INSIGHT COM
ActiveSummary
INSIGHT COM has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €22k and a net result of €23k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 25% of 399 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability99▼-1
Solvency49▲+18
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 2.0 in 2025; short-term debt: 32.5% and cash: 51.5% of total assets), but 76% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
24%
Return on assets
24.4%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 26-08-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
66 d early
2025
21 d early
2024
23 d early
2023
25 d early
2022
32 d early
2021
18 d early
2020
44 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€22k▲ 384%
2025 · €5k
2019: €31khighest in 8 years
2020: €-19k▼ -163% vs 2019
2021: €-20k▼ -2.2% vs 2020
2022: €-24k▼ -23.3% vs 2021lowest in 8 years
2023: €-23k▲ +6.4% vs 2022
2024: €-22k▲ +4.6% vs 2023
2025: €5k▲ +121% vs 2024
2026: €22k▲ +384% vs 2025
2019 → 2026
Total assets
€93k▲ 13.3%
2025 · €82k
2019: €212khighest in 8 years
2020: €139k▼ -34.4% vs 2019
2021: €110k▼ -21.3% vs 2020
2022: €95k▼ -13.8% vs 2021
2023: €79k▼ -16.8% vs 2022
2024: €67k▼ -14.4% vs 2023lowest in 8 years
2025: €82k▲ +22.0% vs 2024
2026: €93k▲ +13.3% vs 2025
2019 → 2026
Net result
€23k▼ 14.0%
2025 · €26k
2019: €10k
2020: €-50k▼ -583% vs 2019lowest in 8 years
2021: €-420▲ +99.2% vs 2020
2022: €-5k▼ -998% vs 2021
2023: €2k▲ +134% vs 2022
2024: €1k▼ -32.1% vs 2023
2025: €26k▲ +2391% vs 2024highest in 8 years
2026: €23k▼ -14.0% vs 2025
2019 → 2026
Working capital
€36k▲ 67.3%
2025 · €22k
2019: €63khighest in 8 years
2020: €13k▼ -80.0% vs 2019
2021: €10k▼ -18.7% vs 2020
2022: €3k▼ -69.7% vs 2021
2023: €2k▼ -41.4% vs 2022
2024: €-2k▼ -206% vs 2023lowest in 8 years
2025: €22k▲ +1218% vs 2024
2026: €36k▲ +67.3% vs 2025
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€-24k-€-23k▲ 6.4%€-22k▲ 4.6%€5k€22k▲ 384%
2022: €-24klowest in 5 years
2023: €-23k▲ +6.4% vs 2022
2024: €-22k▲ +4.6% vs 2023
2025: €5k▲ +121% vs 2024
2026: €22k▲ +384% vs 2025highest in 5 years
Operating result€-2k-€4k€3k▼ 16.0%€28k▲ 715%€26k▼ 7.3%
2022: €-2klowest in 5 years
2023: €4k▲ +352% vs 2022
2024: €3k▼ -16.0% vs 2023
2025: €28k▲ +715% vs 2024highest in 5 years
2026: €26k▼ -7.3% vs 2025
Net result€-5k-€2k€1k▼ 32.1%€26k▲ 2,391%€23k▼ 14.0%
2022: €-5klowest in 5 years
2023: €2k▲ +134% vs 2022
2024: €1k▼ -32.1% vs 2023
2025: €26k▲ +2391% vs 2024highest in 5 years
2026: €23k▼ -14.0% vs 2025
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 7% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €93k
Fixed assets
€27k ▼ 31.4%
Current assets
€67k ▲ 53.0%
Equity and liabilities €93k
Equity
€22k ▲ 384%
Debt
€71k ▼ 8.7%
Debt's share of the balance-sheet total falls from 94.4% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2025 · €40k
Cash flow
€35k▼
2025 · €38k
Current ratio
2.20▲
2025 · 2.00
Debt to equity
3.17▼
2025 · 16.81
ROE
101.8%▼
2025 · 572.7%
ROA
24.4%▼
2025 · 32.1%
Interest coverage
23.85▲
2025 · 20.72
Debt ≤ 1 year
€30k▲
2025 · €22k
Debt > 1 year
€41k▼
2025 · €56k
Income taxes
€2k▲
2025 · €24
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 40 lines
Balance sheet
Code20252026
Assets
Total assets20/58€82k€93k▲
Fixed assets21/28€39k€27k▼
Tangible fixed assets22/27€39k€27k▼
Land and buildings22€37k€26k▼
Furniture and vehicles24€1k€612▼
Current assets29/58€43k€67k▲
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€15k€19k▲
Cash at bank and in hand54/58€29k€48k▲
Equity and liabilities
Total equity and liabilities10/49€82k€93k▲
Equity10/15€5k€22k▲
Contributions10/11€8k€8k=
Reserves13€5k-
Distributable reserves133€5k-
Profit (loss) carried forward14€-8k€14k▲
Amounts payable17/49€77k€71k▼
Amounts payable after more than one year17€56k€41k▼
Financial debts170/4€56k€41k▼
Amounts payable within one year42/48€22k€30k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48-€5k
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€2k€627▼
Gross operating margin9900€42k€39k▼
Operating profit (loss)9901€28k€26k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€26k€25k▼
Income taxes67/77€24€2k▲
Profit (loss) for the period9904€26k€23k▼
Profit (loss) for the period to be appropriated9905€26k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€14k▲
Profit (loss) brought forward from the previous period14P€-35k€-8k▲
Transfer from equity791/2-€5k
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €12k | €12k | €12k | ▲ 1.2% |
| Other operating charges640/8 | €10k | €3k | €2k | €2k | €627 | ▼ 64.2% |
| Gross operating margin9900 | €20k | €18k | €17k | €42k | €39k | ▼ 7.3% |
| Operating profit (loss)9901 | €-2k | €4k | €3k | €28k | €26k | ▼ 7.3% |
| Financial charges65/66B | €3k | €2k | €2k | €2k | €2k | ▼ 17.3% |
| Recurring financial charges65 | €3k | €2k | €2k | €2k | €2k | ▼ 17.3% |
| Profit (loss) for the period before taxes9903 | €-4k | €2k | €1k | €26k | €25k | ▼ 6.6% |
| Income taxes67/77 | €259 | €163 | €174 | €24 | €2k | ▲ 8,044% |
| Profit (loss) for the period9904 | €-5k | €2k | €1k | €26k | €23k | ▼ 14.0% |
| Profit (loss) for the period to be appropriated9905 | €-5k | €2k | €1k | €26k | €23k | ▼ 14.0% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €95k | €79k | €67k | €82k | €93k | ▲ 13.3% |
| Fixed assets21/28 | €72k | €60k | €50k | €39k | €27k | ▼ 31.4% |
| Tangible fixed assets22/27 | €72k | €60k | €50k | €39k | €27k | ▼ 31.4% |
| Land and buildings22 | €72k | €60k | €49k | €37k | €26k | ▼ 30.8% |
| Furniture and vehicles24 | - | - | €815 | €1k | €612 | ▼ 49.4% |
| Current assets29/58 | €23k | €18k | €18k | €43k | €67k | ▲ 53.0% |
| Amounts receivable within one year40/41 | €12k | €5k | €7k | €15k | €19k | ▲ 24.9% |
| Trade receivables40 | €12k | €5k | €7k | €15k | €19k | ▲ 24.9% |
| Cash at bank and in hand54/58 | €11k | €13k | €11k | €29k | €48k | ▲ 67.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €95k | €79k | €67k | €82k | €93k | ▲ 13.3% |
| Equity10/15 | €-24k | €-23k | €-22k | €5k | €22k | ▲ 384% |
| Contributions10/11 | €6k | €6k | €8k | €8k | €8k | = |
| Reserves13 | €7k | €7k | €5k | €5k | - | - |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €5k | €5k | €5k | €5k | - | - |
| Profit (loss) carried forward14 | €-37k | €-36k | €-35k | €-8k | €14k | ▲ 269% |
| Amounts payable17/49 | €119k | €102k | €89k | €77k | €71k | ▼ 8.7% |
| Amounts payable after more than one year17 | €99k | €85k | €70k | €56k | €41k | ▼ 27.3% |
| Financial debts170/4 | €99k | €85k | €70k | €56k | €41k | ▼ 27.3% |
| Amounts payable within one year42/48 | €19k | €16k | €20k | €22k | €30k | ▲ 38.7% |
| Current portion of amounts payable after more than one year42 | €14k | €14k | €16k | €15k | €15k | ▲ 2.3% |
| Trade debts44 | €625 | €1k | €2k | €3k | €3k | ▲ 12.9% |
| Suppliers440/4 | €625 | €1k | €2k | €3k | €3k | ▲ 12.9% |
| Taxes, remuneration and social security45 | €4k | €722 | €2k | €4k | €7k | ▲ 74.5% |
| Taxes450/3 | €4k | €722 | €2k | €4k | €7k | ▲ 74.5% |
| Other amounts payable47/48 | €1k | - | - | - | €5k | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-5k | €2k | €1k | €26k | €23k | ▼ 14.0% |
| + Depreciation and write-downs630 | €12k | €12k | €12k | €12k | €12k | ▲ 1.2% |
| Operating cash flow (approximation) | €7k | €13k | €13k | €38k | €35k | ▼ 9.2% |
| Investment in fixed assets (approximation) | - | €0 | €-950 | €-845 | €0 | ▲ 100% |
| Change in cash | - | €3k | €-2k | €18k | €19k | ▲ 9.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €26k ▲2,391%
Operating result €28k, net result €26k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 2.00
Current ratio from 0.90 to 2.00.
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
31-03
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
10-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2005
Ground area
223 m²
Building footprint
84 m²
Volume, LiDAR
554 m³
Parcel 21614E0303/00H004, Brussels · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Insight com
since 20052.146.425.205
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0303/00H004 | Brussels | 223 m² | 1 · 84 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 31,743 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2005
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
Phone
0497/893673Ukkel
Scores and ratios are computed by Checked and are not a credit decision.