IACOB CONSTRUCT

Active

Private limited companyfounded 2019active for 7 yearsSint-Rumoldusstraat 34, 2800 Mechelen, BelgiumKBO/BCE: BE 0730.648.639

Summary

The computed 12-month bankruptcy probability of IACOB CONSTRUCT is 4.5% (elevated). The 2024 annual accounts show equity of €167,042 and a net result of €46,246. Equity is growing by about 227% per year across the filed financial years. Its solvency ranks better than 83% of 35,977 sector peers (NACE 43, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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IACOB CONSTRUCTActiveChecked score 41/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990

1 site

Size

≈ €330,000turnover 2024, estimated

Staff: 0.5 FTE
Equity: €167,042
Profit: €46,246

Turnover estimated from the gross margin

Financial health

41 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 4.5%

Structure

2025 accounts not filed, 89 days past the deadline3 deeds in the Belgian Official Gazette

Why 41raises riskFigures for financial year 2024 (filed 27-08-2025)1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 2 of the last 3 lateSize: total assets €217,227Founded in 2019Show the evidence

Checked score

Score 2024

41 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 72% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 100+39

equity 76.9% of total assets

Liquidity 46+21

short-term debt 18.7% · cash 1.2%

Profitability 95+2

return on assets 21.3%

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,658 companies, NACE 43, micro)

Last 24 months 11-2024: 2.0% 12-2024: 2.0%● unchanged vs 11-2024 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 1.9%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 2.0%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.5%▲ +0.5 percentage points vs 07-2025 09-2025: 2.8%▲ +0.3 percentage points vs 08-2025 10-2025: 2.5%▼ -0.3 percentage points vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.6%▲ +0.1 percentage points vs 01-2026 03-2026: 2.6%● unchanged vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.4%▼ -0.2 percentage points vs 04-2026 06-2026: 2.5%▲ +0.1 percentage points vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 3.0%▲ +0.5 percentage points vs 07-2026 09-2026: 3.1%▲ +0.1 percentage points vs 08-2026 10-2026: 4.5%▲ +1.4 percentage points vs 09-2026highest value

Credit of up to €6,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity ample (current ratio 4.38, compared with 1.46 in 2023, above the usual 1.5; short-term debt: 18.7% and cash: 1.2% of total assets), and 23.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 37% on liquidity, 81% on profitability and 79% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

Figures for financial year 2024 (filed 27-08-2025)

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 2 of the last 3 late

NBB · filings

Size: total assets €217,227

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.

NBB · 5 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline28-10-2026 today

2024 accounts filed 61 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

not filed

2024

61 days late

2023

30 days late

2022

88 days late

2021

131 days late

2020

110 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 84 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Liquidity triplescurrent ratio 4.38
31-12-2024 Equity above €150,000equity €167,042 ▲38.3%

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 89 days past the deadline View
Positive: Among the best 15% on net resultsector median €9,463 · 35,946 companies €46,246 View
Total assets 20245 financial years filed €217,227 View

By topic

Financials

Financial year: 2024
Total assets: €217,227
Profit: €46,246
Solvency: 76.9%

Total assets▼ 35.5%

Net result

20202024

Go to Financials

Timeline

Events: 11
Since: 2021

30-08-2024Annual accounts filed
31-12-2023Highest result from 2020 to 2024
31-12-2023Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other specialised construction activitiesNACE 43990
Founded: 12-07-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about IACOB CONSTRUCT

What is the company number of IACOB CONSTRUCT?: 0730.648.639. In Belgium the VAT number is the company number with BE in front: BE 0730.648.639.
Where is IACOB CONSTRUCT based?: The registered office is at Sint-Rumoldusstraat 34, 2800 Mechelen.Company details
What does IACOB CONSTRUCT do?: According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of IACOB CONSTRUCT?: Private limited company (BV).
When was IACOB CONSTRUCT founded?: On 12-07-2019.
Is IACOB CONSTRUCT still active?: Yes, IACOB CONSTRUCT is an active enterprise in the KBO register.
How many employees does IACOB CONSTRUCT have?: On average 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of IACOB CONSTRUCT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is IACOB CONSTRUCT profitable?: In financial year 2024, IACOB CONSTRUCT made a profit of €46,246.
Where can I find the annual accounts of IACOB CONSTRUCT?: IACOB CONSTRUCT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.