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INTEGER BOUWEN

Active
Public limited companyfounded 197847 yrs activeSteenweg op Blaasveld(HEF) 56a, 2801 Mechelen, BelgiumKBO/BCE: BE 0418.972.197
Summary

The computed 12-month bankruptcy probability of INTEGER BOUWEN is 1.7% (moderate). The 2025 annual accounts show equity of €2.2m and a net result of -€1.9m. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 910 sector peers (fiscal year 2025). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
INTEGER BOUWENActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of other non-residential buildings NACE 41003General construction of buildings NACE 41201
#4 employer in Mechelen, Construction sector1 site
Size
€33.8mturnover 2025
Staff
67.5 FTE
Equity
€2.2m
Loss
-€1.9m
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.7%
Structure
Parent
INTERNATIONAL MANAGEMENT COMPANY · 99.9%
Accounts filed 31 d late0 of 16 deeds read
Why 53- Loss of €1.9m (FY 2025)- Equity €2.2m (9.6% of total assets)- Sector Construction of residential and non-residential buildings (NACE 41)- Latest accounts 31 days late; 2 of the last 3 lateShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 18% of its sector peers (NACE 41, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 35-7
equity 9.6% of total assets
Liquidity 26+2
short-term debt 76.4% · cash 13.6%
Profitability 8-32
return on assets -8.0%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (208 companies)
Last 22 months 01-2025: 1.3% 02-2025: 1.3%▼ -3.1% vs 01-2025 03-2025: 1.3%▼ -2.5% vs 02-2025 04-2025: 1.2%▼ -2.8% vs 03-2025 05-2025: 1.2%▲ +0.5% vs 04-2025 06-2025: 1.2%▲ +0.5% vs 05-2025 07-2025: 1.4%▲ +15.3% vs 06-2025 08-2025: 2.0%▲ +39.6% vs 07-2025highest value 09-2025: 0.8%▼ -59.1% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%● 0.0% vs 12-2025 02-2026: 0.8%▼ -3.4% vs 01-2026 03-2026: 0.8%▼ -2.6% vs 02-2026 04-2026: 0.7%▼ -3.1% vs 03-2026lowest value 05-2026: 0.8%▲ +0.7% vs 04-2026 06-2026: 0.8%▲ +1.1% vs 05-2026 07-2026: 0.8%▲ +1.8% vs 06-2026 08-2026: 1.2%▲ +57.6% vs 07-2026 09-2026: 1.7%▲ +40.4% vs 08-2026 10-2026: 1.7%● 0.0% vs 09-2026
  • Loss of €1.9m (FY 2025) raises the probability
  • Equity €2.2m (9.6% of total assets) raises the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
Credit up to €110,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.29 in 2024; short-term debt: 76.4% and cash: 13.6% of total assets), and 90.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, medium-sized). Better than this share of them on solvency 24%, liquidity 37%, profitability 4%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Loss of €1.9m (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €2.2m (9.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 910 sector peers (2025).
NBB · sector comparison
Position among 910 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
8 d late
2023
33 d late
2022
59 d late
2021
29 d late
2020
82 d late
2019
98 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€1.9m
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: From profit to loss in 2025after €111,107 in 2024 -€1.9m View
  • Caution: Among the weakest 5% on net resultsector median €35,059 · 912 companies -€1.9m View
  • Controlled by INTERNATIONAL MANAGEMENT COMPANY 99.9% View
  • Active since 1978founded 01-12-1978 47 years View

By topic

Financials

Fiscal year
2025
Turnover
€33.8m
Loss
-€1.9m
Solvency
9.6%
Turnover▼ 24.5%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 08-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of residential buildingsNACE 41001
Founded
01-12-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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