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INTERENCAISS

Active
Private limited companyfounded 199135 yrs activeRue du Cimetière 15, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0443.613.068
Summary

INTERENCAISS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,697 and a net result of -€27,326. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Non-specialised wholesale trade
NACE 46900NACE 51900NACE 74855
1 site
Size
€650,912total assets 2025
Staff
1.8 FTE
Equity
€86,697
Loss
-€27,326
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 81 d early0 of 5 deeds read
Why 84- Loss of €27,326 (FY 2025)- Equity €86,697 (13.3% of total assets)+ Size: total assets €650,912+ Founded in 1991Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 38+3
equity 13.3% of total assets
Liquidity 57+4
short-term debt 79.6% · cash 75.4%
Profitability 14-58
return on assets -4.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 5 months 06-2026: 0.3%highest value 07-2026: 0.3%● 0.0% vs 06-2026highest value 08-2026: 0.3%● 0.0% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • Size: total assets €650,912 lowers the probability for this profile
  • Loss of €27,326 (FY 2025) raises the probability
  • Equity €86,697 (13.3% of total assets) raises the probability
  • Founded in 1991 lowers the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.01 in 2024; short-term debt: 79.6% and cash: 75.4% of total assets), and 86.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 26%, liquidity 62%, profitability 19%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €650,912
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €27,326 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €86,697 (13.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
81 d early
2024
31 d late
2023
25 d early
2022
25 d late
2021
73 d early
2020
30 d late
2019
52 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€27,326
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €27,220 in 2024 -€27,326 View
  • Caution: Among the weakest 9% on net resultsector median €5,605 · 12,356 companies -€27,326 View
  • Active since 1991founded 01-03-1991 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€650,912
Loss
-€27,326
Solvency
13.3%
Total assets▼ 44.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 11-05-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 31-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised wholesale tradeNACE 46900
Founded
01-03-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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