INSIGHTDATA
ActiveSummary
INSIGHTDATA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €234,100 and a net result of €40,752. Equity is growing by ~72.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+2
Solvency87▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 2.4 against 1.84 in 2024; short-term debt: 37.9% and cash: 19.2% of total assets), and 37.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.1%
Return on assets
10.8%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
33 d early
2023
33 d early
2022
30 d early
2021
30 d early
2020
30 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€234,100▲ 144%
2024 · €95,848
Total assets
€376,910▲ 104%
2024 · €185,155
Net result
€40,752▲ 136%
2024 · €17,251
Working capital
€200,004▲ 167%
2024 · €74,919
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€45,456▲ 325%-€2,886€42,261€23,800▼ 43.7%€58,926▲ 148%
Net result€36,084▲ 334%-€3,011€30,461€17,251▼ 43.4%€40,752▲ 136%
Equity€51,147▲ 240%€48,136▼ 5.9%€78,597▲ 63.3%€95,848▲ 21.9%€234,100▲ 144%
Total assets€155,991▲ 59.9%€94,383▼ 39.5%€151,885▲ 60.9%€185,155▲ 21.9%€376,910▲ 104%
Debt€104,844▲ 27.1%€46,247▼ 55.9%€73,289▲ 58.5%€89,307▲ 21.9%€142,811▲ 59.9%
Working capital€47,387▲ 405%€45,599▼ 3.8%€53,007▲ 16.2%€74,919▲ 41.3%€200,004▲ 167%
Staff (FTE)11=1=1=2.6▲ 160%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Equity +144%, Total assets +104% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 148% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376,910
Fixed assets
€34,096 ▲ 62.9%
Current assets
€342,814 ▲ 109%
Equity and liabilities €376,910
Equity
€234,100 ▲ 144%
Debt
€142,811 ▲ 59.9%
Debt's share of the balance-sheet total falls from 48.2% to 37.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67,669▲
2024 · €29,616
Cash flow
€49,495▲
2024 · €23,068
Current ratio
2.40▲
2024 · 1.84
Debt to equity
0.61▼
2024 · 0.93
ROE
17.4%▼
2024 · 18.0%
ROA
10.8%▲
2024 · 9.3%
Interest coverage
51.65▼
2024 · 230.28
Debt ≤ 1 year
€142,811▲
2024 · €89,307
Income taxes
€16,977▲
2024 · €6,422
Staff costs
€118,347▲
2024 · €48,601
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €46,683 | €48,802 | €48,601 | €118,347 | ▲ 144% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,922 | €2,205 | €3,519 | €5,816 | €8,743 | ▲ 50.3% |
| Other operating charges640/8 | - | €62 | €716 | €2,602 | €677 | ▼ 74.0% |
| Gross operating margin9900 | €93,073 | €46,064 | €95,299 | €80,820 | €186,692 | ▲ 131% |
| Operating profit (loss)9901 | €45,456 | -€2,886 | €42,261 | €23,800 | €58,926 | ▲ 148% |
| Financial income75/76B | - | €0 | €1 | €2 | €114 | ▲ 6,506% |
| Recurring financial income75 | €5 | €0 | €1 | €2 | €114 | ▲ 6,506% |
| Financial charges65/66B | - | €125 | €298 | €129 | €1,310 | ▲ 919% |
| Recurring financial charges65 | €119 | €125 | €298 | €129 | €1,310 | ▲ 919% |
| Profit (loss) for the period before taxes9903 | €45,342 | -€3,011 | €41,964 | €23,673 | €57,729 | ▲ 144% |
| Income taxes67/77 | €9,257 | - | €11,503 | €6,422 | €16,977 | ▲ 164% |
| Profit (loss) for the period9904 | €36,084 | -€3,011 | €30,461 | €17,251 | €40,752 | ▲ 136% |
| Profit (loss) for the period to be appropriated9905 | €36,084 | -€3,011 | €30,461 | €17,251 | €40,752 | ▲ 136% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,991 | €94,383 | €151,885 | €185,155 | €376,910 | ▲ 104% |
| Fixed assets21/28 | €3,760 | €2,537 | €25,589 | €20,929 | €34,096 | ▲ 62.9% |
| Tangible fixed assets22/27 | €3,760 | €2,537 | €25,589 | €20,929 | €34,096 | ▲ 62.9% |
| Furniture and vehicles24 | - | €2,537 | €25,589 | €20,929 | €34,096 | ▲ 62.9% |
| Current assets29/58 | €152,231 | €91,846 | €126,296 | €164,225 | €342,814 | ▲ 109% |
| Amounts receivable within one year40/41 | €36,543 | €37,246 | €68,802 | €104,382 | €154,763 | ▲ 48.3% |
| Trade receivables40 | - | €33,977 | €57,534 | €93,372 | €136,220 | ▲ 45.9% |
| Other amounts receivable41 | - | €3,269 | €11,268 | €11,010 | €18,543 | ▲ 68.4% |
| Current investments50/53 | - | - | - | - | €100,000 | - |
| Cash at bank and in hand54/58 | €114,397 | €54,600 | €55,924 | €58,124 | €72,276 | ▲ 24.3% |
| Deferred charges and accrued income490/1 | - | - | €1,570 | €1,720 | €15,775 | ▲ 817% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,991 | €94,383 | €151,885 | €185,155 | €376,910 | ▲ 104% |
| Equity10/15 | €51,147 | €48,136 | €78,597 | €95,848 | €234,100 | ▲ 144% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €103,700 | ▲ 1,573% |
| Reserves13 | €44,947 | €41,936 | €72,397 | €89,648 | €130,400 | ▲ 45.5% |
| Non-distributable reserves130/1 | - | €35 | €35 | - | - | - |
| Reserves not available under the articles1311 | - | €35 | €35 | - | - | - |
| Distributable reserves133 | - | €41,901 | €72,362 | €89,648 | €130,400 | ▲ 45.5% |
| Amounts payable17/49 | €104,844 | €46,247 | €73,289 | €89,307 | €142,811 | ▲ 59.9% |
| Amounts payable within one year42/48 | €104,844 | €46,247 | €73,289 | €89,307 | €142,811 | ▲ 59.9% |
| Financial debts43 | - | €239 | - | €4 | €1,038 | ▲ 28,732% |
| Credit institutions430/8 | - | €239 | - | €4 | €1,038 | ▲ 28,732% |
| Trade debts44 | €84,368 | €30,935 | €49,787 | €76,061 | €117,634 | ▲ 54.7% |
| Suppliers440/4 | - | €30,935 | €49,787 | €76,061 | €117,634 | ▲ 54.7% |
| Taxes, remuneration and social security45 | - | €10,020 | €18,494 | €8,234 | €18,905 | ▲ 130% |
| Taxes450/3 | - | - | €11,503 | - | €2,777 | - |
| Remuneration and social security454/9 | - | €10,020 | €6,991 | €8,234 | €16,128 | ▲ 95.9% |
| Other amounts payable47/48 | - | €5,054 | €5,008 | €5,008 | €5,234 | ▲ 4.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,084 | -€3,011 | €30,461 | €17,251 | €40,752 | ▲ 136% |
| + Depreciation and write-downs630 | €1,922 | €2,205 | €3,519 | €5,816 | €8,743 | ▲ 50.3% |
| Operating cash flow (approximation) | €38,006 | -€806 | €33,980 | €23,068 | €49,495 | ▲ 115% |
| Investment in fixed assets (approximation) | - | -€982 | -€26,572 | -€1,157 | -€21,910 | ▼ 1,795% |
| Change in cash | - | -€59,796 | €1,324 | €2,199 | €14,152 | ▲ 543% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €40,752 ▲136%
Operating result €58,926, net result €40,752, both a record.
30-09
Financial
Equity above €200,000Eq €234,100 ▲144%
3 profitable years in a row build equity to €234,100.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €30,461
Net result €30,461 after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet -€3,011
Net result drops to -€3,011, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2018
Ground area
1,006 m²
Building footprint
173 m²
Volume, LiDAR
1,224 m³
Parcel 71037C0642/00K000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
INSIGHTDATA
since 20182.278.765.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037C0642/00K000 | Flanders | 1,006 m² | 1 · 173 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 586 EUR awarded · 586 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 443 EUR | 443 EUR |
| 2024 | 1 | 143 EUR | 143 EUR |
Similar companies · same sector, comparable size
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TOPCODERS
BE 0883.727.507
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F0rmula!
BE 0628.828.531
Antwerpen · Eq €233,966
FINPROTEK
BE 0733.983.855
Wijnegem · Eq €234,324
Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 14,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-08-2018
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0700652477
Also
9925:BE0700652477
Registered
21-01-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.