BUGGENHOUDT
ActiveBUGGENHOUDT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353k and a net result of €-14k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
60
/ 100
Healthy▼ -21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-17
Solvency93▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 2.24 in 2023), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
-2.2%
Age of the figures
19 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 27-08-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2023
20 d early
2022
56 d early
2021
45 d early
2020
44 d late
2019
46 d late
2018
43 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€353k▼ 3.9%
2023 · €367k
2018: €267k
2019: €302k
2020: €320k
2021: €313k
2022: €355k
2023: €367k
2018 → 2025
Total assets
€649k▼ 3.8%
2023 · €675k
2018: €726k
2019: €740k
2020: €646k
2021: €624k
2022: €630k
2023: €675k
2018 → 2025
Net result
€-14k
2023 · €12k
2018: €73k
2019: €51k
2020: €17k
2021: €15k
2022: €42k
2023: €12k
2018 → 2025
Working capital
€176k▼ 13.4%
2023 · €203k
2018: €229k
2019: €259k
2020: €272k
2021: €236k
2022: €230k
2023: €203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€320k-€313k▼ 2.1%€355k▲ 13.4%€367k▲ 3.5%€353k▼ 3.9%
Operating result€47k-€27k▼ 42.8%€52k▲ 92.2%€11k▼ 78.2%€-22k
Net result€17k-€15k▼ 12.7%€42k▲ 177%€12k▼ 70.8%€-14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €11k in 2023, the lowest year so far.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €649k
Fixed assets
€261k▼ 15.1%
Current assets
€388k▲ 5.7%
Equity and liabilities €649k
Equity
€353k▼ 3.9%
Debt
€297k▼ 3.6%
The debt ratio rises from 45.6% to 45.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€24k▼
2023 · €53k
Cash flow
€32k▼
2023 · €54k
Solvency
54.3%▼
2023 · 54.4%
Current ratio
1.83▼
2023 · 2.24
Quick ratio
0.61▼
2023 · 0.69
Debt / equity
0.84▲
2023 · 0.84
ROE
-4.1%▼
2023 · 3.3%
ROA
-2.2%▼
2023 · 1.8%
Interest coverage
2.09▼
2023 · 4.85
Debt
€297k▼
2023 · €308k
Debt ≤ 1 year
€212k▲
2023 · €164k
Debt > 1 year
€85k▼
2023 · €144k
Income taxes
€2k▼
2023 · €6k
Staff costs
€66k▲
2023 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€675k€649k▼
Fixed assets21/28€308k€261k▼
Tangible fixed assets22/27€308k€261k▼
Land and buildings22€211k€185k▼
Plant, machinery and equipment23€41k€35k▼
Furniture and vehicles24€56k€42k▼
Financial fixed assets28€50€50=
Current assets29/58€367k€388k▲
Amounts receivable after more than one year29€32k€38k▲
Other amounts receivable291€32k€38k▲
Stocks and contracts in progress3€254k€259k▲
Stocks30/36€254k€259k▲
Amounts receivable within one year40/41€55k€51k▼
Trade receivables40€16k€3k▼
Other amounts receivable41€39k€48k▲
Cash at bank and in hand54/58€25k€24k▼
Deferred charges and accrued income490/1€745€16k▲
Equity and liabilities
Total equity and liabilities10/49€675k€649k▼
Equity10/15€367k€353k▼
Contributions10/11€12k€12k=
Reserves13€134k€134k=
Non-distributable reserves130/1€35k€0▼
Reserves not available under the articles1311€35k€0▼
Tax-exempt reserves132€10k€10k=
Distributable reserves133€89k€124k▲
Profit (loss) carried forward14€221k€207k▼
Amounts payable17/49€308k€297k▼
Amounts payable after more than one year17€144k€85k▼
Financial debts170/4€144k€85k▼
Amounts payable within one year42/48€164k€212k▲
Current portion of amounts payable after more than one year42€53k€68k▲
Trade debts44€76k€121k▲
Suppliers440/4€76k€121k▲
Taxes, remuneration and social security45€35k€23k▼
Taxes450/3€25k€13k▼
Remuneration and social security454/9€9k€10k▲
Income statement
Code20232025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62€59k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€46k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€116k€94k▼
Operating profit (loss)9901€11k€-22k▼
Financial income75/76B€18k€21k▲
Recurring financial income75€18k€21k▲
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€19k€-12k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€12k€-14k▼
Profit (loss) for the period to be appropriated9905€12k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€233k€207k▼
Profit (loss) brought forward from the previous period14P€221k€221k=
Transfer to equity691/2€12k€0▼
To other reserves6921€12k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-01
Financial
Weakest financial yearnet €-14k ▼217%
Net result drops to €-14k, the lowest in the series.
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 44 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 46 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 43 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsestraat 153000 LeuvenGround area
248 m²
Building footprint
255 m²
Volume, LiDAR
2,138 m³
2 parcels, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bellini
since 20062.151.004.296
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505F0622/00E000 | Flanders | 143 m² | 1 · 148 m² | 13.6 m · 3 fl. |
| 24505F0632/00D000 | Flanders | 105 m² | 1 · 107 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
100% SISTERS
BE 0890.033.891
Lasne · Eq €352k
Jenna
BE 0740.834.431
Leuven · Eq €354k
Maison Daneels
BE 0422.157.955
Waterloo · Eq €355k
MAY
BE 0759.926.308
Beveren-Kruibeke-Zwijndrecht · Eq €343k
LA FOLIE DES FOLIES
BE 0701.871.214
Sambreville · Eq €365k
Of 2,200 companies in sector 47711 we hold annual accounts for 889. 570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2005
Fiscal year end31-01
Activities, NACEBEL
47711Retail sale of women's outerwear
47750Retail sale of cosmetics and toilet articles
47512Retail sale of household textiles and bedding
47714Retail trade
47715Retail trade
47770Retail sale of watches and jewellery
52410
52423
52425
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.