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INTEGRAL TOGETHERNESS

Active
Private limited companyfounded 201016 yrs activeAvenue des Mélèzes 7, 1410 Waterloo, BelgiumKBO/BCE: BE 0827.619.836
Summary

INTEGRAL TOGETHERNESS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 43% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability41▲+13
Solvency70▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.19 in 2024; short-term debt: 55% and cash: 95.1% of total assets), but 55% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45%
Return on assets
1.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-05-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
on the day
2023
2 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
29 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€58k▼ 14.2%
2024 · €67k
2018: €66k 2019: €78k▲ +17.7% vs 2018 2020: €72k▼ -7.0% vs 2019 2021: €83k▲ +15.6% vs 2020highest in 8 years 2022: €77k▼ -8.2% vs 2021 2023: €72k▼ -5.7% vs 2022 2024: €67k▼ -6.5% vs 2023 2025: €58k▼ -14.2% vs 2024lowest in 8 years
2018 → 2025
Total assets
€129k▲ 3.5%
2024 · €124k
2018: €96k 2019: €105k▲ +9.4% vs 2018 2020: €92k▼ -12.2% vs 2019lowest in 8 years 2021: €107k▲ +16.1% vs 2020 2022: €123k▲ +15.6% vs 2021 2023: €132k▲ +6.7% vs 2022highest in 8 years 2024: €124k▼ -5.6% vs 2023 2025: €129k▲ +3.5% vs 2024
2018 → 2025
Net result
€2k
2024 · €-5k
2018: €11k 2019: €12k▲ +1.8% vs 2018 2020: €-5k▼ -146% vs 2019lowest in 8 years 2021: €11k▲ +309% vs 2020 2022: €15k▲ +30.6% vs 2021highest in 8 years 2023: €11k▼ -27.7% vs 2022 2024: €-5k▼ -144% vs 2023 2025: €2k▲ +139% vs 2024
2018 → 2025
Working capital
€58k▼ 14.2%
2024 · €67k
2018: €66k 2019: €78k▲ +18.1% vs 2018 2020: €72k▼ -7.0% vs 2019 2021: €83k▲ +15.6% vs 2020highest in 8 years 2022: €77k▼ -8.2% vs 2021 2023: €72k▼ -5.7% vs 2022 2024: €67k▼ -6.5% vs 2023 2025: €58k▼ -14.2% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€83k-€77k▼ 8.2%€72k▼ 5.7%€67k▼ 6.5%€58k▼ 14.2% 2021: €83khighest in 5 years 2022: €77k▼ -8.2% vs 2021 2023: €72k▼ -5.7% vs 2022 2024: €67k▼ -6.5% vs 2023 2025: €58k▼ -14.2% vs 2024lowest in 5 years
Operating result€15k-€21k▲ 42.4%€16k▼ 25.5%€-4k€3k 2021: €15k 2022: €21k▲ +42.4% vs 2021highest in 5 years 2023: €16k▼ -25.5% vs 2022 2024: €-4k▼ -125% vs 2023lowest in 5 years 2025: €3k▲ +165% vs 2024
Net result€11k-€15k▲ 30.6%€11k▼ 27.7%€-5k€2k 2021: €11k 2022: €15k▲ +30.6% vs 2021highest in 5 years 2023: €11k▼ -27.7% vs 2022 2024: €-5k▼ -144% vs 2023lowest in 5 years 2025: €2k▲ +139% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €15k€15kNet result 2021: €11k€11kOperating result 2022: €21k€21kNet result 2022: €15k€15kOperating result 2023: €16k€16kNet result 2023: €11k€11kOperating result 2024: €-4k€-4kNet result 2024: €-5k€-5kOperating result 2025: €3k€3kNet result 2025: €2k€2k20212022202320242025€-10k€0€10k€20kOperating result 2023: €16k€16kNet result 2023: €11k€11kOperating result 2024: €-4k€-3.9kNet result 2024: €-5k€-4.7kOperating result 2025: €3k€2.5kNet result 2025: €2k€1.8k202320242025
The operating result returns to profit in 2025: €3k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €129k
Equity €58k ▼ 14.2%
Debt €71k ▲ 24.4%
Debt's share of the balance-sheet total rises from 45.7% to 55.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.82▼
2024 · 2.19
Debt to equity
1.22▲
2024 · 0.84
ROE
3.2%▲
2024 · -7.0%
ROA
1.4%▲
2024 · -3.8%
Debt ≤ 1 year
€71k▲
2024 · €57k
Income taxes
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€124k€129k▲
Current assets29/58€124k€129k▲
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€383€2k▲
Cash at bank and in hand54/58€120k€122k▲
Deferred charges and accrued income490/1€750€750=
Equity and liabilities
Total equity and liabilities10/49€124k€129k▲
Equity10/15€67k€58k▼
Contributions10/11€8k€8k=
Outside capital11€8k€8k=
Other1109/19€8k€8k=
Reserves13€59k€47k▼
Distributable reserves133€59k€47k▼
Profit (loss) carried forward14€814€3k▲
Amounts payable17/49€57k€71k▲
Amounts payable within one year42/48€57k€71k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€54k€67k▲
Income statement Code20242025
Other operating charges640/8€2k€682▼
Gross operating margin9900€-2k€3k▲
Operating profit (loss)9901€-4k€3k▲
Financial income75/76B€502€723▲
Recurring financial income75€502€723▲
Financial charges65/66B€39€44▲
Recurring financial charges65€39€44▲
Profit (loss) for the period before taxes9903€-3k€3k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€-5k€2k▲
Profit (loss) for the period to be appropriated9905€-5k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€814€3k▲
Profit (loss) brought forward from the previous period14P€6k€814▼
Transfer from equity791/2-€11k
Profit to be distributed694/7-€11k
Return on contributions (dividend)694-€11k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Other operating charges640/8€657€644€671€2k€682▼ 58.8%
Gross operating margin9900€15k€22k€16k€-2k€3k▲ 245%
Operating profit (loss)9901€15k€21k€16k€-4k€3k▲ 165%
Financial income75/76B---€502€723▲ 44.1%
Recurring financial income75---€502€723▲ 44.1%
Financial charges65/66B€56€54€39€39€44▲ 11.5%
Recurring financial charges65€56€54€39€39€44▲ 11.5%
Profit (loss) for the period before taxes9903€15k€21k€16k€-3k€3k▲ 194%
Income taxes67/77€3k€6k€5k€1k€1k▲ 6.0%
Profit (loss) for the period9904€11k€15k€11k€-5k€2k▲ 139%
Profit (loss) for the period to be appropriated9905€11k€15k€11k€-5k€2k▲ 139%
Line20212022202320242025Change
Assets
Total assets20/58€107k€123k€132k€124k€129k▲ 3.5%
Current assets29/58€107k€123k€132k€124k€129k▲ 3.5%
Amounts receivable within one year40/41€3k€5k€6k€3k€6k▲ 63.0%
Trade receivables40€3k€5k€5k€3k€3k▲ 13.2%
Other amounts receivable41€292€292€788€383€2k▲ 456%
Cash at bank and in hand54/58€104k€118k€125k€120k€122k▲ 1.8%
Deferred charges and accrued income490/1€375€375€375€750€750=
Equity and liabilities
Total equity and liabilities10/49€107k€123k€132k€124k€129k▲ 3.5%
Equity10/15€83k€77k€72k€67k€58k▼ 14.2%
Contributions10/11€6k€6k€6k€8k€8k=
Capital10€6k€6k€6k---
Issued capital100€19k€19k€19k---
Uncalled capital101€12k€12k€12k---
Outside capital11---€8k€8k=
Other1109/19---€8k€8k=
Reserves13€72k€65k€60k€59k€47k▼ 19.5%
Non-distributable reserves130/1€2k€2k€2k---
Legal reserve130€2k€2k€2k---
Distributable reserves133€71k€63k€59k€59k€47k▼ 19.5%
Profit (loss) carried forward14€5k€5k€6k€814€3k▲ 225%
Amounts payable17/49€23k€47k€60k€57k€71k▲ 24.4%
Amounts payable within one year42/48€23k€47k€60k€57k€71k▲ 24.4%
Trade debts44€3k--€2k€2k▲ 42.7%
Suppliers440/4€3k--€2k€2k▲ 42.7%
Taxes, remuneration and social security45€4k€7k€5k€1k€2k▲ 50.4%
Taxes450/3€4k€7k€5k€1k€2k▲ 50.4%
Other amounts payable47/48€16k€39k€55k€54k€67k▲ 23.3%
Line20212022202320242025Change
Profit (loss) for the period9904€11k€15k€11k€-5k€2k▲ 139%
Operating cash flow (approximation)€11k€15k€11k€-5k€2k▲ 139%
Change in cash-€15k€7k€-5k€2k▲ 143%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-09
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial Highest result since 2018net €15k ▲30.6%
Operating result €21k, net result €15k, both a record.
31-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
Financial Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
29-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
716 m²
Building footprint
64 m²
Parcel 25762E0008/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Avenue des Mélèzes 7, 1410 Waterloo
Computer programming, consultancy and related activities
since 20102.189.623.362
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25762E0008/00W002 Wallonia 716 m² 1 · 64 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,547 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-07-2010
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
85592Vocational training
Contact
E-mail contact@integraltogetherness.com
Phone 0498/54.81.95

Scores and ratios are computed by Checked and are not a credit decision.