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INTERDESIGN

Active
Public limited companyfounded 198937 yrs activeStationsstraat 25, 2440 Geel, BelgiumKBO/BCE: BE 0437.588.675
Summary

The computed 12-month bankruptcy probability of INTERDESIGN is 2.0% (moderate). The 2025 annual accounts show equity of €34,422 and a net result of €2,240. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 18% of 9497 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
INTERDESIGNActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390NACE 45450
2 sites
Size
€201,961total assets 2025
Equity
€34,422
Profit
€2,240
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
2.0%
Structure
Accounts filed 54 d late0 of 5 deeds read
Why 53- Sector Specialised construction activities (NACE 43)- Latest accounts 54 days late; 2 of the last 3 late- Liquidity: current ratio 0.18, cash €98, halved+ Founded in 1989Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 42+1
equity 17.0% of total assets
Liquidity 35-4
short-term debt 33.9% · cash 0.0%
Profitability 56-7
return on assets 1.1%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%▼ -1.1% vs 12-2024 02-2025: 0.6%● 0.0% vs 01-2025 03-2025: 0.6%● 0.0% vs 02-2025 04-2025: 0.6%▲ +1.4% vs 03-2025 05-2025: 0.6%▼ -0.4% vs 04-2025 06-2025: 0.5%▼ -3.0% vs 05-2025lowest value 07-2025: 0.8%▲ +46.2% vs 06-2025 08-2025: 1.3%▲ +60.5% vs 07-2025 09-2025: 1.6%▲ +24.6% vs 08-2025 10-2025: 2.3%▲ +44.1% vs 09-2025 11-2025: 1.4%▼ -37.6% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%● 0.0% vs 12-2025 02-2026: 1.4%● 0.0% vs 01-2026 03-2026: 1.4%● 0.0% vs 02-2026 04-2026: 1.4%▼ -0.5% vs 03-2026 05-2026: 1.4%▼ -2.7% vs 04-2026 06-2026: 1.4%▼ -2.9% vs 05-2026 07-2026: 1.5%▲ +12.1% vs 06-2026 08-2026: 2.3%▲ +53.1% vs 07-2026 09-2026: 2.7%▲ +17.8% vs 08-2026highest value 10-2026: 2.0%▼ -27.1% vs 09-2026
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Latest accounts 54 days late; 2 of the last 3 late raises the probability
  • Liquidity: current ratio 0.18, cash €98, halved raises the probability
  • Founded in 1989 lowers the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.05 in 2024; short-term debt: 33.9% and cash: 0% of total assets), and 83% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 19%, liquidity 23%, profitability 26%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 54 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.18, cash €98, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9497 sector peers (2025).
NBB · sector comparison
Position among 9497 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
54 d late
2024
61 d late
2023
on the day
2022
98 d early
2021
69 d early
2020
1 d early
2019
40 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 70 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet €2,240 ▼40%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 17% on equitysector median €257,842 · 9,498 companies €34,422 View
  • Positive: 8 profitable years in a rowprofit 2025: €2,240 8 years View
  • Active since 1989founded 31-05-1989 37 years View

By topic

Financials

Fiscal year
2025
Total assets
€201,961
Profit
€2,240
Solvency
17.0%
Total assets▲ 0.2%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 23-09-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 30-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Other building finishing workNACE 43350
Founded
31-05-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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