Summary
INSIGHTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €42,304 and a net result of €29,693. Its solvency ranks better than 65% of 6157 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-03-2025, 122 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
122 d early
2023
110 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€42,304▲ 235%
2023 · €12,611
Net result
€29,693▲ 209%
2023 · €9,611
Total assets
€62,118▲ 131%
2023 · €26,905
Solvency
68.1%▲ 21.2pp
2023 · 46.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€13,820-€42,907▲ 210%
Net result€9,611-€29,693▲ 209%
Equity€12,611-€42,304▲ 235%
Total assets€26,905-€62,118▲ 131%
Debt€14,294-€19,814▲ 38.6%
Working capital€12,611-€35,019▲ 178%
Solvency46.9%-68.1%▲ 21.2pp
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 210% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62,118
Fixed assets
€11,882
Current assets
€50,236
Equity and liabilities €62,118
Equity
€42,304 ▲ 235%
Debt
€19,814 ▲ 38.6%
Debt's share of the balance-sheet total falls from 53.1% to 31.9%. Equity and debt are higher.
Key figures and ratios
ROE
70.2%▼
2023 · 76.2%
ROA
47.8%▲
2023 · 35.7%
Debt ≤ 1 year
€15,217▲
2023 · €14,294
Debt > 1 year
€4,597
Income taxes
€8,679▲
2023 · €3,532
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,991 | - |
| Other operating charges640/8 | €68 | €692 | ▲ 917% |
| Gross operating margin9900 | €13,888 | €45,589 | ▲ 228% |
| Operating profit (loss)9901 | €13,820 | €42,907 | ▲ 210% |
| Financial income75/76B | €20 | €5 | ▼ 75.0% |
| Recurring financial income75 | €20 | €5 | ▼ 75.0% |
| Financial charges65/66B | €698 | €4,540 | ▲ 551% |
| Recurring financial charges65 | €698 | €4,540 | ▲ 551% |
| Profit (loss) for the period before taxes9903 | €13,142 | €38,372 | ▲ 192% |
| Income taxes67/77 | €3,532 | €8,679 | ▲ 146% |
| Profit (loss) for the period9904 | €9,611 | €29,693 | ▲ 209% |
| Profit (loss) for the period to be appropriated9905 | €9,611 | €29,693 | ▲ 209% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €26,905 | €62,118 | ▲ 131% |
| Fixed assets21/28 | - | €11,882 | - |
| Tangible fixed assets22/27 | - | €11,882 | - |
| Furniture and vehicles24 | - | €9,004 | - |
| Other tangible fixed assets26 | - | €2,878 | - |
| Current assets29/58 | €26,905 | €50,236 | ▲ 86.7% |
| Amounts receivable within one year40/41 | €12,664 | €15,673 | ▲ 23.8% |
| Trade receivables40 | €12,645 | €12,342 | ▼ 2.4% |
| Other amounts receivable41 | €19 | €3,331 | ▲ 17,077% |
| Cash at bank and in hand54/58 | €14,091 | €33,530 | ▲ 138% |
| Deferred charges and accrued income490/1 | €150 | €1,033 | ▲ 589% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €26,905 | €62,118 | ▲ 131% |
| Equity10/15 | €12,611 | €42,304 | ▲ 235% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €9,611 | €39,304 | ▲ 309% |
| Distributable reserves133 | €9,611 | €39,304 | ▲ 309% |
| Amounts payable17/49 | €14,294 | €19,814 | ▲ 38.6% |
| Amounts payable after more than one year17 | - | €4,597 | - |
| Financial debts170/4 | - | €4,597 | - |
| Amounts payable within one year42/48 | €14,294 | €15,217 | ▲ 6.5% |
| Current portion of amounts payable after more than one year42 | - | €1,741 | - |
| Financial debts43 | €595 | €1,424 | ▲ 139% |
| Credit institutions430/8 | €595 | €1,424 | ▲ 139% |
| Trade debts44 | €3,076 | €2,621 | ▼ 14.8% |
| Suppliers440/4 | €3,076 | €2,621 | ▼ 14.8% |
| Taxes, remuneration and social security45 | €10,623 | €7,001 | ▼ 34.1% |
| Taxes450/3 | €9,957 | €7,001 | ▼ 29.7% |
| Remuneration and social security454/9 | €666 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €2,431 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €9,611 | €29,693 | ▲ 209% |
| + Depreciation and write-downs630 | - | €1,991 | - |
| Operating cash flow (approximation) | €9,611 | €31,684 | ▲ 230% |
| Change in cash | - | €19,439 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2023
Ground area
367 m²
Building footprint
73 m²
Volume, LiDAR
496 m³
Parcel 31022A0017/00K000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INSIGHTS
since 20232.348.186.985
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022A0017/00K000 | Flanders | 367 m² | 1 · 73 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 5,568 EUR awarded · 5,568 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,568 EUR | 5,568 EUR |
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 9,890 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
70100Activities of head offices
Scores and ratios are computed by Checked and are not a credit decision.