InsurTree
InsurTree is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €5.70M and a net result of €-70k. Its solvency ranks better than 92% of 3139 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €5.70M |
| Net result | €-70k |
| Better than sector | 92% |
| Active | 3 yrs |
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 89.7% | 52.5% | |
| Net result | €-70k | €32k | |
| Equity | €5.70M | €75k | |
| Gross operating margin | €-11k | €52k | |
| Total assets | €6.35M | €192k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-70k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €58 |
| Dividends | - |
| Total assets | €6.35M |
| Equity | €5.70M |
| Debt | €656k |
| of which ≤ 1y | - |
| of which > 1y | €654k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 89.7% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -1.1% |
| ROE | -1.2% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €6.35M |
| Fixed assets | 21/28 | €5.20M |
| Financial fixed assets | 28 | €5.20M |
| Current assets | 29/58 | €1.15M |
| Amounts receivable within one year | 40/41 | €1.12M |
| Cash & bank | 54/58 | €35k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €6.35M |
| Equity | 10/15 | €5.70M |
| Contributions / capital | 10/11 | €5.82M |
| Accumulated profits (losses) | 14 | €-120k |
| Amounts payable | 17/49 | €656k |
| Amounts payable after one year | 17 | €654k |
| Income statement | ||
| Gross operating margin | 9900 | €-11k |
| Operating result | 9901 | €-11k |
| Financial income | 75 | €194 |
| Financial charges | 65 | €59k |
| Result before taxes | 9903 | €-70k |
| Income taxes | 67/77 | €58 |
| Net result for the period | 9904 | €-70k |
| Result to be appropriated | 9905 | €-70k |
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Public limited company(014) |
| Incorporation | 25-08-2022 |
| Status | Active |
| Postal code | 1380 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0005/00L002 | Wallonia | 8,821 m² | 1 · 1,080 m² | 7.7 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
06-10-2023 Capital increase of €525,000 to €5,525,000
- €5.000.000 → €5.525.000
Technical details
{
"events": [
{
"kind": "capital_increase",
"after_eur": 5525000.0,
"delta_eur": 525000.0,
"before_eur": 5000000.0,
"share_emission": {
"agio_eur": null,
"share_form": "no_nominal_value",
"share_class": "B",
"n_new_shares": 61875,
"with_new_shares": true,
"nominal_value_eur": null,
"issue_price_per_share_eur": null
},
"decrease_purpose": null,
"contribution_type": "inschrijvingsrechten_uitgifte",
"paid_up_delta_eur": 412500.0,
"n_shares_destroyed": null,
"not_yet_called_eur": 112500.0,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": "convert_to_apports_non_appeles"
}
],
"notary": {
"name": "Georges SPRINGER",
"firm_city": null,
"firm_name": null,
"office_city": "Tienen",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2023-10-06",
"filing_date": "2023-10-04",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "conseil_d\u0027administration",
"act_date": "2023-08-04",
"unanimous": true,
"under_authorized_capital": true,
"underlying_resolution_date": "2023-09-22"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0789.989.279",
"name_full": "InsurTree",
"legal_form": "Soci\u00E9t\u00E9 anonyme",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"exp\u00E9dition de l\u0027acte",
"proc\u00E8s verbal du conseil d\u0027administration",
"procurations",
"statuts coordonn\u00E9s"
],
"shareholders_after": [],
"share_classes_after": [
{
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"class_name": "A",
"capital_share_eur": null,
"voting_rights_per_share": 1.0
},
{
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}
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | InsurTree |