INTERBROKERAGE
ActiveThe annual accounts of INTERBROKERAGE for fiscal year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €7k and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 11297 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-13
Solvency31▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.06 against 1.1 in 2024; short-term debt: 93.9% and cash: 30.9% of total assets), and 93.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.1%
Return on assets
-15.6%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-18k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11297 sector peers (2025).
NBB · sector comparisonPosition among 11297 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
65 d early
2023
57 d early
2022
49 d early
2021
52 d early
2020
60 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 71.8%
2024 · €25k
2019: €25k
2020: €12k
2021: €-3k
2022: €27k
2023: €37k
2024: €25k
2019 → 2025
Total assets
€115k▼ 56.7%
2024 · €266k
2019: €236k
2020: €135k
2021: €159k
2022: €225k
2023: €189k
2024: €266k
2019 → 2025
Net result
€-18k▼ 45.8%
2024 · €-12k
2019: €10k
2020: €-13k
2021: €-15k
2022: €30k
2023: €10k
2024: €-12k
2019 → 2025
Working capital
€7k▼ 72.1%
2024 · €25k
2019: €17k
2020: €7k
2021: €-3k
2022: €27k
2023: €37k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€27k€37k▲ 37.5%€25k▼ 33.0%€7k▼ 71.8%
Operating result€-22k-€47k€9k▼ 81.1%€-12k€-14k▼ 18.3%
Net result€-15k-€30k€10k▼ 66.3%€-12k€-18k▼ 45.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €12k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€104=
Current assets
€115k▼ 56.7%
Equity and liabilities €115k
Equity
€7k▼ 71.8%
Debt
€108k▼ 55.1%
The debt ratio rises from 90.6% to 93.9%. Equity and debt are lower.
Key figures and ratios
Solvency
6.1%▼
2024 · 9.4%
Current ratio
1.06▼
2024 · 1.10
Quick ratio
1.06▼
2024 · 1.10
Debt / equity
15.37▲
2024 · 9.65
ROE
-255.0%▼
2024 · -49.3%
ROA
-15.6%▼
2024 · -4.6%
Debt
€108k▼
2024 · €241k
Debt ≤ 1 year
€108k▼
2024 · €241k
Income taxes
€390▲
2024 · €371
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€266k€115k▼
Fixed assets21/28€104€104=
Financial fixed assets28€104€104=
Current assets29/58€266k€115k▼
Stocks and contracts in progress3€1k€70▼
Stocks30/36€1k€70▼
Amounts receivable within one year40/41€198k€79k▼
Trade receivables40€198k€79k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€66k€36k▼
Deferred charges and accrued income490/1€713€0▼
Equity and liabilities
Total equity and liabilities10/49€266k€115k▼
Equity10/15€25k€7k▼
Contributions10/11€8k€8k=
Reserves13€17k€7k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€17k€7k▼
Profit (loss) carried forward14€0€-8k▼
Amounts payable17/49€241k€108k▼
Amounts payable within one year42/48€241k€108k▼
Trade debts44€232k€107k▼
Suppliers440/4€232k€107k▼
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€9k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-11k€-13k▼
Operating profit (loss)9901€-12k€-14k▼
Financial income75/76B€10k€8k▼
Recurring financial income75€10k€8k▼
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€-12k€-18k▼
Income taxes67/77€371€390▲
Profit (loss) for the period9904€-12k€-18k▼
Profit (loss) for the period to be appropriated9905€-12k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-18k▼
Profit (loss) brought forward from the previous period14P€-1k€0▲
Transfer from equity791/2€13k€10k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
05-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 572520 RanstGround area
1,398 m²
Building footprint
103 m²
Volume, LiDAR
812 m³
Parcel 11035C0184/00L007, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Interbrokerage
since 20042.138.801.401
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035C0184/00L007 | Flanders | 1,398 m² | 1 · 103 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RACHINDIAM
BE 0460.514.131
Antwerpen · Eq €7k
IDEX-EC
BE 0477.696.789
Antwerpen · Eq €7k
FRUCHTER GAD DIAMONDS BELGIUM
BE 0866.078.158
Antwerpen · Eq €7k
VALDIAM
BE 0741.840.360
Antwerpen · Eq €8k
BETA
BE 0429.532.430
Antwerpen · Eq €8k
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2004
Fiscal year end30-06
Activities, NACEBEL
46861Wholesale of diamonds and other precious stones
51561
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.