INTERCONSTRUCT
ActiveSummary
INTERCONSTRUCT has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.8m and a net result of €1.4m. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 45% of 1,025 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 79.2 FTE
- Equity
- €6.8m
- Profit
- €1.4m
- Parent
- UD-INVEST · 100%
- UD-INVEST SRLDirector
Why 93raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1987Size: turnover €39.9m, 79.2 FTE, total assets €23.9mProfit of €1.4m (financial year 2025)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized): better than 57% on solvency, 68% on liquidity, 72% on profitability and 32% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 61 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Resignations & appointmentsPower of attorney
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · full…
Financials · financial year 2025, full format
2020 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result recovers in 2025; 2025 is 18% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2024 Net result -72% on 2023. The previous financial year ran 21 months, this one 12.
Peer companies
Historical observationOf the 378 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97.4% are still going.
- Medium-sized
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 378 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €25.0m | €69.9m | €44.8m | €40.8m | ▼ 9.0% |
| Turnover70 | €28.6m | €30.1m | €23.3m | €24.3m | €68.3m | €43.4m | €39.9m | ▼ 8.0% |
| Change in stocks of work in progress, finished goods and contracts in progress71 | - | - | - | - | - | €0.7m | €0 | ▼ 100% |
| Own construction capitalised72 | - | - | - | - | - | €0.1m | €0 | ▼ 100% |
| Other operating income74 | - | - | - | €0.5m | €0.9m | €0.5m | €0.5m | ▼ 0.1% |
| Non-recurring operating income76A | - | - | - | €0.2m | €0.7m | €0.07m | €0.4m | ▲ 390% |
| Operating charges60/66A | - | - | - | €24.5m | €63.8m | €43.0m | €38.7m | ▼ 10.1% |
| Goods for resale, raw materials and consumables60 | - | - | - | €18.4m | €51.2m | €34.0m | €29.7m | ▼ 12.6% |
| Purchases600/8 | - | - | - | €18.5m | €50.7m | €33.6m | €29.5m | ▼ 12.4% |
| Change in stocks: decrease (increase)609 | - | - | - | -€0.06m | €0.4m | €0.4m | €0.3m | ▼ 27.0% |
| Services and other goods61 | - | - | - | €1.6m | €3.5m | €2.5m | €2.6m | ▲ 7.3% |
| Remuneration, social security and pensions62 | - | - | - | €3.9m | €7.8m | €5.1m | €5.1m | ▲ 0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.7m | €0.7m | €0.6m | €0.5m | €1.0m | €0.6m | €0.7m | ▲ 18.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€0.2m | -€0.01m | €0.2m | €0 | ▼ 100% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | - | €0.3m | €0.2m | ▼ 35.0% |
| Other operating charges640/8 | - | - | - | €0.2m | €0.4m | €0.4m | €0.3m | ▼ 26.8% |
| Non-recurring operating charges66A | - | - | - | €0.03m | €0.03m | €0 | €0.003m | - |
| Operating profit (loss)9901 | €0.6m | €0.3m | €0.03m | €0.5m | €6.1m | €1.8m | €2.1m | ▲ 18.2% |
| Financial income75/76B | - | - | - | €0.07m | €0.1m | €0.1m | €0.2m | ▲ 19.7% |
| Recurring financial income75 | €0.07m | €0.09m | €0.1m | €0.07m | €0.1m | €0.1m | €0.2m | ▲ 19.7% |
| Income from current assets751 | - | - | - | €0.007m | €0.01m | €0.02m | €0.1m | ▲ 305% |
| Other financial income752/9 | - | - | - | €0.07m | €0.1m | €0.1m | €0.06m | ▼ 44.7% |
| Financial charges65/66B | - | - | - | €0.2m | €0.5m | €0.3m | €0.3m | ▲ 15.2% |
| Recurring financial charges65 | €0.2m | €0.3m | €0.2m | €0.2m | €0.5m | €0.3m | €0.3m | ▼ 7.0% |
| Debt charges650 | €0.2m | €0.1m | €0.1m | €0.1m | €0.3m | €0.2m | €0.2m | ▼ 7.7% |
| Other financial charges652/9 | - | - | - | €0.06m | €0.1m | €0.06m | €0.05m | ▼ 4.1% |
| Non-recurring financial charges66B | - | - | - | - | - | - | €0.06m | - |
| Profit (loss) for the period before taxes9903 | €0.5m | €0.2m | -€0.05m | €0.3m | €5.7m | €1.7m | €2.0m | ▲ 18.9% |
| Transfer from deferred taxes780 | - | - | - | €0.004m | €0.02m | €0.02m | €0.02m | ▼ 0.2% |
| Transfer to deferred taxes680 | - | - | - | - | €0.1m | €0 | - | - |
| Income taxes67/77 | €0.2m | €0.1m | €0.03m | €0.1m | €1.4m | €0.5m | €0.6m | ▲ 14.5% |
| Taxes670/3 | - | - | - | €0.1m | €1.4m | €0.5m | €0.6m | ▲ 14.5% |
| Tax adjustments and reversals of tax provisions77 | - | - | - | - | €0.001m | €0 | €0 | - |
| Profit (loss) for the period9904 | €0.2m | €0.07m | -€0.08m | €0.2m | €4.2m | €1.2m | €1.4m | ▲ 20.4% |
| Transfer from tax-exempt reserves789 | - | - | - | €0.01m | €0.07m | €0.06m | €0.06m | ▼ 0.2% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €0.4m | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €0.2m | €0.08m | -€0.06m | €0.2m | €3.8m | €1.2m | €1.5m | ▲ 19.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €22.3m | €22.9m | €18.4m | €17.7m | €22.5m | €22.7m | €23.9m | ▲ 5.3% |
| Fixed assets21/28 | €7.8m | €7.9m | €7.2m | €7.5m | €6.3m | €6.5m | €6.8m | ▲ 4.2% |
| Tangible fixed assets22/27 | €7.4m | €7.6m | €7.0m | €7.4m | €6.1m | €6.4m | €6.7m | ▲ 5.2% |
| Land and buildings22 | - | - | - | €1.2m | €0.03m | €0.2m | €0.1m | ▼ 3.5% |
| Plant, machinery and equipment23 | - | - | - | €0.01m | €0.1m | €0.1m | €0.2m | ▲ 52.9% |
| Furniture and vehicles24 | - | - | - | €0.07m | €0.2m | €0.1m | €0.08m | ▼ 38.9% |
| Leasing and similar rights25 | - | - | - | €3.2m | €2.7m | €3.0m | €3.5m | ▲ 16.6% |
| Other tangible fixed assets26 | - | - | - | €2.9m | €3.2m | €3.0m | €2.8m | ▼ 5.5% |
| Financial fixed assets28 | €0.3m | €0.3m | €0.2m | €0.1m | €0.1m | €0.1m | €0.07m | ▼ 45.8% |
| Other financial fixed assets284/8 | - | - | - | €0.1m | €0.1m | €0.1m | €0.07m | ▼ 45.8% |
| Amounts receivable and cash guarantees285/8 | - | - | - | €0.1m | €0.1m | €0.1m | €0.07m | ▼ 45.8% |
| Current assets29/58 | €14.5m | €15.0m | €11.2m | €10.2m | €16.2m | €16.2m | €17.1m | ▲ 5.7% |
| Amounts receivable after more than one year29 | - | - | - | €0.7m | €0.7m | €0.8m | €0.8m | ▲ 0.8% |
| Other amounts receivable291 | - | - | - | €0.7m | €0.7m | €0.8m | €0.8m | ▲ 0.8% |
| Stocks and contracts in progress3 | €2.8m | €2.8m | €1.4m | €1.4m | €1.0m | €1.3m | €1.1m | ▼ 19.9% |
| Stocks30/36 | - | - | - | €1.4m | €1.0m | €1.3m | €1.1m | ▼ 19.9% |
| Raw materials and consumables30/31 | - | - | - | €0.1m | €0.1m | €0.08m | €0.1m | ▲ 29.3% |
| Goods purchased for resale34 | - | - | - | €0.6m | €0.5m | €0.3m | €0.2m | ▼ 31.2% |
| Property held for sale35 | - | - | - | €0.7m | €0.4m | €1.0m | €0.8m | ▼ 20.5% |
| Amounts receivable within one year40/41 | €9.4m | €9.0m | €7.3m | €7.1m | €13.1m | €12.2m | €13.0m | ▲ 6.6% |
| Trade receivables40 | - | - | - | €6.5m | €13.1m | €11.6m | €11.8m | ▲ 1.1% |
| Other amounts receivable41 | - | - | - | €0.6m | €0.02m | €0.5m | €1.2m | ▲ 127% |
| Current investments50/53 | - | - | - | - | - | - | €0.04m | - |
| Other investments51/53 | - | - | - | - | - | - | €0.04m | - |
| Cash at bank and in hand54/58 | €1.7m | €2.3m | €1.7m | €0.9m | €1.2m | €1.8m | €2.1m | ▲ 19.6% |
| Deferred charges and accrued income490/1 | - | - | - | €0.07m | €0.1m | €0.2m | €0.2m | ▼ 4.7% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €22.3m | €22.9m | €18.4m | €17.7m | €22.5m | €22.7m | €23.9m | ▲ 5.3% |
| Equity10/15 | €2.8m | €3.5m | €3.4m | €3.5m | €5.7m | €6.9m | €6.8m | ▼ 1.0% |
| Contributions10/11 | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Capital10 | - | - | - | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Issued capital100 | - | - | - | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Revaluation surpluses12 | - | - | - | €1.0m | €0 | - | - | - |
| Reserves13 | €1.4m | €1.5m | €1.5m | €1.7m | €5.0m | €6.1m | €6.1m | ▼ 0.9% |
| Non-distributable reserves130/1 | - | - | - | €0.3m | €0.06m | €0.06m | €0.06m | = |
| Legal reserve130 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves not available under the articles1311 | - | - | - | €0.2m | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0.02m | €0.4m | €0.3m | €0.3m | ▼ 16.5% |
| Distributable reserves133 | - | - | - | €1.4m | €4.5m | €5.7m | €5.7m | = |
| Investment grants15 | - | - | - | €0.2m | €0.2m | €0.1m | €0.1m | ▼ 10.7% |
| Provisions and deferred taxes16 | €0.08m | €0.02m | €0.01m | €0.008m | €0.1m | €0.4m | €0.6m | ▲ 44.5% |
| Provisions for liabilities and charges160/5 | - | - | - | - | - | €0.3m | €0.6m | ▲ 65.0% |
| Other liabilities and charges164/5 | - | - | - | - | - | €0.3m | €0.6m | ▲ 65.0% |
| Deferred taxes168 | - | - | - | €0.008m | €0.1m | €0.1m | €0.09m | ▼ 16.5% |
| Amounts payable17/49 | €19.4m | €19.4m | €15.0m | €14.2m | €16.7m | €15.4m | €16.4m | ▲ 6.9% |
| Amounts payable after more than one year17 | €7.5m | €7.3m | €6.7m | €6.6m | €6.1m | €6.4m | €6.3m | ▼ 0.8% |
| Financial debts170/4 | - | - | - | €5.5m | €4.7m | €4.8m | €4.9m | ▲ 2.8% |
| Leasing and similar obligations172 | - | - | - | €3.1m | €2.5m | €2.8m | €3.0m | ▲ 9.1% |
| Credit institutions173 | - | - | - | €2.4m | €2.2m | €2.0m | €1.9m | ▼ 5.8% |
| Trade debts175 | - | - | - | €1.2m | €1.4m | €1.6m | €1.4m | ▼ 11.6% |
| Suppliers1750 | - | - | - | €1.2m | €1.4m | €1.6m | €1.4m | ▼ 11.6% |
| Amounts payable within one year42/48 | €11.9m | €12.1m | €8.2m | €7.6m | €10.5m | €8.3m | €9.3m | ▲ 11.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.6m | €0.5m | €0.5m | €0.7m | ▲ 32.7% |
| Financial debts43 | - | - | - | €2.9m | €2.8m | €1.7m | €1.0m | ▼ 38.6% |
| Credit institutions430/8 | - | - | - | €2.9m | €2.8m | €1.7m | €1.0m | ▼ 38.6% |
| Trade debts44 | €6.8m | €6.4m | €3.6m | €3.7m | €6.1m | €5.2m | €4.7m | ▼ 10.9% |
| Suppliers440/4 | - | - | - | €3.7m | €6.1m | €5.2m | €4.7m | ▼ 10.9% |
| Advances received on contracts in progress46 | - | - | - | €0.1m | €0 | €0.3m | €0.7m | ▲ 133% |
| Taxes, remuneration and social security45 | - | - | - | €0.3m | €1.0m | €0.6m | €0.7m | ▲ 23.2% |
| Taxes450/3 | - | - | - | €0.01m | €0.5m | €0.1m | €0.1m | ▲ 54.7% |
| Remuneration and social security454/9 | - | - | - | €0.3m | €0.5m | €0.5m | €0.6m | ▲ 16.8% |
| Other amounts payable47/48 | - | - | - | €0.002m | €0.3m | €0 | €1.5m | - |
| Accrued charges and deferred income492/3 | - | - | - | €0.006m | €0.04m | €0.7m | €0.8m | ▲ 21.6% |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.2m | €0.07m | -€0.08m | €0.2m | €4.2m | €1.2m | €1.4m | ▲ 20.4% |
| + Depreciation and write-downs630 | €0.7m | €0.7m | €0.6m | €0.5m | €1.0m | €0.6m | €0.7m | ▲ 18.2% |
| Operating cash flow (approximation) | €0.9m | €0.7m | €0.5m | €0.7m | €5.2m | €1.8m | €2.1m | ▲ 19.7% |
| Investment in fixed assets (approximation) | - | -€0.8m | €0.09m | -€0.9m | - | -€0.8m | -€1.0m | ▼ 21.3% |
| Change in cash | - | €0.7m | -€0.7m | -€0.7m | - | €0.5m | €0.3m | ▼ 32.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 37 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | full format | 02-03-2026 | 2026-00047216 |
| 30-09-2024 | full format | 07-03-2025 | 2025-00044985 |
| 30-09-2023 | full format | 19-02-2024 | 2024-00032190 |
| 31-12-2021 | full format | 17-05-2022 | 2022-20028114 |
| 31-12-2020 | full format | 10-06-2021 | 2021-19000240 |
| 31-12-2019 | full format | 09-06-2020 | 2020-15700180 |
| 31-12-2018 | full format | 29-05-2019 | 2019-15000318 |
| 31-12-2017 | full format | 18-07-2018 | 2018-35100511 |
| 31-12-2016 | full format | 27-06-2017 | 2017-22500179 |
| 31-12-2015 | full format | 10-06-2016 | 2016-16400534 |
Similar companies · same sector, comparable size
Public contracts
Source: TED (Tenders Electronic Daily), Publications Office of the European Union. Values as the buyer published them; for a framework agreement, a ceiling.
Directors
Board 1
Statutory auditor 1
Mandate history
- Board
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| UD-INVEST SRLfrom an act |
|
| VRC BEDRIJFSREVISOREN |
|
Owners and capital
Owners
2 ownersChain of control
- UD-INVEST
- INTERCONSTRUCT
Highest known parent: UD-INVEST. The sources do not say who stands above it.
Owners 2
- UD-INVESTparentSourceaccounts UD-INVEST 2025100%
- Dieter Platteeuwnatural personSourceown accounts 20190.02%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Group and network
Connections & network
The network starts from this company’s shareholders. What else they own or run appears here as nodes.
History
Acts, filings and financial milestones
07-10
Gazette deed
Resignations & appointmentsPower of attorney5 facts ▸
- Board meeting, 10-07-2026
- Power of attorney, Charles Alain Achille G.
- Power of attorney, Liénard Ronald (3 times)
- Power of attorney, Sory Gilles Emile R. (3 times)
- Power of attorney, Dhulst Mathieu Albert R.
16-05
Gazette deed
Reappointment: Vander Donckt-Roobrouck-Christiaens Réviseurs d'entreprises SCRL (statutory auditor)Permanent representative: Dieter Platteeuw4 facts ▸
- General meeting, 13-02-2024
- Auditor reappointment, Vander Donckt-Roobrouck-Christiaens Réviseurs d'entreprises SCRL (statutory auditor)
- Director in office, UD-INVEST SRL (sole director)
- Permanent representative, Dieter Platteeuw
Show earlier events
About the unread acts
Of the 14 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 12 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0432.060.566
Recognitions · licences · registrations
Recognised contractor
14 categories- D General building contractsclass 7, up to €6,396,000
- D1 All shell construction and roofing-in of buildingsclass 7, up to €6,396,000
- D5 General joinery, timber roof trusses and stairsclass 5, up to €2,172,000
- D8 Asphalt and similar roof coverings, waterproofingclass 1, up to €162,000
- D16 Sanitary installations and gas heating with individual appliancesclass 3, up to €600,000
- D17 Central heating, thermal installationsclass 4, up to €1,080,000
- D20 Metal joineryclass 4, up to €1,080,000
- D22 Metal roofing and zinc workclass 1, up to €162,000
Show all 14 categories
- E General civil engineering contractsclass 4, up to €1,080,000
- G General earthworks contractsclass 4, up to €1,080,000
- P1 Electrical installations in buildings, with fire and burglar alarms and telecomsclass 5, up to €2,172,000
- P2 Electrical and electromechanical installations of structures and industry, outdoor installationsclass 3, up to €600,000
- P3 Overhead power linesclass 3, up to €600,000
- S1 Public telephone and telegraph equipmentclass 3, up to €600,000
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 54007B0508/00T000 | Wallonia | 109 m² | 1 · 60 m² | - |