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INTER-TOM

Active
Private limited company (pre-2019)founded 20188 years activeBosstraat 8, 1620 Drogenbos, BelgiumKBO/BCE: BE 0691.643.256
Summary

INTER-TOM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €24,476 and a net result of -€14,324. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 70% of 397 sector peers (NACE 43, fiscal year 2026). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Other specialised construction activities
NACE 43990
1 site
Size
€32,957total assets 2026
Equity
€24,476
Loss
-€14,324
Financial health
66 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Accounts 37 days early0 of 1 deed read
Why 66- Loss of €14,324, the second in a row (FY 2026)- Sector Specialised construction activities (NACE 43)+ Equity €24,476 (74.3% of total assets)+ Figures for FY 2026 (filed 24-09-2026)Show the evidence

Checked score

Score 2026
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 34% of its sector peers (NACE 43, micro)
Financial strength · tick = 2025
Average
Solvency 99-1
equity 74.3% of total assets
Liquidity 48-12
short-term debt 25.7% · cash 6.0%
Profitability 0-67
return on assets -43.5%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,518 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.3%▲ +0.1 percentage points vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.1 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.8%▼ -0.7 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.7%▼ -0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.7%▲ +0.1 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 1.0%▲ +0.3 percentage points vs 09-2026
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.7 against 14.55 in 2025; short-term debt: 25.7% and cash: 6% of total assets), and 25.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 80% on solvency, 39% on liquidity, 4% on profitability and 12% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Loss of €14,324, the second in a row (FY 2026)
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €24,476 (74.3% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 24-09-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€14,324
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-09-2026, 37 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
37 days early
2025
27 days early
2024
21 days early
2023
12 days early
2022
3 days early
2021
30 days late
2020
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 10 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Weakest financial yearnet -€14,324
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2026 -€14,324 View
  • Caution: Among the weakest 6% on net resultsector median €11,589 · 400 companies -€14,324 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2026
Total assets
€32,957
Loss
-€14,324
Solvency
74.3%
Turnover▲ 7.4%
Net result
20222023
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-10-2027
  1. 31-03-2025Liquidity doubles
  2. 10-10-2024Annual accounts filed
  3. 19-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other specialised construction activitiesNACE 43990
Founded
01-03-2018
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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