INSTANT TRAINING
ActiveSummary
INSTANT TRAINING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,941 and a net result of -€860. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 2053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▲+15
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 7.31 against 7.47 in 2024; short-term debt: 13.7% of total assets), and 13.7% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.3%
Return on assets
-1.3%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€860
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
20 d late
2022
10 d late
2021
3 d early
2020
1 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close26-09-2026 today31-10-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€58,941▼ 5.2%
2024 · €62,152
Total assets
€68,287▼ 4.8%
2024 · €71,765
Net result
-€860▲ 83.4%
2024 · -€5,181
Working capital
€58,941▼ 5.2%
2024 · €62,152
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€10,364-€3,930▲ 62.1%-€15,039▼ 283%-€12,635▲ 16.0%-€3,620▲ 71.4%
Net result€1,359▼ 77.6%€2,806▲ 106%-€5,753-€5,181▲ 9.9%-€860▲ 83.4%
Equity€112,710▼ 22.9%€115,516▲ 2.5%€109,763▼ 5.0%€62,152▼ 43.4%€58,941▼ 5.2%
Total assets€155,606▼ 0.1%€127,955▼ 17.8%€121,951▼ 4.7%€71,765▼ 41.2%€68,287▼ 4.8%
Debt€42,895▲ 349%€12,439▼ 71.0%€12,188▼ 2.0%€9,613▼ 21.1%€9,346▼ 2.8%
Working capital€112,485▼ 22.6%€115,404▲ 2.6%€109,763▼ 4.9%€62,152▼ 43.4%€58,941▼ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,620 in 2025 against €12,635 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €68,287
Equity
€58,941 ▼ 5.2%
Debt
€9,346 ▼ 2.8%
Debt's share of the balance-sheet total rises from 13.4% to 13.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
7.31▼
2024 · 7.47
Debt to equity
0.16▲
2024 · 0.15
ROE
-1.5%▲
2024 · -8.3%
ROA
-1.3%▲
2024 · -7.2%
Debt ≤ 1 year
€9,346▼
2024 · €9,613
Income taxes
€41
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €487 | €113 | €112 | - | - | - |
| Other operating charges640/8 | - | €629 | €2,408 | €1,213 | €543 | ▼ 55.3% |
| Gross operating margin9900 | -€9,247 | -€3,189 | -€12,519 | -€11,422 | -€3,077 | ▲ 73.1% |
| Operating profit (loss)9901 | -€10,364 | -€3,930 | -€15,039 | -€12,635 | -€3,620 | ▲ 71.4% |
| Financial income75/76B | - | €9,228 | €12,699 | €8,699 | €4,201 | ▼ 51.7% |
| Recurring financial income75 | €13,758 | €9,228 | €12,699 | €8,699 | €4,201 | ▼ 51.7% |
| Financial charges65/66B | - | €750 | €1,060 | €1,245 | €1,401 | ▲ 12.5% |
| Recurring financial charges65 | €337 | €750 | €1,060 | €1,245 | €1,401 | ▲ 12.5% |
| Profit (loss) for the period before taxes9903 | €3,056 | €4,548 | -€3,400 | -€5,181 | -€819 | ▲ 84.2% |
| Income taxes67/77 | €1,697 | €1,742 | €2,353 | - | €41 | - |
| Profit (loss) for the period9904 | €1,359 | €2,806 | -€5,753 | -€5,181 | -€860 | ▲ 83.4% |
| Profit (loss) for the period to be appropriated9905 | €1,359 | €2,806 | -€5,753 | -€5,181 | -€860 | ▲ 83.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,606 | €127,955 | €121,951 | €71,765 | €68,287 | ▼ 4.8% |
| Fixed assets21/28 | €225 | €112 | - | - | - | - |
| Tangible fixed assets22/27 | €225 | €112 | - | - | - | - |
| Plant, machinery and equipment23 | - | €112 | - | - | - | - |
| Current assets29/58 | €155,381 | €127,842 | €121,951 | €71,765 | €68,287 | ▼ 4.8% |
| Amounts receivable within one year40/41 | €140,331 | €126,353 | €120,351 | €71,765 | €68,244 | ▼ 4.9% |
| Trade receivables40 | - | €4,946 | - | - | - | - |
| Other amounts receivable41 | - | €121,406 | €120,351 | €71,765 | €68,244 | ▼ 4.9% |
| Deferred charges and accrued income490/1 | - | €1,490 | €1,600 | - | €43 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,606 | €127,955 | €121,951 | €71,765 | €68,287 | ▼ 4.8% |
| Equity10/15 | €112,710 | €115,516 | €109,763 | €62,152 | €58,941 | ▼ 5.2% |
| Contributions10/11 | - | €19,000 | €19,000 | €1 | €1 | = |
| Reserves13 | €35,103 | €35,103 | €35,103 | €11,671 | €9,321 | ▼ 20.1% |
| Non-distributable reserves130/1 | - | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Reserves not available under the articles1311 | - | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Distributable reserves133 | - | €33,203 | €33,203 | €9,771 | €7,421 | ▼ 24.1% |
| Profit (loss) carried forward14 | €58,608 | €61,414 | €55,661 | €50,480 | €49,619 | ▼ 1.7% |
| Amounts payable17/49 | €42,895 | €12,439 | €12,188 | €9,613 | €9,346 | ▼ 2.8% |
| Amounts payable within one year42/48 | €42,895 | €12,439 | €12,188 | €9,613 | €9,346 | ▼ 2.8% |
| Financial debts43 | - | €8,271 | €7,974 | €8,291 | €9,187 | ▲ 10.8% |
| Credit institutions430/8 | - | €8,271 | €7,974 | €8,291 | €9,187 | ▲ 10.8% |
| Trade debts44 | €3,860 | €3,397 | €3,865 | €151 | - | - |
| Suppliers440/4 | - | €3,397 | €3,865 | €151 | - | - |
| Taxes, remuneration and social security45 | - | €771 | €349 | €1,172 | €159 | ▼ 86.5% |
| Taxes450/3 | - | €771 | €349 | €1,172 | €159 | ▼ 86.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,359 | €2,806 | -€5,753 | -€5,181 | -€860 | ▲ 83.4% |
| + Depreciation and write-downs630 | €487 | €113 | €112 | - | - | - |
| Operating cash flow (approximation) | €1,846 | €2,918 | -€5,640 | -€5,181 | -€860 | ▲ 83.4% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
31-03
Financial
Weakest financial yearnet -€5,753
Net result drops to -€5,753, the lowest in the series; recovery starts the following year.
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
31-03
Financial
Liquidity triplescurrent ratio 10.28
Current ratio from 3.62 to 10.28; short-term debt falls from €42,895 to €12,439.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Highest result since 2019net €6,062 ▲158%
Net result €6,062, the highest in the series.
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2002
Ground area
94 m²
Building footprint
79 m²
Volume, LiDAR
811 m³
Parcel 22003A0221/00R000, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Gemeenteplein 25, 1630 Linkebeek
since 20022.100.636.453
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0221/00R000 | Flanders | 94 m² | 1 · 79 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SUCCES-INVEST
BE 0874.589.216
Zwevegem · Eq €59,113
Alternatief diensten
BE 0450.292.608
Hasselt · Eq €58,715
eMVé Consult
BE 0667.585.969
Hemiksem · Eq €59,300
MZL
BE 0756.735.602
Wavre · Eq €58,386
MEDIA ACTIE KUREGEM STAD
BE 0874.873.682
Anderlecht · Eq €58,160
Of 3,019 companies in sector 85592 we hold annual accounts for 988. 714 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-2002
Fiscal year end31-03
Activities, NACEBEL 2025
85592Vocational training
Scores and ratios are computed by Checked and are not a credit decision.