Financials
- Fiscal year
- 2024
- Total assets
- €156,426
- Loss
- -€871
- Solvency
- -1.1%
Total assets▼ 6.4%
Net result
20182024
Inter-Automobile
ActiveSummary
Inter-Automobile has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€1,747) and a net result of -€871. Equity is shrinking by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 26069 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€156,426total assets 2024
- Equity
- -€1,747
- Loss
- -€871
Turnover not published (abridged schema)
Structure
Accounts 66 d overdue0 of 2 deeds read
Why 54Capped at 59: negative equity- Figures for FY 2024 (filed 29-07-2025)+ Liquidity: current ratio 0.99, cash €100,606+ Size: total assets €156,426+ Founded in 2014Show the evidence
Checked score
Score 2024
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 26% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency
24=
equity -1.1% of total assets
Liquidity
50=
short-term debt 101.1% · cash 64.3%
Profitability
36-8
return on assets -0.6%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%highest value
12-2024: 1.2%▼ -46.8% vs 11-2024
01-2025: 1.2%▼ -2.3% vs 12-2024
02-2025: 1.2%● 0.0% vs 01-2025
03-2025: 1.2%▲ +0.9% vs 02-2025
04-2025: 1.2%▼ -2.2% vs 03-2025
05-2025: 1.1%▼ -1.8% vs 04-2025
06-2025: 1.1%▼ -8.2% vs 05-2025
07-2025: 1.1%▲ +5.2% vs 06-2025
08-2025: 0.6%▼ -41.4% vs 07-2025
09-2025: 0.6%● 0.0% vs 08-2025
10-2025: 0.6%● 0.0% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.6%▼ -13.4% vs 12-2025
02-2026: 0.5%▼ -13.5% vs 01-2026
03-2026: 0.5%▼ -0.4% vs 02-2026
04-2026: 0.5%▼ -2.7% vs 03-2026
05-2026: 0.5%▼ -3.8% vs 04-2026
06-2026: 0.4%▼ -1.5% vs 05-2026lowest value
07-2026: 0.5%▲ +1.8% vs 06-2026
08-2026: 0.7%▲ +46.6% vs 07-2026
09-2026: 0.8%▲ +18.4% vs 08-2026
10-2026: 1.1%▲ +43.2% vs 09-2026
- Figures for FY 2024 (filed 29-07-2025) raises the probability
- Liquidity: current ratio 0.99, cash €100,606 lowers the probability
- Size: total assets €156,426 lowers the probability for this profile
- Founded in 2014 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.99 against 0.99 in 2023; short-term debt: 101.1% and cash: 64.3% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 18%, liquidity 52%, profitability 27%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€1,747
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
63 d late
2022
23 d late
2021
17 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €4,272
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- 25-07-2025Annual accounts filed
- 02-10-2024Annual accounts filed
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 07-05-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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