3 directorsName hiddenVisible after signing in and 2 others
Documentsfilings and deeds
30-03-202631 days before the deadline
2025micro format
Gross margin from €80,820 to €186,692Result from €17,251 to €40,752Capital increase of €97,50028-08Equity from €95,848 to €234,100Debts from €89,307 to €142,811Investments €21,910
More equity than 84% of companies in computer programming and consultancy. Sector median €69,065 · 21,223 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as INSIGHTDATA has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Micro
5 to 10 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for INSIGHTDATA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Capital increase of €97,500
43 new shares · Appointments: Name hiddenVisible after signing in, Hidden nameVisible after signing in and Name after signing inVisible after signing in · Permanent representatives: Name hiddenVisible after signing in, Hidden nameVisible after signing in and Name after signing inVisible after signing in · General meeting of 18-08-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0700652477
Changes of role: Name hiddenVisible after signing in (director) and Hidden nameVisible after signing in (director)
Director discharge: Name after signing inVisible after signing in · Director discharge: Name hiddenVisible after signing in · General meeting of 09-11-2023 · Gazette deed
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: Hidden nameVisible after signing in and Name after signing inVisible after signing in · Appointments: Name hiddenVisible after signing in (manager) and Hidden nameVisible after signing in (manager) · published on 07-08-2018 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as INSIGHTDATA: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €381,000 and €441,000, founded between 2017 and 2018.
micro format, filed on 30-03-2026, 31 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €290,000. Estimated: probably between €260,000 and €360,000.
Balance sheet
balance sheet total €376,910 on 30-09-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
2022
2021
2020
2019
67,669
29,616
45,781
-681
47,377
11,862
1,756
49,495
23,068
33,980
-806
38,006
9,488
1,660
21,910
1,157
26,572
982
0
3,178
4,789
14,152
2,199
1,324
-59,796
88,177
-1,178
-
200,004
74,919
53,007
45,599
47,387
9,381
3,071
62.1%
51.8%
51.7%
51.0%
32.8%
15.4%
16.6%
2.40
1.84
1.72
1.99
1.45
1.11
1.09
2.40
1.84
1.72
1.99
1.45
1.11
0.91
0.61
0.93
0.93
0.96
2.05
5.48
5.01
17.4%
18.0%
38.8%
-6.3%
70.6%
55.2%
8.1%
10.8%
9.3%
20.1%
-3.2%
23.1%
8.5%
1.3%
51.65
over 100
over 100
-5.44
-
-
-
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
Social balance sheet
The social balance sheet is the part of the annual accounts about staff: how many people work there, on which contract, who joined and who left, and what they cost. It shows whether an employer is growing or shrinking.
Item
30-09-2025
30-09-2024
30-09-2023
30-09-2022
Employees at the balance-sheet date
3
1
1
1
full-time
3
1
1
1
in full-time equivalents
3
1
1
1
2.6
1
1
1
On a permanent contract
3
1
1
1
Joined
2
-
-
-
Left
0
-
-
-
Source: social balance sheet in the 2022 to 2025 annual accounts
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
30-09-2025
30-09-2024
30-09-2023
30-09-2022
Tangible fixed assets
€21,910
€1,157
€26,572
€982
€8,743
€5,816
€3,519
€2,205
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on INSIGHTDATA
The operating result for 2025 is 148% higher than in 2024 and the highest since 2019. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 48.2% to 37.9%. Equity and debt are higher.
Large changes and their cause
2025Equity +144%, Total assets +104% on 2024.Capital increase of €97,500 (Official Gazette 28-08-2025).
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
3 directors, no change since 2025
Name hiddenVisible after signing in
Director (not named in the articles), permanent representative Hidden nameVisible after signing in
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
5 names, the dashed line is today
20182019202020212022202320242025202620272028
Name hiddenVisible after signing in Director (not named in the articles)
Hidden nameVisible after signing in Director (not named in the articles)
Name after signing inVisible after signing in Director (not named in the articles)
Name hiddenVisible after signing in Director (not named in the articles)
Hidden nameVisible after signing in Director (not named in the articles)
BoardEarlierend not dated
Mandates as a list
Name after signing inVisible after signing in
Director (not named in the articles), from 02-08-2018 to date
Name hiddenVisible after signing in
Director (not named in the articles), from 18-08-2025 to date
Hidden nameVisible after signing in
Director (not named in the articles), from 18-08-2025 to date
Name after signing inVisible after signing in
Manager, appointed by deed of 07-08-2018, until 21-11-2023
Director (not named in the articles), appointed by deed of 21-11-2023, no longer listed in the 2025 annual accounts
Name hiddenVisible after signing in
Manager, from 02-08-2018 to 21-11-2023
Director (not named in the articles), appointed by deed of 21-11-2023, no longer listed in the 2025 annual accounts
Annual accounts 2025 filedPDFmicro format · 31 days before the deadline
2025
Highest result from 2019 to 2025net €40,752 ▲136% The operating result of €58,926 and the net result of €40,752 are both a record.
Equity above €200,000equity €234,100 ▲144% After 3 profitable years in a row, equity reaches €234,100.
Capital increase of €97,50043 new shares · Appointments: Name after signing inVisible after signing in, Name hiddenVisible after signing in and Hidden nameVisible after signing in · Permanent representatives: Name after signing inVisible after signing in, Name hiddenVisible after signing in and Hidden nameVisible after signing in · General meeting of 18-08-202510 points ▸
General meeting, 18-08-2025
Amendment of the articles, article 7
Capital increase, €97,500
143 shares
Director appointment, Name after signing inVisible after signing in (director (not named in the articles))
Permanent representative, Name hiddenVisible after signing in
Director appointment, Hidden nameVisible after signing in (director (not named in the articles))
Permanent representative, Name after signing inVisible after signing in
Director appointment, Name hiddenVisible after signing in (director (not named in the articles))
Permanent representative, Hidden nameVisible after signing in
Annual accounts 2024 filedPDFmicro format · 33 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0700652477
2024
Annual accounts 2023 filedPDFmicro format · 33 days before the deadline
2023
Changes of role: Name after signing inVisible after signing in (director) and Name hiddenVisible after signing in (director)Director discharge: Hidden nameVisible after signing in · Director discharge: Name after signing inVisible after signing in · General meeting of 09-11-20239 points ▸
General meeting, 09-11-2023
Director resignation, Name hiddenVisible after signing in (manager)
Director resignation, Hidden nameVisible after signing in (manager)
Director appointment, Name after signing inVisible after signing in (director (not named in the articles))
Director appointment, Name hiddenVisible after signing in (director (not named in the articles))
Director discharge, Hidden nameVisible after signing in
Director discharge, Name after signing inVisible after signing in
Back to profitnet €30,461 The net result is €30,461, after one loss-making year.
Annual accounts 2022 filedPDFmicro format · 30 days before the deadline
2022
Weakest financial yearnet -€3,011 The net result drops to -€3,011, the lowest from 2019 to 2025. It recovers the following year.
Annual accounts 2021 filedPDFmicro format · 30 days before the deadline
2021
Annual accounts 2020 filedPDFmicro format · 30 days before the deadline
2020
Annual accounts 2019 filedPDFmicro format · 6 days before the deadline
2018
IncorporationFounding capital of €18,600, 100 shares, €6,200 paid up · Founders: Hidden nameVisible after signing in and Name after signing inVisible after signing in · Appointments: Name hiddenVisible after signing in (manager) and Hidden nameVisible after signing in (manager) · published on 07-08-20186 points ▸
Founder, Name after signing inVisible after signing in
Founder, Name hiddenVisible after signing in
Founding capital, €18,600, 100 shares
Board rule, 2
Director appointment, Hidden nameVisible after signing in (manager)
Director appointment, Name after signing inVisible after signing in (manager)
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 3 August 2018, INSIGHTDATA was incorporated by two natural persons, with a starting capital of €18,600.12In 2025 the capital was increased by €97,500.3Of the 3 current board members, 3 have served since 2025.4Total assets went from €40,547 in 2019 to €376,910 in 2025 and headcount from 1 full-time equivalents in 2021 to 2.6 in 2025.5
JC 200Auxiliary committee for white-collar workers
Codes under NACEBEL 2008
VAT activities
62020IT consultancy main activity
Social security (RSZ) activities
62020IT consultancy main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen…”
12 activities
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenshuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten
Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan-en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen
Het verwerven en aanhouden van participaties, in eender welke vorm, in alle bestaande of op te richten, industriële, commerciële, financiële, landbouw- of immobiliënvennootschappen of -ondernemingen; het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht als-mede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen
Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aande-len, deelbewijzen, obligaties, warrants, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van handelsvennoot-schappen, administratiekantoren, instellingen en verenigingen al dan niet met een (semi)-publiekrechterlijk statuut
Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, het verlenen van advies, management en andere diensten aan of in overeenstemming met de activiteiten die de Vennootschap zelf voert. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt
Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit, alsmede het waarborgen van alle verbinte-nissen van zelfde ondernemingen
Alle advies-, audit- en/of dienstenfuncties op het vlak van ondermeer, doch niet limitatief: het ontwikkelen en de verkoop van Business Intelligence (BI) en BI applicaties, creëren van datamodellen voor data analyse, definiëren van de juiste maatstaven voor het opvolgen van bedrijfsprocessen en prestaties, veranderings- en kennisbeheer, aanwervingsbeleid, programma- en projectbeheer, analyse, computersystemen en netwerken
Consultancy, geven van opleiding, technische expertise en bijstand op ondermeer, doch niet limitatief, voornoemde gebieden
Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op ondermeer die domeinen actief zijn
Het ver-lenen van bijstand, advies en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak van voornoemde gebieden evenals het besturen van ondernemingen, dit alles in de meest ruime betekenis
Het geven, organiseren of assisteren bij of het meewerken aan seminaries, onderwijs, publicaties, studies en onderzoek en het commercialiseren, verspreiden of publiceren onder welke vorm en op welke wijze ook van publicaties, studies en onderzoeksresultaten in het verband met één van bovenvernoemde activiteiten, onderwerpen en gebieden
De aankoop en verkoop, invoer en uitvoer, het (internationaal) commercialiseren van softwarepakketten, het afsluiten van onderhoudscontracten, het ontwerpen, ontwikkelen, kopen en verkopen en leveren van hard- en software voor ondermeer bedrijfseconomische functies