GURDEBEKE JOHAN
ActiveGURDEBEKE JOHAN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251k and a net result of €26k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency70▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 2.84 in 2024; short-term debt: 33.6% and cash: 29.5% of total assets), and 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.2%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
92 d early
2023
14 d early
2022
3 d early
2021
4 d early
2020
26 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€251k▼ 11.5%
2024 · €283k
2018: €164k
2019: €222k
2020: €249k
2021: €256k
2022: €247k
2023: €263k
2024: €283k
2018 → 2025
Total assets
€555k▲ 2.8%
2024 · €540k
2018: €362k
2019: €431k
2020: €449k
2021: €485k
2022: €486k
2023: €506k
2024: €540k
2018 → 2025
Net result
€26k▼ 34.1%
2024 · €39k
2018: €19k
2019: €60k
2020: €28k
2021: €39k
2022: €9k
2023: €30k
2024: €39k
2018 → 2025
Working capital
€86k▼ 67.4%
2024 · €264k
2018: €175k
2019: €211k
2020: €264k
2021: €265k
2022: €235k
2023: €262k
2024: €264k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€256k-€247k▼ 3.2%€263k▲ 6.3%€283k▲ 7.7%€251k▼ 11.5%
Operating result€58k-€17k▼ 70.5%€53k▲ 210%€68k▲ 28.1%€49k▼ 28.6%
Net result€39k-€9k▼ 77.6%€30k▲ 250%€39k▲ 28.0%€26k▼ 34.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €555k
Fixed assets
€282k▲ 113%
Current assets
€273k▼ 33.0%
Equity and liabilities €555k
Equity
€251k▼ 11.5%
Debt
€304k▲ 18.6%
The debt ratio rises from 47.6% to 54.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€101k▼
2024 · €105k
Cash flow
€78k▲
2024 · €76k
Solvency
45.2%▼
2024 · 52.4%
Current ratio
1.46▼
2024 · 2.84
Quick ratio
1.46▼
2024 · 2.19
Debt / equity
1.21▲
2024 · 0.91
ROE
10.2%▼
2024 · 13.7%
ROA
4.6%▼
2024 · 7.2%
Interest coverage
7.25▲
2024 · 7.17
Debt
€304k▲
2024 · €257k
Debt ≤ 1 year
€187k▲
2024 · €143k
Debt > 1 year
€105k▼
2024 · €114k
Income taxes
€10k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€540k€555k▲
Fixed assets21/28€133k€282k▲
Tangible fixed assets22/27€133k€282k▲
Plant, machinery and equipment23€55k€56k▲
Furniture and vehicles24€57k€213k▲
Leasing and similar rights25€20k€13k▼
Financial fixed assets28€135€135=
Current assets29/58€407k€273k▼
Stocks and contracts in progress3€94k€0▼
Stocks30/36€32k€0▼
Contracts in progress37€63k€0▼
Amounts receivable within one year40/41€32k€99k▲
Trade receivables40€19k€94k▲
Other amounts receivable41€13k€5k▼
Cash at bank and in hand54/58€275k€164k▼
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€540k€555k▲
Equity10/15€283k€251k▼
Contributions10/11€19k€19k=
Reserves13€265k€232k▼
Distributable reserves133€265k€232k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€257k€304k▲
Amounts payable after more than one year17€114k€105k▼
Financial debts170/4€114k€105k▼
Amounts payable within one year42/48€143k€187k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€23k€13k▼
Suppliers440/4€23k€13k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€103k€161k▲
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Non-recurring operating income76A€5k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€52k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€107k€103k▼
Operating profit (loss)9901€68k€49k▼
Financial income75/76B€454€926▲
Recurring financial income75€454€926▲
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€54k€36k▼
Income taxes67/77€15k€10k▼
Profit (loss) for the period9904€39k€26k▼
Profit (loss) for the period to be appropriated9905€39k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€26k▼
Profit (loss) brought forward from the previous period14P€627€0▼
Transfer from equity791/2€19k€58k▲
Transfer to equity691/2€40k€26k▼
To other reserves6921€40k€26k▼
Profit to be distributed694/7€19k€58k▲
Return on contributions (dividend)694€19k€58k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €9k ▼77.6%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Highest result since 2018net €60k ▲218%
Operating result €89k, net result €60k, both a record.
31-12
Financial
Equity above €200kEq €222k ▲35.5%
2 profitable years in a row build equity to €222k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hyacintstraat 478930 MenenGround area
2,924 m²
Building footprint
721 m²
Volume, LiDAR
4,261 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GURDEBEKE JOHAN BVBA
since 20082.167.689.088
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34027F0451/00N002 | Flanders | 1,692 m² | 1 · 501 m² | 8.0 m · 2 fl. |
| 34027F0092/00Y004 | Flanders | 1,232 m² | 1 · 220 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 362 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 108 EUR | 173 EUR |
| 2024 | 1 | 65 EUR | 282 EUR |
| 2023 | 1 | 189 EUR | 45 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,452 companies in sector 41003 we hold annual accounts for 1,055. 688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2007
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
42110Construction of roads and motorways
43120Site preparation
46831Wholesale of construction materials, general range
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.