INTERCHAMP
ActiveSummary
For INTERCHAMP, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €19,185 and a net result of -€24,595. Equity is shrinking by ~46.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2023. Its solvency ranks better than 13% of 1629 sector peers (fiscal year 2022). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability66▲+66
Solvency27▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
1.8%
Return on assets
-2.3%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 26-03-2024, 239 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
239 d late
2021
164 d late
2020
153 d late
2019
250 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 202 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, abbreviated schema
Equity
€19,185▼ 56.2%
2021 · €43,780
Total assets
€1.0m▲ 1.6%
2021 · €1.0m
Net result
-€24,595▲ 85.8%
2021 · -€173,667
Working capital
-€963,782▼ 10.5%
2021 · -€872,340
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€2,782--€62,664▼ 2,152%-€108,841▼ 73.7%-€167,947▼ 54.3%-€18,859▲ 88.8%
Net result-€15,101--€69,070▼ 357%-€114,640below the sector's middle half▼ 66.0%-€173,667below the sector's middle half▼ 51.5%-€24,595below the sector's middle half▲ 85.8%
Equity€405,889-€334,924▼ 17.5%€218,395within the sector's middle half▼ 34.8%€43,780below the sector's middle half▼ 80.0%€19,185below the sector's middle half▼ 56.2%
Total assets€2.0m-€1.8m▼ 10.4%€1.4mwithin the sector's middle half▼ 25.2%€1.0mwithin the sector's middle half▼ 24.8%€1.0mwithin the sector's middle half▲ 1.6%
Debt€1.6m-€1.5m▼ 8.7%€1.2m▼ 23.1%€987,241▼ 14.3%€1.0m▲ 4.1%
Working capital-€620,914--€572,449▲ 7.8%-€730,228below the sector's middle half▼ 27.6%-€872,340below the sector's middle half▼ 19.5%-€963,782below the sector's middle half▼ 10.5%
Solvency19.8%-18.3%▼ 1.6pp15.9%within the sector's middle half▼ 2.3pp4.2%below the sector's middle half▼ 11.7pp1.8%below the sector's middle half▼ 2.4pp
Current ratio0.54-0.53▼ 0.010.28below the sector's middle half▼ 0.250.07below the sector's middle half▼ 0.220.02below the sector's middle half▼ 0.04
Return on assets (ROA)-0.7%--3.8%▼ 3.0pp-8.4%below the sector's middle half▼ 4.6pp-16.8%below the sector's middle half▼ 8.5pp-2.3%below the sector's middle half▲ 14.5pp
Staff (FTE)3.9-4▲ 2.6%4within the sector's middle half=4within the sector's middle half=2.8within the sector's middle half▼ 30.0%
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,859 in 2022 against €167,947 in 2021; the loss shrinks.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €1.0m
Fixed assets
€1.0m ▲ 5.5%
Current assets
€23,671 ▼ 61.2%
Equity and liabilities €1.0m
Equity
€19,185 ▼ 56.2%
Debt
€1.0m ▲ 4.1%
Debt's share of the balance-sheet total rises from 95.8% to 98.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72,358▲
2021 · -€53,974
Cash flow
€66,622▲
2021 · -€59,694
Debt to equity
53.57▲
2021 · 22.55
ROE
-128.2%▲
2021 · -396.7%
Interest coverage
12.61▲
2021 · -8.09
Debt ≤ 1 year
€987,452▲
2021 · €933,309
Debt > 1 year
€39,628▼
2021 · €52,942
Staff costs
€48,460▼
2021 · €166,565
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €166,565 | €48,460 | ▼ 70.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €158,721 | €136,849 | €133,876 | €113,973 | €91,217 | ▼ 20.0% |
| Other operating charges640/8 | - | - | - | €14,727 | €14,444 | ▼ 1.9% |
| Non-recurring operating charges66A | - | - | - | €7,000 | - | - |
| Gross operating margin9900 | €336,152 | €330,875 | €220,154 | €134,318 | €135,262 | ▲ 0.7% |
| Operating profit (loss)9901 | -€2,782 | -€62,664 | -€108,841 | -€167,947 | -€18,859 | ▲ 88.8% |
| Financial income75/76B | - | - | - | €954 | - | - |
| Recurring financial income75 | €1,930 | €2,199 | €1,888 | €954 | - | - |
| Financial charges65/66B | - | - | - | €6,674 | €5,737 | ▼ 14.0% |
| Recurring financial charges65 | €14,249 | €8,605 | €7,688 | €6,674 | €5,737 | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | -€15,101 | -€69,070 | -€114,640 | -€173,667 | -€24,595 | ▲ 85.8% |
| Profit (loss) for the period9904 | -€15,101 | -€69,070 | -€114,640 | -€173,667 | -€24,595 | ▲ 85.8% |
| Profit (loss) for the period to be appropriated9905 | -€15,101 | -€69,070 | -€114,640 | -€173,667 | -€24,595 | ▲ 85.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €1.8m | €1.4m | €1.0m | €1.0m | ▲ 1.6% |
| Fixed assets21/28 | €1.3m | €1.2m | €1.1m | €970,052 | €1.0m | ▲ 5.5% |
| Tangible fixed assets22/27 | €1.1m | €977,853 | €873,773 | €768,104 | €821,401 | ▲ 6.9% |
| Land and buildings22 | - | - | - | €749,326 | €809,219 | ▲ 8.0% |
| Plant, machinery and equipment23 | - | - | - | €12,369 | €7,172 | ▼ 42.0% |
| Furniture and vehicles24 | - | - | - | €6,409 | €5,009 | ▼ 21.8% |
| Financial fixed assets28 | €208,948 | €208,948 | €208,948 | €201,948 | €201,948 | = |
| Current assets29/58 | €726,302 | €645,449 | €287,462 | €60,969 | €23,671 | ▼ 61.2% |
| Stocks and contracts in progress3 | €102,918 | €103,683 | €104,951 | €22,096 | - | - |
| Stocks30/36 | - | - | - | €22,096 | - | - |
| Amounts receivable within one year40/41 | €597,922 | €490,588 | €138,462 | €28,980 | €13,694 | ▼ 52.7% |
| Trade receivables40 | - | - | - | - | €5,030 | - |
| Other amounts receivable41 | - | - | - | €28,980 | €8,664 | ▼ 70.1% |
| Cash at bank and in hand54/58 | €570 | €25,506 | €14,381 | €8,501 | €9,976 | ▲ 17.4% |
| Deferred charges and accrued income490/1 | - | - | - | €1,392 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €1.8m | €1.4m | €1.0m | €1.0m | ▲ 1.6% |
| Equity10/15 | €405,889 | €334,924 | €218,395 | €43,780 | €19,185 | ▼ 56.2% |
| Contributions10/11 | €826,000 | €826,000 | - | €826,732 | €826,732 | = |
| Reserves13 | €7,560 | €7,560 | €7,560 | €7,560 | €7,560 | = |
| Non-distributable reserves130/1 | - | - | - | €7,560 | €7,560 | = |
| Reserves not available under the articles1311 | - | - | - | €7,560 | €7,560 | = |
| Profit (loss) carried forward14 | -€433,135 | -€502,205 | -€616,845 | -€790,512 | -€815,107 | ▼ 3.1% |
| Investment grants15 | - | - | - | €0 | - | - |
| Amounts payable17/49 | €1.6m | €1.5m | €1.2m | €987,241 | €1.0m | ▲ 4.1% |
| Amounts payable after more than one year17 | €292,954 | €212,950 | €132,946 | €52,942 | €39,628 | ▼ 25.1% |
| Financial debts170/4 | - | - | - | €13,314 | - | - |
| Other amounts payable178/9 | - | - | - | €39,628 | €39,628 | = |
| Amounts payable within one year42/48 | €1.3m | €1.2m | €1.0m | €933,309 | €987,452 | ▲ 5.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €80,004 | €13,314 | ▼ 83.4% |
| Financial debts43 | - | - | - | €200,000 | €200,000 | = |
| Credit institutions430/8 | - | - | - | €200,000 | €200,000 | = |
| Trade debts44 | €639,745 | €513,712 | €326,836 | €220,787 | €406,774 | ▲ 84.2% |
| Suppliers440/4 | - | - | - | €220,787 | €406,774 | ▲ 84.2% |
| Taxes, remuneration and social security45 | - | - | - | €14,971 | €12,272 | ▼ 18.0% |
| Remuneration and social security454/9 | - | - | - | €14,971 | €12,272 | ▼ 18.0% |
| Other amounts payable47/48 | - | - | - | €417,547 | €355,093 | ▼ 15.0% |
| Accrued charges and deferred income492/3 | - | - | - | €989 | €754 | ▼ 23.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,101 | -€69,070 | -€114,640 | -€173,667 | -€24,595 | ▲ 85.8% |
| + Depreciation and write-downs630 | €158,721 | €136,849 | €133,876 | €113,973 | €91,217 | ▼ 20.0% |
| Operating cash flow (approximation) | €143,621 | €67,779 | €19,235 | -€59,694 | €66,622 | ▲ 212% |
| Investment in fixed assets (approximation) | - | -€3,893 | -€29,796 | -€1,304 | -€144,514 | ▼ 10,987% |
| Change in cash | - | €24,936 | -€11,125 | -€5,880 | €1,475 | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 239 days late
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 164 days late
2021
31-12
Financial
Weakest financial yearnet -€173,667
Net result drops to -€173,667, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 153 days late
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 250 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 184 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
27-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2001
Ground area
4.7 ha
Building footprint
1.0 ha
Volume, LiDAR
38,051 m³
Parcel 37011A0029/00B002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
INTERCHAMP
since 20012.116.577.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011A0029/00B002 | Flanders | 4.7 ha | 1 · 1.0 ha | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2022 list no shareholders, and no other source names one.
Holdings 1
-
42%
According to the 2022 annual accounts of INTERCHAMP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePittem2.116.577.216
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Of 3,623 companies in sector 01130 we hold annual accounts for 789. 255 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded08-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
46319Wholesale of fruit and vegetables, excluding potatoes
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473747406
Registered
11-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.