INSIDE MENUISERIE
ActiveThe file of INSIDE MENUISERIE contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.2% (moderate). The 2023 annual accounts show negative equity (€-42k) and a net result of €-814. Equity is shrinking by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 33689 sector peers (fiscal year 2023).
Checked score
Score 2023
15
/ 100
Critical▼ -9 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability13▼-54
Solvency33=
Growth55▼-17
Stability85
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.47 in 2022), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-89.2%
Return on assets
-1.7%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2023Equity per financial year
181920212223
2018 to 2023 · latest year -€42k
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline14-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-11-2025, 484 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
484 d late
2022
850 d late
2021
1171 d late
2020
72 d late
2019
130 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€60k▼ 37.7%
2022 · €97k
2021: €36k
2022: €97k
2021 → 2023
EBIT margin
-0.2%▼ 18.1pp
2022 · 17.9%
2021: -145.6%
2022: 17.9%
2021 → 2023
Net result
€-814
2022 · €17k
2018: €12k
2019: €-22k
2020: €13k
2021: €-57k
2022: €17k
2018 → 2023
Working capital
€-46k▲ 1.1%
2022 · €-46k
2018: €-5k
2019: €-30k
2020: €-13k
2021: €-68k
2022: €-46k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€36k€97k▲ 168%€60k▼ 37.7%
Equity€-13k-€-845▲ 93.7%€-58k▼ 6,777%€-41k▲ 28.6%€-42k▼ 2.0%
Operating result€-21k-€15k€-53k€17k€-147
Net result€-22k-€13k€-57k€17k€-814
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €147 after €17k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €47k
Fixed assets
€3k▼ 29.1%
Current assets
€44k▲ 7.4%
Key figures and ratios
EBITDA
€1k▼
2022 · €23k
Cash flow
€526▼
2022 · €22k
Solvency
-89.2%▲
2022 · -90.7%
Current ratio
0.49▲
2022 · 0.47
Quick ratio
0.49▲
2022 · 0.47
Debt / equity
-2.12▼
2022 · -2.10
ROE
1.9%▲
2022 · -40.0%
ROA
-1.7%▼
2022 · 36.3%
Interest coverage
1.79▼
2022 · 29.75
Debt
€90k▲
2022 · €87k
Debt ≤ 1 year
€90k▲
2022 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€46k€47k▲
Fixed assets21/28€5k€3k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€340-
Plant, machinery and equipment23€46-
Furniture and vehicles24€294-
Financial fixed assets28€258€258=
Current assets29/58€41k€44k▲
Amounts receivable within one year40/41€39k€40k▲
Trade receivables40€35k€31k▼
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€331-
Equity and liabilities
Total equity and liabilities10/49€46k€47k▲
Equity10/15€-41k€-42k▼
Contributions10/11€6k€6k=
Reserves13€132€132=
Non-distributable reserves130/1€132€132=
Reserves not available under the articles1311€132€132=
Profit (loss) carried forward14€-48k€-49k▼
Amounts payable17/49€87k€90k▲
Amounts payable within one year42/48€87k€90k▲
Trade debts44€38k€43k▲
Suppliers440/4€38k€43k▲
Advances received on contracts in progress46€8k-
Taxes, remuneration and social security45€459€418▼
Taxes450/3€459€418▼
Other amounts payable47/48€41k€47k▲
Income statement
Code20222023
Turnover70€97k€60k▼
Goods, raw materials, services and sundry goods60/61€73k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€1k▼
Other operating charges640/8€929€952▲
Gross operating margin9900€24k€2k▼
Operating profit (loss)9901€17k€-147▼
Financial income75/76B€12-
Recurring financial income75€12-
Financial charges65/66B€769€667▼
Recurring financial charges65€769€667▼
Profit (loss) for the period before taxes9903€17k€-814▼
Profit (loss) for the period9904€17k€-814▼
Profit (loss) for the period to be appropriated9905€17k€-814▼
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-49k▼
Profit (loss) brought forward from the previous period14P€-64k€-48k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 484 days late
27-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 850 days late
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1171 days late
2024
12-06
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise de Liège, division Neufchâteau · INSIDE MENUISERIE SRL CHEMIN-MARTIN 3, 6870 SAINT-HUBERT. déclarée le 12 avril 2024 · event 07-06-2024
18-04
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Neufchâteau · INSIDE MENUISERIE SRL CHEMIN- MARTIN 3, 6870 SAINT-HUBERT · event 12-04-2024
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
2021
31-12
Financial
Weakest financial yearnet €-57k ▼553%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 72 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 130 days late
2019
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 35 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 80 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Hubert · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin-Martin 36870 Saint-Hubert1 establishment unit
Chemin-Martin 3, 6870 Saint-Hubert
since 20172.263.123.430
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CECILE DEBATTY RUE DU PRESBYTERE 38,
6900 06 HARGIMONT |
12-04-2024 → present |
Similar companies · same sector, comparable size
ERNOTTE-LEMOINE
BE 0784.346.354
Liège · Eq €9k
Woodaert
BE 0734.836.663
Meulebeke · Eq €9k
Paul AHN
BE 0795.741.775
Jalhay · Eq €9k
MUCO
BE 0435.463.088
Maasmechelen · Eq €9k
JOHAN MEULEMAN
BE 0773.484.532
Affligem · Eq €9k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 4,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-02-2017
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.