INTELLIGENTURE
ActiveSummary
INTELLIGENTURE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €168k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 78% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+19
Solvency92▼-8
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 6.35 in 2024; short-term debt: 31.8% and cash: 63.7% of total assets), and 32.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
5 d late
2022
on the day
2021
23 d late
2020
1 d early
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€447k▼ 16.9%
2024 · €538k
Total assets
€665k▲ 5.9%
2024 · €628k
Net result
€168k▲ 177%
2024 · €61k
Working capital
€326k▼ 25.6%
2024 · €438k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€117k▲ 7.5%€110k▼ 5.6%€147k▲ 33.0%€80k▼ 45.2%€155k▲ 92.9%
Net result€58k▼ 22.3%€100k▲ 72.6%€104k▲ 3.3%€61k▼ 41.4%€168k▲ 177%
Equity€466k▲ 0.9%€516k▲ 10.6%€525k▲ 1.8%€538k▲ 2.5%€447k▼ 16.9%
Total assets€730k▼ 3.3%€665k▼ 9.0%€688k▲ 3.5%€628k▼ 8.8%€665k▲ 5.9%
Debt€264k▼ 9.8%€149k▼ 43.4%€164k▲ 9.5%€90k▼ 45.1%€218k▲ 143%
Working capital€294k▼ 4.9%€361k▲ 22.9%€415k▲ 14.9%€438k▲ 5.5%€326k▼ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 93% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €665k
Fixed assets
€128k ▲ 18.4%
Current assets
€537k ▲ 3.3%
Equity and liabilities €665k
Equity
€447k ▼ 16.9%
Debt
€218k ▲ 143%
Debt's share of the balance-sheet total rises from 14.3% to 32.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€169k▲
2024 · €94k
Cash flow
€182k▲
2024 · €74k
Current ratio
2.54▼
2024 · 6.35
Quick ratio
2.39▼
2024 · 5.98
Debt to equity
0.49▲
2024 · 0.17
ROE
37.6%▲
2024 · 11.3%
ROA
25.3%▲
2024 · 9.7%
Interest coverage
25.27▼
2024 · 31.91
Debt ≤ 1 year
€211k▲
2024 · €82k
Income taxes
€76k▲
2024 · €25k
Staff costs
€0▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3k | €0 | - | - |
| Remuneration, social security and pensions62 | €2k | €19k | €4k | €3k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €21k | €15k | €13k | €13k | ▲ 1.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €16k | €23k | €0 | €-86k | €8k | ▲ 109% |
| Other operating charges640/8 | €3k | €3k | €3k | €3k | €3k | ▲ 4.1% |
| Non-recurring operating charges66A | - | €240 | €0 | €244 | €199 | ▼ 18.4% |
| Gross operating margin9900 | €159k | €177k | €168k | €13k | €179k | ▲ 1,228% |
| Operating profit (loss)9901 | €117k | €110k | €147k | €80k | €155k | ▲ 92.9% |
| Financial income75/76B | €4k | €4k | €4k | €8k | €95k | ▲ 1,108% |
| Recurring financial income75 | €4k | €4k | €4k | €8k | €95k | ▲ 1,108% |
| Financial charges65/66B | €31k | €-20k | €4k | €3k | €7k | ▲ 127% |
| Recurring financial charges65 | €31k | €-20k | €4k | €3k | €7k | ▲ 127% |
| Profit (loss) for the period before taxes9903 | €90k | €134k | €147k | €85k | €244k | ▲ 186% |
| Income taxes67/77 | €31k | €33k | €43k | €25k | €76k | ▲ 207% |
| Profit (loss) for the period9904 | €58k | €100k | €104k | €61k | €168k | ▲ 177% |
| Transfer from tax-exempt reserves789 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €58k | €100k | €104k | €61k | €168k | ▲ 177% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €730k | €665k | €688k | €628k | €665k | ▲ 5.9% |
| Fixed assets21/28 | €185k | €166k | €121k | €108k | €128k | ▲ 18.4% |
| Tangible fixed assets22/27 | €184k | €164k | €120k | €107k | €127k | ▲ 18.6% |
| Land and buildings22 | €143k | €129k | €117k | €105k | €92k | ▼ 11.8% |
| Furniture and vehicles24 | €41k | €35k | €2k | €2k | €34k | ▲ 1,660% |
| Other tangible fixed assets26 | €0 | - | €789 | €705 | €622 | ▼ 11.9% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €546k | €499k | €568k | €520k | €537k | ▲ 3.3% |
| Amounts receivable after more than one year29 | - | - | €101k | €0 | - | - |
| Trade receivables290 | - | - | €101k | €0 | - | - |
| Stocks and contracts in progress3 | €64k | €60k | €68k | €31k | €32k | ▲ 2.7% |
| Stocks30/36 | €64k | €60k | €68k | €31k | €32k | ▲ 2.7% |
| Amounts receivable within one year40/41 | €19k | €19k | €39k | €129k | €81k | ▼ 37.1% |
| Trade receivables40 | €19k | €19k | €15k | €11k | €75k | ▲ 569% |
| Other amounts receivable41 | €0 | €5 | €24k | €118k | €6k | ▼ 95.3% |
| Current investments50/53 | €79k | €104k | €104k | €104k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €381k | €315k | €254k | €254k | €424k | ▲ 66.6% |
| Deferred charges and accrued income490/1 | €3k | €2k | €2k | €2k | €264 | ▼ 83.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €730k | €665k | €688k | €628k | €665k | ▲ 5.9% |
| Equity10/15 | €466k | €516k | €525k | €538k | €447k | ▼ 16.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €347k | €398k | €409k | €422k | €333k | ▼ 21.1% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €345k | €396k | €409k | €422k | €333k | ▼ 21.1% |
| Profit (loss) carried forward14 | €113k | €111k | €110k | €110k | €108k | ▼ 1.5% |
| Amounts payable17/49 | €264k | €149k | €164k | €90k | €218k | ▲ 143% |
| Amounts payable within one year42/48 | €252k | €138k | €153k | €82k | €211k | ▲ 158% |
| Trade debts44 | €11k | €17k | €9k | €11k | €36k | ▲ 225% |
| Suppliers440/4 | €11k | €17k | €9k | €11k | €36k | ▲ 225% |
| Taxes, remuneration and social security45 | €44k | €39k | €42k | €23k | €73k | ▲ 217% |
| Taxes450/3 | €44k | €37k | €42k | €23k | €73k | ▲ 217% |
| Remuneration and social security454/9 | €271 | €2k | €0 | - | - | - |
| Other amounts payable47/48 | €196k | €82k | €102k | €48k | €102k | ▲ 115% |
| Accrued charges and deferred income492/3 | €12k | €11k | €11k | €8k | €7k | ▼ 18.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58k | €100k | €104k | €61k | €168k | ▲ 177% |
| + Depreciation and write-downs630 | €21k | €21k | €15k | €13k | €13k | ▲ 1.4% |
| Operating cash flow (approximation) | €80k | €122k | €118k | €74k | €182k | ▲ 145% |
| Investment in fixed assets (approximation) | - | €-2k | €30k | €-830 | €-33k | ▼ 3,919% |
| Change in cash | - | €-67k | €-61k | €801 | €169k | ▲ 21,057% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €168k ▲177%
Operating result €155k, net result €168k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €516k ▲10.6%
5 profitable years in a row build equity to €516k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €46k ▼50.7%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 2 establishment units since 2001
Ground area
3,430 m²
Building footprint
512 m²
Volume, LiDAR
3,674 m³
2 parcels, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Intelligenture
since 20012.116.711.333
Ulla Store
since 20172.260.520.860
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039A0006/00V003 | Flanders | 2,017 m² | 1 · 165 m² | 9.6 m · 2 fl. |
| 23045E0193/00D000 | Flanders | 1,414 m² | 1 · 346 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Legal Entity Identifier
98450071EW4032BE8B53
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Of 2,213 companies in sector 47711 we hold annual accounts for 887. 537 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-2001
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47712Retail trade
47713Retail trade
47714Retail trade
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.