k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€644€467▼
Gross operating margin9900€98k€76k▼
Operating profit (loss)9901€39k€21k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€38k€20k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€28k€15k▼
Profit (loss) for the period to be appropriated9905€28k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€92k▲
Profit (loss) brought forward from the previous period14P€55k€77k▲
Transfer to equity691/2-€15k
To contributions691-€15k
Profit to be distributed694/7€6k€0▼
Return on contributions (dividend)694€6k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
31-03
Financial
Highest result since 2021net €35k ▲378%
Operating result €46k, net result €35k, both a record.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €7k ▼53.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valleilaan 873290 DiestGround area
1,514 m²
Building footprint
578 m²
Volume, LiDAR
7,899 m³
2 parcels, Flanders · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Karel van Lotharingenstraat 4, 3000 Leuven
since 20192.294.451.658
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A1082/00T000 | Flanders | 1,248 m² | 1 · 491 m² | 16.4 m · 5 fl. |
| 24020A1318/00Y003 | Flanders | 266 m² | 1 · 87 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,264 companies in sector 71113 we hold annual accounts for 658. 552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2019
Fiscal year end31-03
Activities, NACEBEL
71113Urban planning and landscape architecture
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.