INTER BATY
ActiveThe computed 12-month bankruptcy probability of INTER BATY is 1.6% (moderate). The 2025 annual accounts show equity of €167k and a net result of €72k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 27319 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+19
Growth63=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.6 in 2024), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
22.3%
Age of the figures
10 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 29-05-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
2 d late
2023
on the day
2022
11 d early
2021
12 d early
2020
3 d early
2019
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€388k▲ 4.2%
2024 · €373k
2018: €374k
2019: €320k
2020: €413k
2021: €265k
2022: €406k
2023: €466k
2024: €373k
2018 → 2025
EBIT margin
20.8%▼ 2.7pp
2024 · 23.5%
2018: 5.6%
2019: 21.3%
2020: 23.9%
2021: 28.5%
2022: 27.2%
2023: 36.7%
2024: 23.5%
2018 → 2025
Net result
€72k▼ 2.3%
2024 · €74k
2018: €14k
2019: €59k
2020: €87k
2021: €67k
2022: €91k
2023: €146k
2024: €74k
2018 → 2025
Working capital
€133k▼ 4.2%
2024 · €138k
2018: €15k
2019: €32k
2020: €74k
2021: €83k
2022: €100k
2023: €199k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€265k-€406k▲ 53.4%€466k▲ 14.8%€373k▼ 20.1%€388k▲ 4.2%
Equity€102k-€142k▲ 39.1%€229k▲ 61.6%€149k▼ 35.1%€167k▲ 12.1%
Operating result€76k-€110k▲ 46.1%€171k▲ 54.9%€88k▼ 48.8%€81k▼ 7.8%
Net result€67k-€91k▲ 35.2%€146k▲ 60.7%€74k▼ 49.5%€72k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323k
Fixed assets
€34k▲ 230%
Current assets
€289k▼ 21.6%
Equity and liabilities €323k
Equity
€167k▲ 12.1%
Debt
€156k▼ 32.1%
The debt ratio falls from 60.7% to 48.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€91k▼
2024 · €101k
Cash flow
€82k▼
2024 · €88k
Solvency
51.7%▲
2024 · 39.3%
Current ratio
1.85▲
2024 · 1.60
Quick ratio
1.85▲
2024 · 1.60
Debt / equity
0.94▼
2024 · 1.55
ROE
43.2%▼
2024 · 49.5%
ROA
22.3%▲
2024 · 19.5%
Interest coverage
115.14▼
2024 · 473.78
Debt
€156k▼
2024 · €230k
Debt ≤ 1 year
€156k▼
2024 · €230k
Income taxes
€8k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€323k▼
Fixed assets21/28€10k€34k▲
Tangible fixed assets22/27€10k€25k▲
Plant, machinery and equipment23€639€8k▲
Furniture and vehicles24€10k€17k▲
Financial fixed assets28-€9k
Current assets29/58€368k€289k▼
Amounts receivable after more than one year29-€187k
Other amounts receivable291-€187k
Amounts receivable within one year40/41€355k€93k▼
Trade receivables40€38k€88k▲
Other amounts receivable41€317k€5k▼
Cash at bank and in hand54/58€12k€6k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€379k€323k▼
Equity10/15€149k€167k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€128k€146k▲
Amounts payable17/49€230k€156k▼
Amounts payable within one year42/48€230k€156k▼
Trade debts44€39k€68k▲
Suppliers440/4€39k€68k▲
Taxes, remuneration and social security45€52k€31k▼
Taxes450/3€52k€28k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€139k€57k▼
Income statement
Code20242025
Turnover70€373k€388k▲
Non-recurring operating income76A-€11k
Goods, raw materials, services and sundry goods60/61€269k€308k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€10k▼
Other operating charges640/8€2k€777▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€104k€92k▼
Operating profit (loss)9901€88k€81k▼
Financial income75/76B€1€72▲
Recurring financial income75€1€72▲
Financial charges65/66B€214€789▲
Recurring financial charges65€214€789▲
Profit (loss) for the period before taxes9903€87k€80k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€74k€72k▼
Profit (loss) for the period to be appropriated9905€74k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€282k€200k▼
Profit (loss) brought forward from the previous period14P€209k€128k▼
Profit to be distributed694/7€154k€54k▼
Return on contributions (dividend)694€100k-
Directors or managers695€54k€54k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
Financial
Equity above €150kEq €167k ▲12.1%
8 profitable years in a row build equity to €167k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
Financial
Highest result since 2018net €146k ▲60.7%
Operating result €171k, net result €146k, both a record.
31-10
Financial
Equity above €200kEq €229k ▲61.6%
6 profitable years in a row build equity to €229k.
20-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-10
Financial
Equity above €100kEq €102k ▲18.8%
4 profitable years in a row build equity to €102k.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1 day late
2019
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Machtenslaan 1571080 Sint-Jans-MolenbeekGround area
7,547 m²
Building footprint
2,026 m²
Volume, LiDAR
97,481 m³
Parcel 21524C0137/00K000, Brussels · tallest building 74.4 m, ±17 floors. Linked by address, not a title deed.
1 establishment unit
INTER BATY
since 20172.262.293.287
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0137/00K000 | Brussels | 7,546 m² | 1 · 2,026 m² | 74.4 m · 17 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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IACOB CONSTRUCT
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CROME
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Sint-Jans-Molenbeek · Eq €167k
Of 15,434 companies in sector 43990 we hold annual accounts for 7,355. 5,938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-03-2017
Fiscal year end31-10
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.