DUNIA
ActiveSummary
DUNIA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-3k) and a net result of €-19k. Equity is shrinking by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency22▼-18
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 1.17 in 2023; short-term debt: 98.7% and cash: 33.9% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-3%
Return on assets
-18%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
49 d early
2022
54 d early
2021
48 d early
2020
39 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-3k
2023 · €16k
2018: €86k
2019: €103k▲ +20.0% vs 2018highest in 7 years
2020: €33k▼ -68.0% vs 2019
2021: €41k▲ +23.8% vs 2020
2022: €37k▼ -10.2% vs 2021
2023: €16k▼ -56.3% vs 2022
2024: €-3k▼ -120% vs 2023lowest in 7 years
2018 → 2024
Total assets
€107k▼ 0.8%
2023 · €108k
2018: €132k
2019: €136k▲ +3.6% vs 2018highest in 7 years
2020: €79k▼ -41.7% vs 2019lowest in 7 years
2021: €106k▲ +33.1% vs 2020
2022: €119k▲ +12.2% vs 2021
2023: €108k▼ -9.1% vs 2022
2024: €107k▼ -0.8% vs 2023
2018 → 2024
Net result
€-19k▲ 6.9%
2023 · €-21k
2018: €19khighest in 7 years
2019: €17k▼ -7.7% vs 2018
2020: €-70k▼ -508% vs 2019lowest in 7 years
2021: €8k▲ +111% vs 2020
2022: €-4k▼ -153% vs 2021
2023: €-21k▼ -397% vs 2022
2024: €-19k▲ +6.9% vs 2023
2018 → 2024
Working capital
€909▼ 94.1%
2023 · €15k
2018: €86k
2019: €103k▲ +20.0% vs 2018highest in 7 years
2020: €33k▼ -68.0% vs 2019
2021: €41k▲ +23.8% vs 2020
2022: €36k▼ -12.5% vs 2021
2023: €15k▼ -57.1% vs 2022
2024: €909▼ -94.1% vs 2023lowest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€41k▲ 23.8%€37k▼ 10.2%€16k▼ 56.3%€-3k
2020: €33k
2021: €41k▲ +23.8% vs 2020highest in 5 years
2022: €37k▼ -10.2% vs 2021
2023: €16k▼ -56.3% vs 2022
2024: €-3k▼ -120% vs 2023lowest in 5 years
Operating result€-62k-€10k€-4k€-15k▼ 251%€-20k▼ 29.7%
2020: €-62klowest in 5 years
2021: €10k▲ +116% vs 2020highest in 5 years
2022: €-4k▼ -145% vs 2021
2023: €-15k▼ -251% vs 2022
2024: €-20k▼ -29.7% vs 2023
Net result€-70k-€8k€-4k€-21k▼ 397%€-19k▲ 6.9%
2020: €-70klowest in 5 years
2021: €8k▲ +111% vs 2020highest in 5 years
2022: €-4k▼ -153% vs 2021
2023: €-21k▼ -397% vs 2022
2024: €-19k▲ +6.9% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €15k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €107k
Fixed assets
€479 ▼ 33.2%
Current assets
€107k ▼ 0.5%
Key figures and ratios
EBITDA
€-20k▼
2023 · €-15k
Cash flow
€-19k▲
2023 · €-20k
Solvency
-3.0%▼
2023 · 14.9%
Current ratio
1.01▼
2023 · 1.17
Quick ratio
0.84▲
2023 · 0.75
Debt to equity
-34.37▼
2023 · 5.72
ROA
-18.0%▲
2023 · -19.2%
Interest coverage
-27.98▼
2023 · -4.37
Debt
€110k▲
2023 · €92k
Debt ≤ 1 year
€106k▲
2023 · €92k
Income taxes
€3k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€108k€107k▼
Fixed assets21/28€718€479▼
Tangible fixed assets22/27€718€479▼
Plant, machinery and equipment23€718€479▼
Current assets29/58€107k€107k▼
Stocks and contracts in progress3€38k€18k▼
Stocks30/36€38k€18k▼
Amounts receivable within one year40/41€45k€52k▲
Trade receivables40€44k€50k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€23k€36k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€108k€107k▼
Equity10/15€16k€-3k▼
Contributions10/11€19k€19k=
Reserves13€18k€18k=
Tax-exempt reserves132€13k€13k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-21k€-40k▼
Amounts payable17/49€92k€110k▲
Amounts payable within one year42/48€92k€106k▲
Trade debts44€41k€48k▲
Suppliers440/4€41k€48k▲
Taxes, remuneration and social security45€21k€5k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€17k-
Other amounts payable47/48€30k€53k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20232024
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€239€239=
Other operating charges640/8€109€118▲
Gross operating margin9900€-15k€-20k▼
Operating profit (loss)9901€-15k€-20k▼
Financial income75/76B€479€4k▲
Recurring financial income75€479€4k▲
Financial charges65/66B€3k€706▼
Recurring financial charges65€3k€706▼
Profit (loss) for the period before taxes9903€-18k€-17k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-21k€-19k▲
Profit (loss) for the period to be appropriated9905€-21k€-19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-40k▼
Profit (loss) brought forward from the previous period14P-€-21k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €6k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €237 | €239 | €239 | = |
| Other operating charges640/8 | - | €101 | €102 | €109 | €118 | ▲ 8.3% |
| Gross operating margin9900 | €-62k | €10k | €-4k | €-15k | €-20k | ▼ 30.3% |
| Operating profit (loss)9901 | €-62k | €10k | €-4k | €-15k | €-20k | ▼ 29.7% |
| Financial income75/76B | - | €3k | €3k | €479 | €4k | ▲ 747% |
| Recurring financial income75 | - | €3k | €3k | €479 | €4k | ▲ 747% |
| Financial charges65/66B | - | €1k | €944 | €3k | €706 | ▼ 79.7% |
| Recurring financial charges65 | €4k | €1k | €944 | €3k | €706 | ▼ 79.7% |
| Profit (loss) for the period before taxes9903 | €-66k | €12k | €-2k | €-18k | €-17k | ▲ 9.6% |
| Income taxes67/77 | €4k | €4k | €2k | €2k | €3k | ▲ 14.8% |
| Profit (loss) for the period9904 | €-70k | €8k | €-4k | €-21k | €-19k | ▲ 6.9% |
| Profit (loss) for the period to be appropriated9905 | €-70k | €8k | €-4k | €-21k | €-19k | ▲ 6.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €79k | €106k | €119k | €108k | €107k | ▼ 0.8% |
| Fixed assets21/28 | - | - | €956 | €718 | €479 | ▼ 33.2% |
| Tangible fixed assets22/27 | - | - | €956 | €718 | €479 | ▼ 33.2% |
| Plant, machinery and equipment23 | - | - | €956 | €718 | €479 | ▼ 33.2% |
| Current assets29/58 | €79k | €106k | €118k | €107k | €107k | ▼ 0.5% |
| Stocks and contracts in progress3 | €11k | €29k | €52k | €38k | €18k | ▼ 52.9% |
| Stocks30/36 | - | €29k | €52k | €38k | €18k | ▼ 52.9% |
| Amounts receivable within one year40/41 | €38k | €38k | €51k | €45k | €52k | ▲ 17.8% |
| Trade receivables40 | - | €38k | €51k | €44k | €50k | ▲ 15.5% |
| Other amounts receivable41 | - | - | €299 | €1k | €2k | ▲ 113% |
| Cash at bank and in hand54/58 | €29k | €38k | €13k | €23k | €36k | ▲ 58.2% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €2k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €79k | €106k | €119k | €108k | €107k | ▼ 0.8% |
| Equity10/15 | €33k | €41k | €37k | €16k | €-3k | ▼ 120% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €15k | €22k | €18k | €18k | €18k | = |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Tax-exempt reserves132 | - | €13k | €13k | €13k | €13k | = |
| Distributable reserves133 | - | €7k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €-404 | - | - | €-21k | €-40k | ▼ 93.1% |
| Amounts payable17/49 | €46k | €65k | €82k | €92k | €110k | ▲ 20.1% |
| Amounts payable within one year42/48 | €46k | €65k | €82k | €92k | €106k | ▲ 15.1% |
| Trade debts44 | €10k | €19k | €24k | €41k | €48k | ▲ 16.7% |
| Suppliers440/4 | - | €19k | €24k | €41k | €48k | ▲ 16.7% |
| Taxes, remuneration and social security45 | - | €19k | €23k | €21k | €5k | ▼ 76.6% |
| Taxes450/3 | - | €9k | €6k | €4k | €5k | ▲ 22.6% |
| Remuneration and social security454/9 | - | €10k | €17k | €17k | - | - |
| Other amounts payable47/48 | - | €26k | €35k | €30k | €53k | ▲ 77.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €5k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-70k | €8k | €-4k | €-21k | €-19k | ▲ 6.9% |
| + Depreciation and write-downs630 | - | - | €237 | €239 | €239 | = |
| Operating cash flow (approximation) | €-70k | €8k | €-4k | €-20k | €-19k | ▲ 7.0% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
| Change in cash | - | €9k | €-25k | €10k | €13k | ▲ 34.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €103k ▲20%
2 profitable years in a row build equity to €103k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2003
Ground area
3,846 m²
Building footprint
286 m²
Volume, LiDAR
1,582 m³
Parcel 11023K0007/05Z002, Flanders · tallest building 14.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Buizerdlei 16, 2950 Kapellen
since 20032.123.655.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023K0007/05Z002 | Flanders | 3,846 m² | 1 · 286 m² | 14.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,230 companies in sector 46861 we hold annual accounts for 678. 178 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-01-2003
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
Scores and ratios are computed by Checked and are not a credit decision.