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INTER-BOUW

Active
Private limited companyfounded 2000active for 26 yearsMuizen-Dorp(MZN) 12, 2812 Mechelen, BelgiumKBO/BCE: BE 0471.314.783
Summary

INTER-BOUW has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,179 and a net result of €5,827. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 33% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-02-2000 Normal situation
Activity
General construction of other non-residential buildings NACE 41003and 1 other
Establishment unit
2.329.104.117 2812 Mechelen, since 01-05-2022
Financial year end
31 December
Peppol
Reachable since 21-10-2025

Board and ownership

Board
  • Hamddan Lachkar JamiDirector
  • Scheffer BernatDirector

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€86,804
▲ 93.1%
Turnover
≈ €450,000
estimated
Profit
€5,827
▲ 114%
Equity
€106,179
▲ 5.8%
Total assets
€396,494
▲ 0.1%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €396,494lowers riskLiquidity: current ratio 2.99, cash €114,947Founded in 2000Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 52+2
equity 26.8% of total assets
Liquidity 84+2
short-term debt 13.3% · cash 29.0%
Profitability 44-26
return on assets 1.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.2%▼ -0.1 percentage points vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.99 (8.28 in 2024), above the usual 1.5. Short-term debt is 13.3% and cash 29% of total assets. However, 73.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 34% of them on solvency, 86% on liquidity, 26% on profitability and 48% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 2.99, cash €114,947
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €396,494
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
4 days early
2023
30 days early
2022
8 days late
2021
31 days late
2020
19 days early
2019
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Larger balance sheet than 82% of companies in construction of buildingssector median €126,755 · 9,394 companies €396,494 View

Recent changes

  1. · Gazette deed Registered office moved to Muizen
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as INTER-BOUW: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €211,000 and €736,000, founded between 1997 and 2007.

CompanyTotal assetsGross margin
INTER-BOUW Mechelen€396,494€86,804
ACHIMMO Antwerpen€580,353€139,057
GEERS THIERRY Sint-Lievens-Houtem€425,278€104,307
DESIGN PROJECTS Peer€735,567€100,979
VDV BOUWWERKEN Evergem€598,400€116,622
CONSTRUCT PTM Genk€211,498€92,972
GURDEBEKE JOHAN Menen€555,043€102,734
Full comparison

Key facts about INTER-BOUW

What is the company number of INTER-BOUW?
The company number of INTER-BOUW is 0471.314.783. The VAT number is the same number with BE in front: BE 0471.314.783.
Where is INTER-BOUW based?
The registered office is at Muizen-Dorp(MZN) 12, 2812 Mechelen.Company details
What does INTER-BOUW do?
According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
What is the legal form of INTER-BOUW?
The legal form of INTER-BOUW is Private limited company (BV).
When was INTER-BOUW founded?
INTER-BOUW was founded on 29-02-2000.
Is INTER-BOUW still active?
Yes, INTER-BOUW is an active enterprise in the KBO register.
What is the turnover of INTER-BOUW?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €86,804 and 117 comparable companies (NACE 410). It probably lies between €310,000 and €730,000.Financials
Is INTER-BOUW profitable?
In financial year 2025, INTER-BOUW made a profit of €5,827.
Where can I find the annual accounts of INTER-BOUW?
INTER-BOUW filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of INTER-BOUW due?
INTER-BOUW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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