Checked.be
Active
BE 0409.843.113Non-profit association
INSTITUT REINE FABIOLA
Veldstraat 41 ·1040 Etterbeek, Belgium· 58 yrs active
Sector: Vrij gesubsidieerd gewoon technisch en beroepssecundair onderwijs
(85324)
Conclusion
The computed 12-month bankruptcy probability of INSTITUT REINE FABIOLA is < 0.1% (very low). The 2023 annual accounts show equity of €1.39M and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 48% of 59 sector peers (fiscal year 2023). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 6 annual accounts.
Key figures
| Equity | €1.39M |
| Net result | €-10k |
| Better than sector | 48% |
| Active | 58 yrs |
Snowflake analysis
68
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
33
Solvency
96
Growth
24
Stability
100
Bankruptcy probability (12 mo)
< 0.1%
Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form
−Lower-failure-rate sector
−Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1968, 58 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
86
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-11-2024 with the NBB · fiscal year 2023 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 6 fiscal years (±0.6%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2023 · NACE 85 · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 51.7% | 55.2% | |
| Net result | €-10k | €6k | |
| Equity | €1.39M | €434k | |
| Gross operating margin | €5.41M | €427k | |
| Staff costs | €5.29M | €977k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€72k
+2.2%
18-23
€111k
+151.9%
18-23
€-10k
+89.3%
18-23
€110k
+223.2%
18-23
€2.69M
-2.0%
18-23
€1.39M
-0.7%
18-23
€1.03M
+0.8%
18-23
1
0.0%
18-23
€5.29M
-3.9%
18-23
€1.30M
-3.3%
18-23
€275k
+14.2%
18-23
€973k
-8.0%
18-23
4.72
-9.5%
18-23
4.72
-9.5%
18-23
51.7%
+1.3%
18-23
0.94
-2.6%
18-23
-0.7%
+89.3%
18-23
-0.4%
+89.1%
18-23
-13.9%
+89.6%
18-23
155.2%
+146.5%
18-23
114.28
+2502.6%
18-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | volledig |
| Revenue | €72k |
| EBITDA | €111k |
| Net profit | €-10k |
| Cash flow | €110k |
| Staff costs | €5.29M |
| Income taxes | - |
| Dividends | - |
| Total assets | €2.69M |
| Equity | €1.39M |
| Debt | €1.30M |
| of which ≤ 1y | €275k |
| of which > 1y | €973k |
| Working capital | €1.03M |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 4.72 |
| Quick ratio | 4.72 |
| Working capital ratio | 38.1% |
| Solvency | 51.7% |
| Debt / equity | 0.94 |
| Long-term debt ratio | 0.70 |
| Interest coverage | 114.28 |
| Gross margin | -716.6% |
| Net margin | -13.9% |
| ROA | -0.4% |
| ROE | -0.7% |
| EBITDA margin | 155.2% |
| Days sales outstanding | 214d |
| Days payable outstanding | 102d |
| Inventory turnover | 4442.11 |
| Days inventory (DSI) | 0d |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.69M |
| Fixed assets | 21/28 | €1.39M |
| Formation expenses | 20 | €0 |
| Intangible fixed assets | 21 | €0 |
| Tangible fixed assets | 22/27 | €1.39M |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €1.30M |
| Stocks & contracts in progress | 3 | €132 |
| Amounts receivable within one year | 40/41 | €94k |
| Investments | 50/53 | €192 |
| Cash & bank | 54/58 | €1.17M |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.69M |
| Equity | 10/15 | €1.39M |
| Reserves | 13 | €893k |
| Accumulated profits (losses) | 14 | €497k |
| Amounts payable | 17/49 | €1.30M |
| Amounts payable after one year | 17 | €973k |
| Amounts payable within one year | 42/48 | €275k |
| Trade debts payable within one year | 44 | €163k |
| Income statement | ||
| Turnover | 70 | €72k |
| Gross operating margin | 9900 | €5.41M |
| Operating result | 9901 | €-9k |
| Financial charges | 65 | €975 |
| Result before taxes | 9903 | €-10k |
| Net result for the period | 9904 | €-10k |
| Result to be appropriated | 9905 | €-10k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Directors derived from a single State Gazette act, under verification
All 5 current directors first appear in the same act (26099336). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
Current10-10-2025 → present
-
Current10-10-2025 → present
-
Current10-10-2025 → present
2 events
- 10-10-2025 Appointed· Treasurer
- 10-10-2025 Appointed· Vice président
-
Current10-10-2025 → present
-
Current10-10-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
| NACE primary | Vrij gesubsidieerd gewoon technisch en beroepssecundair onderwijs(85324) |
| Legal form | Non-profit association(017) |
| Incorporation | 27-06-1968 |
| Status | Active |
| Postal code | 1040 |
Establishment units
INSTITUT REINE FABIOLA ENS. PROFESSIONNEL
since 20072.167.184.094
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0064/00R000 | Brussels | 1,183 m² | 1 · 1,124 m² | 23.8 m · 6 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
03-08-2026
State Gazette act
Board meeting · Delegation revocation
2024
26-11-2024
NBB filing
Annual accounts filed
2023
23-10-2023
NBB filing
Annual accounts filed
2022
09-12-2022
NBB filing
Annual accounts filed
2021
23-09-2021
NBB filing
Annual accounts filed
2020
22-10-2020
NBB filing
Annual accounts filed
2019
27-09-2019
NBB filing
Annual accounts filed
2018
04-09-2018
NBB filing
Annual accounts filed
2017
16-10-2017
NBB filing
Annual accounts filed
2016
28-06-2016
NBB filing
Annual accounts filed
2015
17-12-2015
NBB filing
Annual accounts filed
Belgisch Staatsblad, acts
All acts · 3
updated 12 days ago
2026
03-08-2026 Act object · Board meeting · Delegation revocation · Officer appointment
- Act object: Délégations · Institut Reine Fabiola
- Publication: 03/08/2026 · Institut Reine Fabiola
- Filing: 09/07/2026 · Institut Reine Fabiola
- Board meeting: 10/10/2025 · Institut Reine Fabiola
- Delegation revocation: role: Directeur en titre, reason: retirer les délégations · Michaël GÉRARD
- Officer appointment: role: Directrice a.i. / gestion journalière, term: jusqu'à nouvel ordre, start_date: 2025-10-10 · Emilie BIREBENT
- Power of attorney: scope: mandat de signature sur nos comptes ING et CBC avec pouvoir de valider seule les opérations d'un montant maximum de 2.500 € · Emilie BIREBENT
- Power of attorney: scope: mandat octroyé ... sur le compte BE70 0016 2885 5625, avec pouvoir de valider seule les opérations d'un montant maximum de 1.500 € · Isabelle BAUWENS
- General meeting: 10/10/2025 · Institut Reine Fabiola
- Member admission: role: membre effective · Rita MIDAVAINE
- Member admission: role: invité permanent au CA et à l'AG · Philippe MALFAIT
- Officer appointment: role: administratrice, term: durée indéterminée (mandats de 3 ans tacitement renouvelables), start_date: 2025-10-10 · Rita MIDAVAINE
- Officer appointment: role: Président, term: durée indéterminée (mandats de 3 ans tacitement renouvelables), start_date: 2025-10-10 · Stéphane LEJEUNE
- Officer appointment: role: Secrétaire, term: durée indéterminée (mandats de 3 ans tacitement renouvelables), start_date: 2025-10-10 · Guy SEVERS
- Officer appointment: role: Vice-président, term: durée indéterminée (mandats de 3 ans tacitement renouvelables), start_date: 2025-10-10 · Guy VLAEMINCK
- Officer appointment: role: Trésorier, term: durée indéterminée (mandats de 3 ans tacitement renouvelables), start_date: 2025-10-10 · Guy VLAEMINCK
- General meeting: 07/11/2025 · Institut Reine Fabiola
- Auditor fee adjustment: role: Commissaire, end_date: 2027, start_date: 2025, compensation: 5.000 € pour l'exercice 2025 et de l'indexer annuellement ensuite en juin de chaque année, l'index de départ étant celui de juin 2026 · WILMET
Summary:
Act object · Board meeting · Delegation revocation · Officer appointment
Technical details
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06-01-2025 18 directors appointed, 2 resigning, 1 reappointed
- Deborah CROMBEZ, Directrice
- Isabelle BAUWENS, Directrice
- Georges VAN SNICK, Membre effectif
- Georges VAN SNICK, Bestuurder
- EMMERY Isabelle, Bestuurder
- ERCOLINI Pierre, Bestuurder
- FAURE Alain, Bestuurder
- GHION Josseline (BOYEN), Bestuurder
Technical details
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}2024
09-07-2024 24 directors appointed, 1 reappointed
- EMMERY Isabelle, Bestuurder
- ERCOLINI Pierre, Bestuurder
- FAURE Alain, Bestuurder
- GHION Josseline (BOYEN), Bestuurder
- HOUBEN Jean-Jacques, Bestuurder
- LEJEUNE Stéphane, Voorzitter
- LENAERS Patrick, Bestuurder
- PRAET Jean-Claude, Bestuurder
Technical details
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"date": "2022-10-17",
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{
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],
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"co_filed_documents": [
"Extrait du P.V. de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale du 17 octobre 2022",
"Extrait du P.V. de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale du 17 octobre 2022",
"Extrait du PV de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale du 19 octobre 2023",
"Extrait du PV de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale du 19 octobre 2023",
"Statuts tels que modifi\u00E9s par l\u0027Assembl\u00E9e g\u00E9n\u00E9rale du 19 octobre 2023"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Vrij gesubsidieerd gewoon technisch en beroepssecundair onderwijs85324Vrij gesubsidieerd gewoon technisch en beroepssecundair onderwijs85324
Primary activity highlighted.
Names & trade names
| Legal nameFR | INSTITUT REINE FABIOLA |
| AbbreviationFR | I.R.F. |
Registered office
Veldstraat 41
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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