Veilinghuis Melase
ActiveSummary
Veilinghuis Melase has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €30k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 40% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency53▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.39 in 2024; short-term debt: 62.7% and cash: 18.1% of total assets), and 71.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
14 d late
2023
62 d late
2022
20 d early
2021
34 d early
2020
43 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€182k▲ 19.9%
2024 · €152k
2018: €203k
2019: €56k
2020: €86k
2021: €87k
2022: €87k
2023: €112k
2024: €152k
2018 → 2025
Total assets
€640k▼ 2.3%
2024 · €656k
2018: €654k
2019: €774k
2020: €466k
2021: €189k
2022: €184k
2023: €675k
2024: €656k
2018 → 2025
Net result
€30k▼ 24.1%
2024 · €40k
2018: €14k
2019: €34k
2020: €30k
2021: €1k
2022: €268
2023: €25k
2024: €40k
2018 → 2025
Working capital
€117k▼ 27.7%
2024 · €161k
2018: €194k
2019: €8k
2020: €20k
2021: €44k
2022: €96k
2023: €192k
2024: €161k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€87k▲ 0.3%€112k▲ 28.2%€152k▲ 35.7%€182k▲ 19.9%
Operating result€3k-€-820€41k€65k▲ 59.3%€43k▼ 34.3%
Net result€1k-€268▼ 76.7%€25k▲ 9,094%€40k▲ 62.1%€30k▼ 24.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €640k
Fixed assets
€122k ▲ 49.6%
Current assets
€518k ▼ 9.7%
Equity and liabilities €640k
Equity
€182k ▲ 19.9%
Debt
€458k ▼ 9.0%
Debt's share of the balance-sheet total falls from 76.8% to 71.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €77k
Cash flow
€58k▲
2024 · €52k
Current ratio
1.29▼
2024 · 1.39
Debt to equity
2.52▼
2024 · 3.32
ROE
16.6%▼
2024 · 26.3%
ROA
4.7%▼
2024 · 6.1%
Interest coverage
18.96▲
2024 · 7.84
Debt ≤ 1 year
€402k▼
2024 · €413k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€10k▼
2024 · €16k
Staff costs
€42k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€656k€640k▼
Fixed assets21/28€81k€122k▲
Tangible fixed assets22/27€81k€122k▲
Land and buildings22-€16k
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€75k€101k▲
Financial fixed assets28€248€248=
Current assets29/58€574k€518k▼
Amounts receivable within one year40/41€250k€288k▲
Trade receivables40€60k€198k▲
Other amounts receivable41€189k€90k▼
Cash at bank and in hand54/58€73k€116k▲
Deferred charges and accrued income490/1€251k€114k▼
Equity and liabilities
Total equity and liabilities10/49€656k€640k▼
Equity10/15€152k€182k▲
Contributions10/11€41k€41k=
Reserves13€111k€141k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€111k€141k▲
Amounts payable17/49€504k€458k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€413k€402k▼
Current portion of amounts payable after more than one year42€12k€3k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€353k€245k▼
Suppliers440/4€353k€245k▼
Advances received on contracts in progress46-€116k
Taxes, remuneration and social security45€36k€24k▼
Taxes450/3€33k€19k▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€12k€13k▲
Accrued charges and deferred income492/3€88k€57k▼
Income statement
Code20242025
Remuneration, social security and pensions62€43k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€27k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€0▼
Other operating charges640/8€7k€7k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€136k€119k▼
Operating profit (loss)9901€65k€43k▼
Financial income75/76B€304€1k▲
Recurring financial income75€304€1k▲
Financial charges65/66B€10k€4k▼
Recurring financial charges65€10k€4k▼
Profit (loss) for the period before taxes9903€55k€40k▼
Income taxes67/77€16k€10k▼
Profit (loss) for the period9904€40k€30k▼
Profit (loss) for the period to be appropriated9905€40k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€30k▼
Transfer to equity691/2€40k€30k▼
To other reserves6921€40k€30k▼
Social balance
Average headcount (FTE)90870.70.6▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 42 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 14 days late
2024
31-12
Financial
Highest result since 2018net €40k ▲62.1%
Operating result €65k, net result €40k, both a record.
31-12
Financial
Equity above €150kEq €152k ▲35.7%
7 profitable years in a row build equity to €152k.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 62 days late
2023
31-12
Financial
Equity above €100kEq €112k ▲28.2%
6 profitable years in a row build equity to €112k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €268 ▼76.7%
Net result drops to €268, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoebenschot 7A2460 KasterleeGround area
1,930 m²
Building footprint
200 m²
Volume, LiDAR
993 m³
Parcel 13018F1367/00V000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Veilinghuis Melase BVBA
since 19922.058.548.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018F1367/00V000 | Flanders | 1,930 m² | 1 · 200 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 1,078 EUR awarded · 974 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 202 EUR |
| 2024 | 1 | 951 EUR | 645 EUR |
| 2023 | 1 | 127 EUR | 127 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,735 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-1992
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46900Non-specialised wholesale trade
46190Agents in non-specialised wholesale trade
46712Wholesale trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.