AD IMAGINEM
ActiveAD IMAGINEM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-22k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 2000 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-40
Solvency55▼-22
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.43 in 2024), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
-28.2%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
4 d early
2022
2 d early
2021
26 d early
2020
14 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-22k
2024 · €4k
2018: €2k
2019: €6k
2020: €170
2021: €7k
2022: €1k
2023: €3k
2024: €4k
2018 → 2025
Working capital
€11k▼ 56.9%
2024 · €25k
2018: €20k
2019: €29k
2020: €9k
2021: €6k
2022: €7k
2023: €17k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€43k=€45k▲ 3.2%€47k▲ 4.9%€25k▼ 46.7%
Operating result€10k-€3k▼ 67.6%€5k▲ 48.1%€5k▲ 5.3%€-22k
Net result€7k-€1k▼ 82.1%€3k▲ 136%€4k▲ 26.1%€-22k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €5k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€14k▼ 35.2%
Current assets
€63k▼ 23.3%
Equity and liabilities €78k
Equity
€25k▼ 46.7%
Debt
€53k▼ 8.9%
The debt ratio rises from 55.3% to 67.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-12k▼
2024 · €17k
Cash flow
€-12k▼
2024 · €15k
Solvency
32.1%▼
2024 · 44.7%
Current ratio
1.20▼
2024 · 1.43
Quick ratio
1.20▼
2024 · 1.43
Debt / equity
2.11▲
2024 · 1.24
ROE
-87.6%▼
2024 · 8.1%
ROA
-28.2%▼
2024 · 3.6%
Interest coverage
-62.94▼
2024 · 142.83
Debt
€53k▼
2024 · €58k
Debt ≤ 1 year
€53k▼
2024 · €58k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€78k▼
Fixed assets21/28€22k€14k▼
Tangible fixed assets22/27€22k€14k▼
Land and buildings22€4k€4k▼
Plant, machinery and equipment23€41€0▼
Furniture and vehicles24€13k€7k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€25€25=
Current assets29/58€83k€63k▼
Amounts receivable within one year40/41€25k€8k▼
Trade receivables40-€5k
Other amounts receivable41€25k€3k▼
Current investments50/53€36k€41k▲
Cash at bank and in hand54/58€22k€15k▼
Deferred charges and accrued income490/1€220€97▼
Equity and liabilities
Total equity and liabilities10/49€105k€78k▼
Equity10/15€47k€25k▼
Contributions10/11€6k€6k=
Reserves13€41k€41k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14-€-22k
Amounts payable17/49€58k€53k▼
Amounts payable within one year42/48€58k€53k▼
Trade debts44€13k€3k▼
Suppliers440/4€13k€3k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€42k€49k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Other operating charges640/8€441€587▲
Non-recurring operating charges66A€57-
Gross operating margin9900€17k€-12k▼
Operating profit (loss)9901€5k€-22k▼
Financial income75/76B€958€696▼
Recurring financial income75€958€696▼
Financial charges65/66B€116€193▲
Recurring financial charges65€116€193▲
Profit (loss) for the period before taxes9903€6k€-22k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€4k€-22k▼
Profit (loss) for the period to be appropriated9905€4k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-22k▼
Transfer to equity691/2€2k-
To other reserves6921€2k-
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-22k ▼678%
Net result drops to €-22k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €7k ▲4089%
Net result €7k, the highest in the series.
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Fernand Jérôme(SART) 94845 JalhayGround area
387 m²
Building footprint
144 m²
Volume, LiDAR
1,055 m³
Parcel 63068C0646/00D000, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AD IMAGINEM
since 20062.157.575.750
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068C0646/00D000 | Wallonia | 387 m² | 1 · 144 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0731.668.822
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BE 0842.517.452
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MLF & CIE
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CAP CARE
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Of 3,004 companies in sector 85592 we hold annual accounts for 984. 610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-11-2006
Fiscal year end30-09
Activities, NACEBEL
80421
85592Vocational training
43331Floor and wall tiling
62010Computer programming, consultancy and related activities
62100Computer programming
71330
72220
74201Photography, excluding press photography
74811
74872
77330Rental and leasing activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.