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Generated 25-08-2026
Active BE 0794.368.137Private limited company

Intercompany M&Z

Bisschoppenhoflaan 464 ·2100 Antwerpen, Belgium· 3 yrs active
Sector: Groothandel in auto's en lichte bestelwagens (<= 3,5 ton) (46711)
Conclusion Checked

The computed 12-month bankruptcy probability of Intercompany M&Z is 2.1% (moderate). The 2024 annual accounts show equity of €5k and a net result of €1k. Its solvency ranks better than 35% of 3381 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €5k
Net result €1k
Better than sector 35%
Active 3 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health66Profitability100Solvency20Growth78Stability94
72 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 66
Profitability 100
Solvency 20
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
66 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 07-04-2026 with the NBB · fiscal year 2024 · micro
€0€500€1k€2k€2kOperating result 2023: €1k€1kNet result 2023: €1k€1kOperating result 2024: €2k€2kNet result 2024: €1k€1k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 10.0% 25.2%
better than 35% of 3381 sector peers
Net result €1k €4k
better than 43% of 3367 sector peers
Equity €5k €22k
better than 33% of 3388 sector peers
Gross operating margin €3k €19k
better than 32% of 3353 sector peers
Total assets €50k €105k
better than 30% of 3386 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€3k
+45.6% 23-24
Net profit
€1k
+25.5% 23-24
Cash flow
€2k
+52.4% 23-24
Total assets
€50k
+358.8% 23-24
Equity
€5k
+38.0% 23-24
Working capital
€4k
+88.3% 23-24
Income taxes
€340
+18.9% 23-24
Debt
€45k
+517.8% 23-24
Show 8 other metrics
Debt ≤ 1y
€45k
+517.8% 23-24
Current ratio
1.10
-17.2% 23-24
Quick ratio
0.33
-74.8% 23-24
Solvency
10.0%
-69.9% 23-24
Debt / equity
9.04
+347.8% 23-24
ROE
27.5%
-9.1% 23-24
ROA
2.7%
-72.7% 23-24
Interest coverage
10.95
-66.3% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€3k
Net profit€1k
Cash flow€2k
Staff costs-
Income taxes€340
Dividends-
Total assets€50k
Equity€5k
Debt€45k
of which ≤ 1y€45k
of which > 1y-
Working capital€4k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.10
Quick ratio0.33
Working capital ratio9.1%
Solvency10.0%
Debt / equity9.04
Long-term debt ratio-
Interest coverage10.95
Gross margin-
Net margin-
ROA2.7%
ROE27.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€50k
Formation expenses 20€449
Current assets 29/58€49k
Stocks & contracts in progress 3€34k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€90
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€50k
Equity 10/15€5k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€45k
Amounts payable within one year 42/48€45k
Trade debts payable within one year 44€44k
Income statement
Gross operating margin 9900€3k
Operating result 9901€2k
Financial income 75€170
Financial charges 65€229
Result before taxes 9903€2k
Income taxes 67/77€340
Net result for the period 9904€1k
Result to be appropriated 9905€1k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)(46711)
Legal form Private limited company(610)
Incorporation04-12-2022
StatusActive
Postal code2100
Establishment units 1 location
Intercompany M&Z
Erwtenstraat 4, 2060 AntwerpenGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20222.338.956.446
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11012A0275/00M005 Flanders 2,077 m² 1 · 606 m² 14.8 m · 1 fl.
11805E0420/00A004 Flanders 170 m² 1 · 96 m² 14.4 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-04-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
05-01-2026
State Gazette act Registered-office change
v3.2
2024
05-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
25-04-2024
State Gazette act Registered-office change
v3.2
2022
07-12-2022
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Address history · 2
05-01-2026
v3.2
25-04-2024
v3.2
All acts · 3 updated 7 months ago
2026
05-01-2026 Registered office moved from ANTWERPEN to Deurne Registered-office change
  • Middelmolenlaan 175, 2400 ANTWERPEN → Bisschopenhoflaan 464, 2100 Deurne
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Deurne",
        "region": "Vlaams Gewest",
        "street": "Bisschopenhoflaan",
        "country": "BE",
        "postcode": "2100",
        "box_number": null,
        "street_number": "464"
      },
      "old_address": {
        "city": "ANTWERPEN",
        "region": "Vlaams Gewest",
        "street": "Middelmolenlaan",
        "country": "BE",
        "postcode": "2400",
        "box_number": "27",
        "street_number": "175"
      },
      "effective_date": "2025-12-01",
      "evidence_quote": "Wijziging van Maatschapelijke Zetel ... Zetel verplaatsen naar Bisschopenhoflaan 464-2100 Deurne"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.368.137",
    "name_full": "INTERCOMPANY M \u0026 Z",
    "legal_form": "BV"
  }
}
2024
25-04-2024 Registered office moved from Antwerpen to Deurne Registered-office change
  • Erwtenstraat 4, 2060 Antwerpen → Middelmolenlaan 175, 2100 Deurne
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Deurne",
        "region": "Vlaams Gewest",
        "street": "Middelmolenlaan",
        "country": "BE",
        "postcode": "2100",
        "box_number": "27",
        "street_number": "175"
      },
      "old_address": {
        "city": "Antwerpen",
        "region": "Vlaams Gewest",
        "street": "Erwtenstraat",
        "country": "BE",
        "postcode": "2060",
        "box_number": null,
        "street_number": "4"
      },
      "effective_date": "2024-01-31",
      "evidence_quote": "Volledig adres v.d. zetel: Erwtenstraat 4-2060 Antwerpen ... Wijziging maatschappelijke zetel ... -Zetel verplaatsing naar Middelmolenlaan 175/27-2100 Deurne"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0794.368.137",
    "name_full": "INTERCOMPANY M \u0026 Z",
    "legal_form": "BV"
  }
}
2022
07-12-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Erwtenstraat 4, 2060 Antwerpen",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "SABIR Soumaya",
        "niss": null,
        "address": "Antwerpen"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2500,
      "holder_person_name": "SABIR Soumaya",
      "is_subscriber_only": false,
      "n_shares_subscribed": 250,
      "amount_subscribed_eur": 2500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2500,
  "subject_company": {
    "kbo": "0794.368.137",
    "name_full": "Intercompany M\u0026Z",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-11-30",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Groothandel in andere motorvoertuigen (> 3,5 ton)46712Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in onderdelen en accessoires van motorvoertuigen47820Goederenvervoer over de weg49410
Primary activity highlighted.
Names & trade names
Legal nameNL Intercompany M&Z
Registered office
Bisschoppenhoflaan 464
2100 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative