INSURES BELGIUM
ActiveSummary
INSURES BELGIUM has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €270,541. Equity has been growing by about 38% per year since 2018. Its solvency ranks better than 45% of 5,801 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Official details
Source: KBO- Status
- Active since 28-04-1997 Normal situation
- Registered office
- 34 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Real estate agency activities NACE 68310and 1 other
- Joint committee
- 307 Insurance brokers and agencies · annual accounts 2021
- Establishment units
- 2.329.320.980 1000 Brussels, since 01-03-2022
- 2.377.707.847 9051 Ghent, since 15-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
- Emeria BeneluxCEO · permanent representative Guillaume Jacques PINTE
- Stares BelgiumCEO
- BE TYCOON REAL ESTATE & FINANCEDirector · since 26-04-2021 · permanent representative Raphaël Dirk DE PLAEN
- EMERIA BELGIUM100%2025 annual accounts of EMERIA BELGIUM
- Emeria Europe SASconsolidatesannual accounts 2025
- Holdings
- Shares in 1 company INSURES VLAANDEREN
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- €1.2m
- ▲ 3.5%
- Turnover
- ≈ €1.4m
- estimated
- Profit
- €270,541
- ▼ 30.2%
- Equity
- €1.5m
- ▲ 21.5%
- Total assets
- €4.7m
- ▼ 0.7%
- Employees on 31-12-2025
- 6
- ▲ 20.0%
- 2025 accounts filed 88 days after the deadline
Score breakdownraises riskLiquidity: current ratio 3.35Last filed accounts filed 88 days late; 2 of the last 3 accounts latelowers riskFounded in 1997Size: 5.4 FTE, total assets €4.7mShow the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 51% of them on solvency, 98% on liquidity, 48% on profitability and 76% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: 8 profitable years in a rowprofit 2025: €270,541 8 years View
- Merger with INSURES VLAANDERENmerger on 20-10-2025 2025 View
- Higher gross margin than 87% of companies in real estatesector median €158,827 · 4,651 companies €1.2m View
- Caution: Result fell in 2025from €387,375 to €270,541 ▼ 30.2% View
- A director leftlatest change 31-12-2025 · 4 in office 1 left View
Recent changes
- · Gazette deed Merger: INSURES BELGIUM takes over INSURES VLAANDERENCancellation of 750 shares · The company holds all the shares of INSURES VLAANDEREN
- · Gazette deed 1 director appointed, 1 statutory auditor appointed, 1 director resigningResignation: NEAR CONSULT SRL (director) · Appointments: RUYSEN CONSULT BV (director) and BRUNO VANDENBOSCH & REVISEUR D'ENTREPRISE SRL (statutory auditor) · Permanent representative: Kim RUYSEN
- · Gazette deed Merger proposal: INSURES BELGIUM takes over INSURES VLAANDEREN
Comparable companies
These companies have the same main activity as INSURES BELGIUM: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €3m and €5m, founded between 1991 and 1998.
| Company | Total assets | Gross margin |
|---|---|---|
| INSURES BELGIUM Brussels | €4.7m | €1.2m |
| DOMUS CONCEPT Jodoigne | €3.8m | €0.7m |
| DE MEESTER Antwerp | €5.0m | €1.8m |
| Agentschap Vangronsveld Bilzen-Hoeselt | €3.2m | €0.8m |
| Agence immobilière sociale "Des Rivières" Saint-Ghislain | €3.0m | €0.7m |
| IDEPLUS Ghent | €4.8m | €1.1m |
| COGERIMO Brussels | €3.8m | €0.5m |
Key facts about INSURES BELGIUM
- What is the company number of INSURES BELGIUM?
- The company number of INSURES BELGIUM is 0460.561.938. The VAT number is the same number with BE in front: BE 0460.561.938.
- Where is INSURES BELGIUM based?
- The registered office is at Vilain XIIII-straat 53/55, 1000 Brussels.Company details
- What does INSURES BELGIUM do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of INSURES BELGIUM?
- INSURES BELGIUM is a public limited company (NV).
- When was INSURES BELGIUM founded?
- INSURES BELGIUM was founded on 28-04-1997.
- Is INSURES BELGIUM still active?
- Yes, INSURES BELGIUM is an active enterprise in the KBO register.
- How many employees does INSURES BELGIUM have?
- INSURES BELGIUM had an average of 5.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does INSURES BELGIUM fall under?
- In its 2021 annual accounts, INSURES BELGIUM states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of INSURES BELGIUM?
- The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €1.2m and 147 comparable companies (NACE 68). It probably lies between €1.2m and €1.9m. In financial year 2020 turnover was €735,120.
- Is INSURES BELGIUM profitable?
- In financial year 2025, INSURES BELGIUM made a profit of €270,541.
- Where can I find the annual accounts of INSURES BELGIUM?
- INSURES BELGIUM filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INSURES BELGIUM due?
- INSURES BELGIUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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