INTERCHIP CONSTRUCTION
Open bankruptcyA bankruptcy procedure is open for INTERCHIP CONSTRUCTION according to publications in the Belgian State Gazette; curator: GUY KELDER. The 2022 annual accounts show equity of €14k and a net result of €30k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-08-2023, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
30 d late
2021
17 d early
2020
12 d late
2019
94 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€14k
2021 · €-16k
2018: €44k
2019: €56k
2020: €61k
2021: €-16k
2018 → 2022
Total assets
€44k▼ 46.2%
2021 · €82k
2018: €78k
2019: €140k
2020: €179k
2021: €82k
2018 → 2022
Net result
€30k
2021 · €-77k
2018: €14k
2019: €12k
2020: €4k
2021: €-77k
2018 → 2022
Working capital
€14k
2021 · €-21k
2018: €36k
2019: €48k
2020: €56k
2021: €-21k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€44k-€56k▲ 28.1%€61k▲ 7.9%€-16k€14k
Operating result€19k-€22k▲ 15.2%€20k▼ 9.2%€-61k€33k
Net result€14k-€12k▼ 12.0%€4k▼ 63.8%€-77k€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2022: €33k after a loss of €61k in 2021, the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €44k
Fixed assets
€120▼ 98.4%
Current assets
€44k▼ 41.1%
Equity and liabilities €44k
Equity
€14k
Debt
€30k
Debt finances 67.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€40k▲
2021 · €-53k
Cash flow
€37k▲
2021 · €-70k
Solvency
32.1%▲
2021 · -19.5%
Current ratio
1.47▲
2021 · 0.78
Quick ratio
1.47▲
2021 · 0.78
Debt / equity
2.11▲
2021 · -6.12
ROE
212.9%
ROA
68.4%▲
2021 · -93.7%
Interest coverage
12.72▲
2021 · -3.27
Debt
€30k▼
2021 · €98k
Debt ≤ 1 year
€30k▼
2021 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€82k€44k▼
Fixed assets21/28€7k€120▼
Tangible fixed assets22/27€7k-
Furniture and vehicles24€7k-
Financial fixed assets28€212€120▼
Current assets29/58€75k€44k▼
Amounts receivable within one year40/41€43k€30k▼
Trade receivables40€37k€29k▼
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€29k€14k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€82k€44k▼
Equity10/15€-16k€14k▲
Contributions10/11€3k€3k=
Reserves13€17k€17k=
Non-distributable reserves130/1€17k€17k=
Reserves not available under the articles1311€17k€17k=
Profit (loss) carried forward14€-36k€-6k▲
Amounts payable17/49€98k€30k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€96k€30k▼
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€32k€9k▼
Suppliers440/4€32k€9k▼
Taxes, remuneration and social security45€20k€566▼
Taxes450/3€3k€566▼
Remuneration and social security454/9€17k-
Other amounts payable47/48€37k€18k▼
Income statement
Code20212022
Non-recurring operating income76A€14k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€11k€2k▼
Gross operating margin9900€-42k€42k▲
Operating profit (loss)9901€-61k€33k▲
Financial income75/76B-€379
Recurring financial income75-€379
Financial charges65/66B€16k€3k▼
Recurring financial charges65€16k€3k▼
Profit (loss) for the period before taxes9903€-77k€30k▲
Profit (loss) for the period9904€-77k€30k▲
Transfer from tax-exempt reserves789€14k-
Profit (loss) for the period to be appropriated9905€-63k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-6k▲
Profit (loss) brought forward from the previous period14P€27k€-36k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-04
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL INTERCHIP CONSTRUCTION AVENUE PAUL HYMANS 39/9, 1200 WOLUWE-SAINT-LAMBERT · event 18-04-2025
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-77k ▼1818%
Net result drops to €-77k, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
504 m²
Building footprint
324 m²
Volume, LiDAR
3,840 m³
Parcel 21672C0275/00V005, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
INTERCHIP CONSTRUCTION
since 20172.283.138.191
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0275/00V005 | Brussels | 504 m² | 1 · 324 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GUY KELDER PLACE GUY D’AREZZO 18, 1180 UCCLE- |
18-04-2025 → present |
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 10,508 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-02-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.