Epoxy Technology Europe

Active

Private limited companyfounded 1988active for 38 yearsRue Altiero Spinelli 4, 1401 Nivelles, BelgiumKBO/BCE: BE 0435.212.967

Summary

Epoxy Technology Europe has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.7m and a net result of €428,048. Equity is growing by about 66% per year across the filed financial years. Its solvency ranks better than 87% of 9,797 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

Epoxy Technology EuropeActiveChecked score 97/100

Risk analysis Report Compare

Activity

Agents in non-specialised wholesale trade

NACE 46190

1 site

Size

≈ €4.1mturnover 2025, estimated

Staff: 3.4 FTE
Equity: €4.7m
Profit: €428,048

Turnover estimated from the gross marginNet result -63%: other schema

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Parent: Epoxy Technology Europe LTD · 100%

Wayne BymeDirector
Markus KnoglManaging director

Auditor: GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES2025 accounts 29 days early5 of 15 deeds summarised

Why 97lowers riskSize: 3.4 FTE, total assets €5.6mFounded in 1988Liquidity: current ratio 6.20, cash €816,985Equity €4.7m (84.1% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 74% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 84.1% of total assets

Liquidity 65-12

short-term debt 15.8% · cash 14.7%

Profitability 78-22

return on assets 7.7%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €450,000 on 30-day terms is acceptable

Liquidity ample (current ratio 6.2, compared with 11.6 in 2024, above the usual 1.5; short-term debt: 15.8% and cash: 14.7% of total assets), and 15.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 71% on liquidity, 70% on profitability and 64% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Size: 3.4 FTE, total assets €5.6m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1988

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 6.20, cash €816,985

NBB · annual accounts

Equity €4.7m (84.1% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

29 days early

2024

27 days early

2023

30 days late

2022

on the day

2021

17 days early

2020

141 days early

2019

49 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
04-07-2025 Annual accounts filedfinancial year 2024 · full…
31-12-2024 Liquidity more than doubledcurrent ratio 11.60

Key points

Caution: Result fell in 2025different schema filed ▼ 63.0% View
Positive: Among the best 5% on equitysector median €366,591 · 9,793 companies €4.7m View
Positive: 8 profitable years in a rowprofit 2025: €428,048 8 years View
Known shareholderslargest: Epoxy Technology Europe… 100% 100% View

By topic

Financials

Financial year: 2025
Total assets: €5.6m
Profit: €428,048
Solvency: 84.1%

Total assets▲ 19.5%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members
Largest shareholder: Epoxy Technology Europe LTD · 100%
Known shareholders: 100%
Auditor: GRANT THORNTON BEDRIJFSREVISOREN -…

Wayne BymeDirector
Markus KnoglManaging director

Go to Board & ownership

Timeline

Events: 46
Since: 1990
Next accounts: by 31-07-2027

30-12-2024Appointment: Grant Thornton Réviseurs d'Entreprises SRL (statutory…
30-08-2024Annual accounts filed
31-12-2023Highest result from 2018 to 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Agents in non-specialised wholesale tradeNACE 46190
Founded: 08-09-1988
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Epoxy Technology Europe

What is the company number of Epoxy Technology Europe?: 0435.212.967. In Belgium the VAT number is the company number with BE in front: BE 0435.212.967.
Where is Epoxy Technology Europe based?: The registered office is at Rue Altiero Spinelli 4, 1401 Nivelles.Company details
What does Epoxy Technology Europe do?: According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of Epoxy Technology Europe?: Private limited company (BV).
When was Epoxy Technology Europe founded?: On 08-09-1988.
Is Epoxy Technology Europe still active?: Yes, Epoxy Technology Europe is an active enterprise in the KBO register.
How many employees does Epoxy Technology Europe have?: On average 3.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Epoxy Technology Europe?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Epoxy Technology Europe profitable?: In financial year 2025, Epoxy Technology Europe made a profit of €428,048.
Where can I find the annual accounts of Epoxy Technology Europe?: Epoxy Technology Europe filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Epoxy Technology Europe due?: By 31-07-2027, for financial year 2026.Timeline