RENS-BAT
ActiveThe computed 12-month bankruptcy probability of RENS-BAT is 3.3% (moderate). The 2025 annual accounts show equity of €18k and a net result of €-9k. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 27619 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-9
Solvency83▼-6
Growth68=
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.77 in 2024; short-term debt: 41.9% and cash: 45.2% of total assets), and 41.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.1%
Return on assets
-30.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
12 d late
2024
31 d late
2023
31 d late
2022
3 d early
2021
51 d late
2020
97 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€203k▲ 23.4%
2022 · €164k
2018: €12k
2019: €159k
2020: €209k
2022: €164k
2018 → 2023
EBIT margin
3.4%▼ 8.7pp
2022 · 12.1%
2018: -16.2%
2019: 2.1%
2020: 4.2%
2022: 12.1%
2018 → 2023
Net result
€-9k▼ 94.3%
2024 · €-5k
2018: €-2k
2019: €3k
2020: €11k
2021: €-8k
2022: €17k
2023: €5k
2024: €-5k
2018 → 2025
Working capital
€18k▼ 36.1%
2024 · €28k
2018: €4k
2019: €6k
2020: €11k
2021: €10k
2022: €27k
2023: €32k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€164k€203k▲ 23.4%
Equity€11k-€27k▲ 157%€32k▲ 19.1%€28k▼ 15.0%€18k▼ 34.3%
Operating result€-8k-€20k€7k▼ 65.0%€-5k€-9k▼ 94.1%
Net result€-8k-€17k€5k▼ 68.7%€-5k€-9k▼ 94.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€495
Current assets
€31k
Equity and liabilities €31k
Equity
€18k▼ 34.3%
Debt
€13k▼ 16.1%
The debt ratio rises from 36.1% to 41.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €-5k
Cash flow
€-9k▼
2024 · €-5k
Solvency
58.1%▼
2024 · 63.9%
Current ratio
2.35▼
2024 · 2.77
Quick ratio
2.35▼
2024 · 2.77
Debt / equity
0.72▲
2024 · 0.57
ROE
-52.2%▼
2024 · -17.7%
ROA
-30.3%▼
2024 · -11.3%
Interest coverage
-1049.31
Debt
€13k▼
2024 · €16k
Debt ≤ 1 year
€13k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€31k▼
Fixed assets21/28-€495
Tangible fixed assets22/27-€495
Furniture and vehicles24-€495
Current assets29/58€43k€31k▼
Amounts receivable within one year40/41€21k€17k▼
Trade receivables40€18k€15k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€22k€14k▼
Deferred charges and accrued income490/1€624-
Equity and liabilities
Total equity and liabilities10/49€43k€31k▼
Equity10/15€28k€18k▼
Contributions10/11€13k€13k=
Reserves13€620€620=
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Profit (loss) carried forward14€14k€5k▼
Amounts payable17/49€16k€13k▼
Amounts payable within one year42/48€16k€13k▼
Trade debts44€98€115▲
Suppliers440/4€98€115▲
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€12k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€240€9▼
Non-recurring operating charges66A€22€7▼
Gross operating margin9900€-5k€-9k▼
Operating profit (loss)9901€-5k€-9k▼
Financial charges65/66B-€9
Recurring financial charges65-€9
Profit (loss) for the period before taxes9903€-5k€-9k▼
Profit (loss) for the period9904€-5k€-9k▼
Profit (loss) for the period to be appropriated9905€-5k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€5k▼
Profit (loss) brought forward from the previous period14P€19k€14k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
05-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 97 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean de Bolognelaan 311020 BrusselGround area
597 m²
Building footprint
306 m²
Volume, LiDAR
2,285 m³
2 parcels, Brussels, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
RENS-BAT
since 20182.285.501.726
RENS-BAT
since 20202.301.012.026
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0322/00A005 | Flanders | 414 m² | 1 · 219 m² | 14.9 m · 3 fl. |
| 21818E0201/00C002 | Brussels | 183 m² | 1 · 86 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLAEYS & ZOON
BE 0664.688.540
Merelbeke-Melle · Eq €18k
ANG GLOBAL
BE 1008.589.865
Dilbeek · Eq €18k
D&R KRAANWERKEN
BE 1009.607.870
Hamont-Achel · Eq €18k
HOME IMMO CONSTRUCT
BE 0899.995.296
Dilbeek · Eq €18k
RS SMETS
BE 0475.424.417
Ittre · Eq €18k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 5,070 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-02-2018
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43240Other construction installation
43299Specialised construction activities
43310Plastering work
43331Floor and wall tiling
43422Screed work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.