INTER TRADE
ActiveSummary
INTER TRADE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.53M and a net result of €262k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+33
Solvency54▼-10
Growth85▲+43
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.24 in 2024; short-term debt: 44.3% and cash: 3% of total assets), and 70.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.5%
Return on assets
3.1%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
7 d early
2023
9 d early
2022
8 d early
2021
29 d late
2020
7 d early
2019
8 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Financials · fiscal year 2025, full schema
Turnover
€90k▲ 201%
2024 · €30k
EBIT margin
370.2%▲ 836.7pp
2024 · -466.6%
Net result
€262k
2024 · €-326k
Working capital
€-3.48M▼ 179%
2024 · €-1.25M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€34k€30k▼ 11.8%€30k=€30k=€90k▲ 201%
Operating result€-11k€25k€306k▲ 1,149%€-140k€334k
Net result€-64k€-87k▼ 35.8%€476k€-326k€262k
EBIT margin-33.5%81.7%▲ 115.2pp1020.1%▲ 938.4pp-466.6%▼ 1486.6pp370.2%▲ 836.7pp
Equity€2.21M▲ 31.5%€2.12M▼ 3.9%€2.60M▲ 22.5%€2.27M▼ 12.5%€2.53M▲ 11.6%
Total assets€5.23M▲ 4.0%€6.44M▲ 23.3%€6.51M▲ 1.1%€5.87M▼ 9.9%€8.59M▲ 46.4%
Debt€2.80M▼ 11.5%€4.12M▲ 47.3%€3.74M▼ 9.3%€3.46M▼ 7.4%€5.92M▲ 71.2%
Working capital€-1.06M▼ 4.3%€-2.24M▼ 112%€-1.52M▲ 31.9%€-1.25M▲ 18.1%€-3.48M▼ 179%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €334k after a loss of €140k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.59M
Fixed assets
€8.26M ▲ 51.0%
Current assets
€326k ▼ 17.6%
Equity and liabilities €8.59M
Equity
€2.53M ▲ 11.6%
Provisions
€134k ▼ 2.8%
Debt
€5.92M ▲ 71.2%
Debt's share of the balance-sheet total rises from 59.0% to 69.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€618k▲
2024 · €155k
Cash flow
€546k▲
2024 · €-31k
Current ratio
0.09▼
2024 · 0.24
Debt to equity
2.34▲
2024 · 1.52
ROE
10.4%▲
2024 · -14.4%
ROA
3.1%▲
2024 · -5.6%
Interest coverage
9.39▲
2024 · 1.47
Debt ≤ 1 year
€3.80M▲
2024 · €1.64M
Debt > 1 year
€2.08M▲
2024 · €1.67M
Income taxes
€50k▼
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €34k | €30k | €30k | €30k | €90k | ▲ 201% |
| Non-recurring operating income76A | €421k | €434k | €761k | €366k | €785k | ▲ 115% |
| Goods, raw materials, services and sundry goods60/61 | €146k | €98k | €149k | €184k | €181k | ▼ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €288k | €307k | €294k | €295k | €284k | ▼ 3.9% |
| Other operating charges640/8 | €32k | €35k | €42k | €56k | €52k | ▼ 6.0% |
| Non-recurring operating charges66A | €500 | €0 | - | - | €24k | - |
| Gross operating margin9900 | €309k | €366k | €642k | €211k | €694k | ▲ 229% |
| Operating profit (loss)9901 | €-11k | €25k | €306k | €-140k | €334k | ▲ 339% |
| Financial income75/76B | €3 | €3k | €288k | €11k | €40k | ▲ 270% |
| Recurring financial income75 | €3 | €3k | €288k | €11k | €40k | ▲ 270% |
| Non-recurring financial income76B | - | - | - | - | €40k | - |
| Financial charges65/66B | €24k | €24k | €94k | €106k | €66k | ▼ 37.8% |
| Recurring financial charges65 | €24k | €24k | €94k | €106k | €66k | ▼ 37.8% |
| Profit (loss) for the period before taxes9903 | €-35k | €4k | €499k | €-235k | €308k | ▲ 231% |
| Transfer from deferred taxes780 | €2k | €4k | €4k | €4k | €4k | = |
| Income taxes67/77 | €32k | €95k | €27k | €95k | €50k | ▼ 47.2% |
| Profit (loss) for the period9904 | €-64k | €-87k | €476k | €-326k | €262k | ▲ 180% |
| Transfer from tax-exempt reserves789 | €5k | €9k | €9k | €9k | €9k | = |
| Profit (loss) for the period to be appropriated9905 | €-59k | €-78k | €486k | €-316k | €272k | ▲ 186% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.23M | €6.44M | €6.51M | €5.87M | €8.59M | ▲ 46.4% |
| Formation expenses20 | €0 | - | €0 | €0 | - | - |
| Fixed assets21/28 | €5.15M | €6.23M | €5.99M | €5.47M | €8.26M | ▲ 51.0% |
| Intangible fixed assets21 | €699k | €621k | €523k | €425k | €327k | ▼ 23.1% |
| Tangible fixed assets22/27 | €3.65M | €3.68M | €3.54M | €3.62M | €3.41M | ▼ 5.8% |
| Land and buildings22 | €3.62M | €3.65M | €3.52M | €3.58M | €3.41M | ▼ 4.7% |
| Plant, machinery and equipment23 | €30k | €26k | €21k | €18k | - | - |
| Furniture and vehicles24 | €4k | €0 | €0 | €24k | - | - |
| Financial fixed assets28 | €800k | €1.93M | €1.93M | €1.43M | €4.53M | ▲ 217% |
| Current assets29/58 | €74k | €216k | €520k | €396k | €326k | ▼ 17.6% |
| Amounts receivable within one year40/41 | €377 | - | - | €190k | €72k | ▼ 62.0% |
| Trade receivables40 | €0 | - | - | - | €72k | - |
| Other amounts receivable41 | €377 | - | - | €190k | - | - |
| Cash at bank and in hand54/58 | €74k | €216k | €192k | €206k | €254k | ▲ 23.3% |
| Deferred charges and accrued income490/1 | - | - | €328k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.23M | €6.44M | €6.51M | €5.87M | €8.59M | ▲ 46.4% |
| Equity10/15 | €2.21M | €2.12M | €2.60M | €2.27M | €2.53M | ▲ 11.6% |
| Contributions10/11 | €1.16M | €1.16M | €1.16M | €1.16M | €1.16M | = |
| Capital10 | €542k | €542k | €542k | €542k | €542k | = |
| Issued capital100 | €542k | €542k | €542k | €542k | €542k | = |
| Outside capital11 | €616k | €616k | €616k | €616k | €616k | = |
| Share premium1100/10 | €616k | €616k | €616k | €616k | €616k | = |
| Reserves13 | €838k | €828k | €819k | €810k | €800k | ▼ 1.2% |
| Non-distributable reserves130/1 | €15k | €15k | €15k | €15k | €15k | = |
| Legal reserve130 | €15k | €15k | €15k | €15k | €15k | = |
| Tax-exempt reserves132 | €501k | €491k | €482k | €472k | €463k | ▼ 2.0% |
| Distributable reserves133 | €322k | €322k | €322k | €322k | €322k | = |
| Profit (loss) carried forward14 | €212k | €134k | €620k | €304k | €576k | ▲ 89.6% |
| Provisions and deferred taxes16 | €219k | €197k | €177k | €137k | €134k | ▼ 2.8% |
| Provisions for liabilities and charges160/5 | €117k | €99k | €83k | €47k | €47k | = |
| Major repairs and maintenance162 | €117k | €99k | €83k | €47k | €47k | = |
| Deferred taxes168 | €102k | €98k | €94k | €90k | €86k | ▼ 4.2% |
| Amounts payable17/49 | €2.80M | €4.12M | €3.74M | €3.46M | €5.92M | ▲ 71.2% |
| Amounts payable after more than one year17 | €1.65M | €1.67M | €1.62M | €1.67M | €2.08M | ▲ 25.1% |
| Financial debts170/4 | €654k | €667k | €618k | €664k | €1.08M | ▲ 62.9% |
| Trade debts175 | €1.00M | €1.00M | €1.00M | €1.00M | €1.00M | = |
| Other amounts payable178/9 | €300 | €560 | €2k | €2k | €2k | = |
| Amounts payable within one year42/48 | €1.13M | €2.45M | €2.04M | €1.64M | €3.80M | ▲ 132% |
| Current portion of amounts payable after more than one year42 | €116k | €159k | €160k | €185k | €314k | ▲ 69.6% |
| Financial debts43 | €125k | €125k | €125k | €0 | €1.30M | - |
| Credit institutions430/8 | €125k | €125k | €125k | €0 | €1.30M | - |
| Trade debts44 | €50k | €98k | €49k | €81k | €103k | ▲ 27.5% |
| Suppliers440/4 | €50k | €98k | €49k | €81k | €103k | ▲ 27.5% |
| Advances received on contracts in progress46 | €0 | - | - | - | €25k | - |
| Taxes, remuneration and social security45 | €0 | €255 | €1k | €11k | €137k | ▲ 1,127% |
| Taxes450/3 | €0 | €255 | €1k | €11k | €137k | ▲ 1,127% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €839k | €2.07M | €1.71M | €1.37M | €1.93M | ▲ 41.0% |
| Accrued charges and deferred income492/3 | €16k | €4k | €76k | €152k | €36k | ▼ 76.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-64k | €-87k | €476k | €-326k | €262k | ▲ 180% |
| + Depreciation and write-downs630 | €288k | €307k | €294k | €295k | €284k | ▼ 3.9% |
| Operating cash flow (approximation) | €224k | €220k | €770k | €-31k | €546k | ▲ 1,889% |
| Investment in fixed assets (approximation) | - | €-1.38M | €-61k | €225k | €-3.08M | ▼ 1,468% |
| Change in cash | - | €141k | €-24k | €14k | €48k | ▲ 233% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Back to profitnet €262k
Net result €262k after one loss-making year.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Weakest financial yearnet €-326k
Net result drops to €-326k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Back to profitnet €476k
Net result €476k after 2 loss-making years.
22-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
30-09
Financial
Equity above €2MEq €2.21M ▲31.5%
Equity rises from €1.68M to €2.21M.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 8 days late
2019
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
Show earlier events
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 1993
Ground area
387 m²
Building footprint
283 m²
Volume, LiDAR
1,908 m³
Parcel 51053C0273/00R000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTER TRADE SA
since 19932.062.104.588
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51053C0273/00R000 | Wallonia | 387 m² | 1 · 282 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500H2YYS3MEERV374
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Of 6,149 companies in sector 46190 we hold annual accounts for 2,571. 696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-03-1993
Fiscal year end30-09
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.