INSTA3D
ActiveSummary
The computed 12-month bankruptcy probability of INSTA3D is 1.7% (moderate). The 2025 annual accounts show equity of €16,585 and a net result of €4,557. Equity is growing by about 39% per year across the filed financial years. Its solvency ranks better than 73% of 4,323 sector peers (NACE 74, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €16,585
- Profit
- €4,557
- Largest shareholder
- XPLOIT CONSULTING · 33.33%
Why 57raises risk2 changes of registered office in 24 monthsLast filed accounts filed 31 days late; 2 of the last 3 latelowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 2.19, cash €10,112Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 74% on solvency, 82% on liquidity, 70% on profitability and 75% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 5 accounts on average 31 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
- Registered office · Capital & shares…Registered-office move · Capital ·…
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: Bruno Lelateur (director)Registered-office move
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00485252.
2021 to 2025, 5 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €127 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €452 | €552 | €939 | €1,723 | ▲ 83.5% |
| Other operating charges640/8 | - | €469 | €516 | €573 | €695 | ▲ 21.3% |
| Gross operating margin9900 | - | €5,701 | €5,153 | €5,852 | €8,189 | ▲ 39.9% |
| Operating profit (loss)9901 | - | €4,780 | €4,085 | €4,340 | €5,771 | ▲ 33.0% |
| Financial income75/76B | - | €10 | €260 | €4 | €34 | ▲ 737% |
| Recurring financial income75 | - | €10 | €10 | €4 | €34 | ▲ 737% |
| Non-recurring financial income76B | - | - | €250 | - | - | - |
| Financial charges65/66B | - | €330 | €211 | €124 | €90 | ▼ 27.0% |
| Recurring financial charges65 | - | €220 | €136 | €124 | €90 | ▼ 27.0% |
| Non-recurring financial charges66B | - | €110 | €75 | - | - | - |
| Profit (loss) for the period before taxes9903 | - | €4,459 | €4,133 | €4,220 | €5,714 | ▲ 35.4% |
| Income taxes67/77 | - | - | €594 | €946 | €1,157 | ▲ 22.4% |
| Profit (loss) for the period9904 | - | €4,459 | €3,539 | €3,275 | €4,557 | ▲ 39.2% |
| Profit (loss) for the period to be appropriated9905 | - | €4,459 | €3,539 | €3,275 | €4,557 | ▲ 39.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,000 | €9,077 | €12,960 | €24,704 | €22,973 | ▼ 7.0% |
| Fixed assets21/28 | - | €2,307 | €3,540 | €5,706 | €8,998 | ▲ 57.7% |
| Tangible fixed assets22/27 | - | €2,307 | €1,755 | €3,921 | €8,998 | ▲ 129% |
| Plant, machinery and equipment23 | - | €2,307 | €1,755 | €1,204 | €652 | ▼ 45.8% |
| Furniture and vehicles24 | - | - | - | €2,718 | €8,347 | ▲ 207% |
| Financial fixed assets28 | - | - | €1,785 | €1,785 | - | - |
| Current assets29/58 | €3,000 | €6,770 | €9,419 | €18,998 | €13,975 | ▼ 26.4% |
| Amounts receivable within one year40/41 | - | €164 | €272 | €12,201 | €3,863 | ▼ 68.3% |
| Trade receivables40 | - | - | - | €9,274 | €270 | ▼ 97.1% |
| Other amounts receivable41 | - | €164 | €272 | €2,927 | €3,593 | ▲ 22.7% |
| Cash at bank and in hand54/58 | €3,000 | €6,606 | €9,147 | €6,797 | €10,112 | ▲ 48.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,000 | €9,077 | €12,960 | €24,704 | €22,973 | ▼ 7.0% |
| Equity10/15 | €3,000 | €5,214 | €8,754 | €12,028 | €16,585 | ▲ 37.9% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | - | €2,214 | €5,754 | €9,028 | €13,585 | ▲ 50.5% |
| Amounts payable17/49 | - | €3,863 | €4,206 | €12,676 | €6,388 | ▼ 49.6% |
| Amounts payable within one year42/48 | - | €3,785 | €4,128 | €12,676 | €6,388 | ▼ 49.6% |
| Financial debts43 | - | - | - | €44 | €54 | ▲ 22.5% |
| Credit institutions430/8 | - | - | - | €44 | €54 | ▲ 22.5% |
| Trade debts44 | - | €1,341 | €2,341 | €6,859 | €2,190 | ▼ 68.1% |
| Suppliers440/4 | - | €1,341 | €2,341 | €6,859 | €2,190 | ▼ 68.1% |
| Taxes, remuneration and social security45 | - | €656 | - | €2,815 | €1,150 | ▼ 59.1% |
| Taxes450/3 | - | €656 | - | €2,815 | €1,150 | ▼ 59.1% |
| Other amounts payable47/48 | - | €1,787 | €1,787 | €2,958 | €2,994 | ▲ 1.2% |
| Accrued charges and deferred income492/3 | - | €78 | €78 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | - | €4,459 | €3,539 | €3,275 | €4,557 | ▲ 39.2% |
| + Depreciation and write-downs630 | - | €452 | €552 | €939 | €1,723 | ▲ 83.5% |
| Operating cash flow (approximation) | - | €4,911 | €4,091 | €4,213 | €6,280 | ▲ 49.0% |
| Investment in fixed assets (approximation) | - | - | -€1,785 | -€3,104 | -€5,015 | ▼ 61.5% |
| Change in cash | - | €3,606 | €2,541 | -€2,350 | €3,315 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00485252 |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00456872 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00401050 |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00396035 |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20376410 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Bruno Lelateur |
|
Owners and capital
Owners
1 ownerOwners 1
-
33.33%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 30-09-2026 Capital stated in the deed · 150 shares
Group and network
Connections & network
The network starts from this company’s shareholders. What else they own or run appears here as nodes.
History
Acts, filings and financial milestones
30-09
Gazette deed
Registered office · Capital & shares · Amendment of the articlesRegistered-office move · Capital · Power of attorney5 facts ▸
- General meeting, 15-09-2026
- Registered-office move, Rue des Harvengts 42, 7110 La Louvière
- Amendment of the articles
- Capital
- Power of attorney
08-07
Gazette deed
Resignation: Bruno Lelateur (director)Registered-office move3 facts ▸
- General meeting, 22-01-2026
- Director resignation, Bruno Lelateur (director)
- Registered-office move, Scepterstraat 57A,1050 Elsene
10-03
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 03-06-2022
- Registered-office move, Keirestraat 29, 9700 Oudenaarde
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 3 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 55019B0158/00H005indicative | Wallonia | 156 m² | 1 · 45 m² | 9.0 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Fabrication additive et technologies connexes; Réalisation de prototypes; Réalisation de moules, de modèles et de maquettes; Réalisation de…” (deed in French)
25 activities (deed in French)
- Fabrication additive et technologies connexes
- Réalisation de prototypes
- Réalisation de moules, de modèles et de maquettes
- Réalisation de petites séries, notamment par usinage (tournage et fraisage), thermoformage sous vide et moulage
- Conseil en TIC, analyse et programmation d'applications, analyse de données, stratégies SMO, SOE et SEA, intelligence artificielle et conseil
- Prestation de services via des plateformes collaboratives dans divers domaines (notamment les transports, le recrutement, la vente en ligne, la santé, etc.)
- Coaching, programmation et services numériques
- Développement de sites web pour les entreprises ou de sites web en gestion propre servant de plateforme aux entreprises
- Prestation de services dans le domaine du conseil, de l'analyse et de la programmation à l'intention des utilisateurs d'ordinateurs, y compris le développement, la fabrication, la commercialisation, la location, l'importation et l'exportation de logiciels et de programmes de formation, la mise en place de réseaux informatiques, ainsi que le développement et l'exploitation de droits de propriété industrielle et intellectuelle
- La prestation de conseils en matière de gestion de la qualité et d'utilisation d'Internet
- L'organisation de congrès et de séminaires, ainsi que de présentations d'entreprise destinées aux clients et aux partenaires financiers et commerciaux
- La dispense de formations en programmation informatique, etc.
- La création, le développement, l'amélioration, la réparation, l'installation, la vente, la distribution, commercialisation et la représentation générale de sites web, de logos et de supports graphiques, tant au niveau matériel que logiciel
- L'achat, la vente, la location et la sous-location, la location-vente et le crédit-bail d'ordinateurs, de matériel et d'équipements de haute technologie et, d'une manière générale, de tout matériel informatique et électronique, y compris, mais sans s'y limiter, (i) les ordinateurs personnels, les panneaux de commande et de contrôle, (ii) des postes de travail informatiques, des processeurs, (iii) des transmetteurs numériques, des télécopieurs, des traceurs, des imprimantes, des claviers, des accessoires d'alimentation, des écrans, des terminaux informatiques, et (iv) des pièces détachées, des équipements, des accessoires et des périphériques
- Commercialiser, acheter et vendre
- Importer et exporter, distribuer et louer et mettre en location-vente ou en crédit-bail le matériel informatique et électronique susmentionné et, de manière générale, tous les logiciels et matériels informatiques
- Fournir des services de maintenance, de réparation, de formation et de gestion de systèmes en rapport avec ce matériel ou son utilisation
- Se porter garante ou accorder des sûretés réelles au profit de sociétés ou de particuliers, au sens le plus large du terme
- Louer ou sous louer, acquérir des droits réels ou la pleine propriété de tout immeuble dans le but soit d'y établir son siège, un siège d'exploitation ou d'y loger ses dirigeants et les membres de leur famille à titre de résidence principale
- Accomplir toutes opérations commerciales, industrielles, financières, mobilières ou immobilières, se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement, entièrement ou partiellement, la réalisation
- S'intéresser par voie d'apport, de fusion, de souscription ou de toute autre manière dans toutes affaires, entreprises associations ou sociétés ayant un objet identique, analogue ou connexe sien, ou qui sont de nature à favoriser le développement de son entreprise, à lui procurer des matières premières ou à faciliter l'écoulement de ses produits
- Accepter et exercer un mandat d'administrateur, de gérant ou de liquidateur dans toutes sociétés, quel que soit son objet
- Exercer toutes activités d'intermédiaire commercial dans les domaines ci-dessus énumérés et dans tous secteurs dont l'activité n'est pas réglementée à ce jour
- Constituer hypothèque ou toute autre sûreté réelle sur les biens sociaux tant pour elle-même que pour des tiers
- Prêter à toutes sociétés et/ou personnes physiques et se porter caution pour elles
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- INSTA3D
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, par simple décision de l'organe d'administration” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Nommés avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)“Si l'assemblée générale décide, fixe ou proportionnelle” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Peut être tenu en forme électronique, nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “L'organe d'administration peut en outre, après un second avis recommandé resté sans résultat pendant un mois, convoquer l'assemblée générale…” (deed in French)1 more provision on this in the deed
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Répartition des bénéfices, organe d'administration” (deed in French)
Meetings and financial year
- Meeting accessWho may attend the meeting and what is needed to be admitted.
- “Admission à l'assemblée générale, peut participer à l'assemblée générale sans pouvoir participer au vote” (deed in French)1 more provision on this in the deed
- Meeting procedureHow the meeting runs, from opening to minutes.
- “Séances et procès-verbaux, un administrateur ou, à défaut, l'actionnaire présent qui détient le plus d'actions ou, en cas de parité, le plus…” (deed in French)“Prorogation, n'annule pas les autres décisions prises sauf si l'assemblée générale en décide autrement” (deed in French)
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Délibérations, majorité des voix, quel que soit le nombre de titres représentés” (deed in French)
Oversight and winding up
- Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
- “Un ou plusieurs, commissaires” (deed in French)
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Dissolution, en tout temps” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed