INTERACTION
ActiveSummary
INTERACTION has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-139k) and a net result of €55k. Equity is shrinking by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 16% of 378 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+8
Solvency15▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 0.54 in 2024; short-term debt: 91.6% and cash: 2.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 378 sector peers (2025).
NBB · sector comparisonPosition among 378 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
30 d early
2023
37 d early
2022
3 d late
2021
3 d late
2020
1 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€55k
2024 · €-29k
2018: €-79k
2019: €-82k
2020: €-78k
2021: €-45k
2022: €-10k
2023: €-34k
2024: €-29k
2018 → 2025
Working capital
€-431k▲ 17.2%
2024 · €-520k
2018: €-543k
2019: €-588k
2020: €-448k
2021: €-467k
2022: €-428k
2023: €-499k
2024: €-520k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-120k-€-130k▼ 8.3%€-165k▼ 26.3%€-193k▼ 17.3%€-139k▲ 28.4%
Operating result€-33k-€2k€-15k€-18k▼ 21.2%€62k
Net result€-45k-€-10k▲ 77.9%€-34k▼ 242%€-29k▲ 16.9%€55k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €62k after a loss of €18k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€545k ▼ 16.0%
Current assets
€809k ▲ 33.2%
Key figures and ratios
EBITDA
€161k▲
2024 · €76k
Cash flow
€154k▲
2024 · €66k
Solvency
-10.2%▲
2024 · -15.4%
Current ratio
0.65▲
2024 · 0.54
Quick ratio
0.65▲
2024 · 0.54
Debt to equity
-10.78▼
2024 · -7.50
ROA
4.1%▲
2024 · -2.3%
Interest coverage
22.96▲
2024 · 7.51
Debt
€1.49M▲
2024 · €1.45M
Debt ≤ 1 year
€1.24M▲
2024 · €1.13M
Debt > 1 year
€253k▼
2024 · €322k
Staff costs
€23k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.35M▲
Fixed assets21/28€649k€545k▼
Tangible fixed assets22/27€643k€545k▼
Land and buildings22€524k€478k▼
Plant, machinery and equipment23€86k€55k▼
Furniture and vehicles24€32k€12k▼
Financial fixed assets28€6k-
Current assets29/58€608k€809k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€590k€769k▲
Trade receivables40€560k€745k▲
Other amounts receivable41€30k€25k▼
Cash at bank and in hand54/58€11k€31k▲
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.35M▲
Equity10/15€-193k€-139k▲
Contributions10/11€224k€224k=
Capital10€224k€224k=
Issued capital100€224k€224k=
Reserves13€894€894=
Non-distributable reserves130/1€894€894=
Legal reserve130€894€894=
Profit (loss) carried forward14€-418k€-363k▲
Amounts payable17/49€1.45M€1.49M▲
Amounts payable after more than one year17€322k€253k▼
Financial debts170/4€322k€253k▼
Amounts payable within one year42/48€1.13M€1.24M▲
Current portion of amounts payable after more than one year42€81k€69k▼
Trade debts44€45k€95k▲
Suppliers440/4€45k€95k▲
Advances received on contracts in progress46€5k€10k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€7k€7k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€986k€1.06M▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€99k▲
Other operating charges640/8€6k€9k▲
Gross operating margin9900€103k€193k▲
Operating profit (loss)9901€-18k€62k▲
Financial income75/76B€8€211▲
Recurring financial income75€8€211▲
Non-recurring financial income76B€8€211▲
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Non-recurring financial charges66B€240€345▲
Profit (loss) for the period before taxes9903€-29k€55k▲
Profit (loss) for the period9904€-29k€55k▲
Profit (loss) for the period to be appropriated9905€-29k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-418k€-363k▲
Profit (loss) brought forward from the previous period14P€-390k€-418k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €55k
Net result €55k after 7 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-82k
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 2 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St-Guduladreef 391785 MerchtemGround area
7,209 m²
Building footprint
633 m²
Volume, LiDAR
1,921 m³
2 parcels, Flanders, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
St-Guduladreef 39, 1785 Merchtem
since 19912.026.059.289
Domaine du Grand Chêne
since 20142.233.923.262
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83038A0111/00F000 | Wallonia | 3,931 m² | 1 · 300 m² | - |
| 23028A0080/00B000 | Flanders | 3,279 m² | 1 · 333 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOELOREG
BE 0635.837.770
Chaumont-Gistoux · Eq €3,121
SERVIGITES
BE 1002.014.948
La Roche-en-Ardenne · Eq €3,223
Hubro
BE 0443.543.881
Opwijk · Eq €2,995
JAPIE
BE 0799.833.195
Antwerpen · Eq €3,279
HOTEL GLENMORE
BE 1010.597.567
Oostkamp · Eq €2,946
Of 2,394 companies in sector 55100 we hold annual accounts for 1,517. 256 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-12-1984
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.