IDEA
ActiveIDEA has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €8k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-31
Solvency98▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.96 in 2024), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.9%
Return on assets
2.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
61 d late
2023
61 d late
2022
30 d late
2021
316 d late
2020
6 d late
2019
157 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€170k▲ 4.8%
2024 · €162k
2018: €39k
2019: €71k
2020: €70k
2021: €133k
2022: €127k
2023: €145k
2024: €162k
2018 → 2025
Total assets
€299k▲ 2.1%
2024 · €293k
2018: €237k
2019: €246k
2020: €266k
2021: €258k
2022: €270k
2023: €276k
2024: €293k
2018 → 2025
Net result
€8k▼ 55.6%
2024 · €18k
2018: €8k
2019: €31k
2020: €-874
2021: €63k
2022: €-6k
2023: €18k
2024: €18k
2018 → 2025
Working capital
€138k▲ 9.5%
2024 · €126k
2018: €18k
2019: €55k
2020: €60k
2021: €77k
2022: €80k
2023: €101k
2024: €126k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€127k▼ 4.5%€145k▲ 14.2%€162k▲ 12.1%€170k▲ 4.8%
Operating result€79k-€-10k€25k€23k▼ 7.8%€5k▼ 79.6%
Net result€63k-€-6k€18k€18k▼ 2.5%€8k▼ 55.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€32k▼ 11.4%
Current assets
€267k▲ 4.0%
Equity and liabilities €299k
Equity
€170k▲ 4.8%
Debt
€129k▼ 1.3%
The debt ratio falls from 44.6% to 43.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€12k▼
2024 · €30k
Cash flow
€15k▼
2024 · €25k
Solvency
56.9%▲
2024 · 55.4%
Current ratio
2.07▲
2024 · 1.96
Quick ratio
2.07▲
2024 · 1.96
Debt / equity
0.76▼
2024 · 0.80
ROE
4.6%▼
2024 · 10.8%
ROA
2.6%▼
2024 · 6.0%
Interest coverage
13.09▼
2024 · 18.58
Debt
€129k▼
2024 · €131k
Debt ≤ 1 year
€129k▼
2024 · €131k
Income taxes
€4k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€299k▲
Fixed assets21/28€36k€32k▼
Tangible fixed assets22/27€36k€32k▼
Land and buildings22€1k€869▼
Furniture and vehicles24€391€3k▲
Leasing and similar rights25€2k€648▼
Other tangible fixed assets26€33k€28k▼
Financial fixed assets28€154€154=
Current assets29/58€256k€267k▲
Amounts receivable after more than one year29€170k€170k=
Other amounts receivable291€170k€170k=
Amounts receivable within one year40/41€74k€90k▲
Trade receivables40€26k€23k▼
Other amounts receivable41€48k€67k▲
Cash at bank and in hand54/58€7k€460▼
Deferred charges and accrued income490/1€6k€6k=
Equity and liabilities
Total equity and liabilities10/49€293k€299k▲
Equity10/15€162k€170k▲
Contributions10/11€64k€64k=
Capital10€64k€64k=
Issued capital100€64k€64k=
Reserves13€98k€106k▲
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Distributable reserves133€94k€102k▲
Amounts payable17/49€131k€129k▼
Amounts payable within one year42/48€131k€129k▼
Trade debts44€14k€15k▲
Suppliers440/4€14k€15k▲
Taxes, remuneration and social security45€19k€15k▼
Taxes450/3€19k€15k▼
Other amounts payable47/48€98k€99k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€32k€13k▼
Operating profit (loss)9901€23k€5k▼
Financial income75/76B€8k€8k▲
Recurring financial income75€8k€8k▲
Financial charges65/66B€2k€909▼
Recurring financial charges65€2k€909▼
Profit (loss) for the period before taxes9903€29k€12k▼
Income taxes67/77€11k€4k▼
Profit (loss) for the period9904€18k€8k▼
Profit (loss) for the period to be appropriated9905€18k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€8k▼
Transfer to equity691/2€18k€8k▼
To other reserves6921€18k€8k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 22 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €150kEq €162k ▲12.1%
2 profitable years in a row build equity to €162k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
12-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 316 days late
2022
31-12
Financial
Weakest financial yearnet €-6k ▼110%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
31-12
Financial
Equity above €100kEq €133k ▲89.8%
Equity rises from €70k to €133k.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 157 days late
2020
01-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 245 days late
2018
03-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 34 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 2 establishment units since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanunnik Duclosstraat 278000 BruggeGround area
1,083 m²
Building footprint
250 m²
Volume, LiDAR
1,341 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
IDEA
since 19882.040.493.285
BRUGSE KEUKENSTUDIO
since 19932.040.493.186
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34017C0206/00H003 | Flanders | 856 m² | 1 · 157 m² | 11.1 m · 1 fl. |
| 31808M0432/00Y000 | Flanders | 227 m² | 1 · 92 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVW BEHEER
BE 0889.326.088
Antwerpen · Eq €170k
COLETTO & associés
BE 0682.423.803
Linkebeek · Eq €170k
P.J.T.
BE 0548.670.701
Brussel · Eq €169k
TONYGROUPE
BE 0871.470.269
Sint-Jans-Molenbeek · Eq €169k
Mitrick
BE 0798.607.532
Oudsbergen · Eq €171k
Of 7,248 companies in sector 43350 we hold annual accounts for 2,334. 1,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-10-1988
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43320Joinery installation
45421
46832Wholesale of timber
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.