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LAINERI Laurent

Active
Private limited companyfounded 2018active for 7 yearsRoute de la Croix Renard 1, 4877 Olne, BelgiumKBO/BCE: BE 0712.706.807
Summary

LAINERI Laurent has been active since 2018 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €14,110 and a net result of €2,526. Equity is shrinking by about 6.9% per year across the filed financial years. Its solvency ranks better than 41% of 9,590 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€37,748total assets 2025
Equity
€14,110
Profit
€2,526
Turnover not published (abbreviated or micro format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts 3 days early1 of 2 deeds read
Why 66raises riskSize: total assets €37,7482 ex-officio strike-offs in the KBO2 warning signals in 24 months (strike-off 2)lowers riskLiquidity: current ratio 0.76, cash €11,537Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 53% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 62-6
equity 37.4% of total assets
Liquidity 55-8
short-term debt 62.6% · cash 30.6%
Profitability 77+27
return on assets 6.7%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.5%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.5 percentage points vs 07-2025 09-2025: 0.8%▼ -0.4 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 1.4%▲ +0.6 percentage points vs 01-2026 03-2026: 1.5%▲ +0.1 percentage points vs 02-2026 04-2026: 1.7%▲ +0.2 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.0%▼ -0.7 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.76, compared with 0.78 in 2024; short-term debt: 62.6% and cash: 30.6% of total assets), and 62.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 40% on solvency, 52% on liquidity, 53% on profitability and 69% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: total assets €37,748
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.76, cash €11,537
NBB · annual accounts
raises risk · 2 ex-officio strike-offs in the KBO
KBO publications
raises risk · 2 warning signals in 24 months (strike-off 2)
Belgian Official Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
3 days early
2024
5 days late
2023
1 day late
2022
11 days early
2021
9 days early
2020
3 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-compliance×2
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. UBO non-complianceevent 01-09-2026
  2. Resignation: LAINERI Laurent André (manager)Appointment: LAINERI Laurent André (director)…
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Caution: Among the weakest 11% on equitysector median €256,251 · 9,592 companies €14,110 View
  • New directorlatest change 01-09-2026 · 1 in office 1 joined View
  • Total assets 20256 financial years filed €37,748 View

By topic

Financials

Financial year
2025
Total assets
€37,748
Profit
€2,526
Solvency
37.4%
Total assets▲ 41.3%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2020
Next accounts
by 31-07-2027
  1. 23-01-2026UBO non-compliance
  2. 31-12-2025Back to profit
  3. 05-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
30-10-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Who signs
Each director alone
Annual meeting
Second Tuesday of June at 18:00
Purpose
“Installation de chauffage, réparation et entretien de chaudières domestiques; Installation…” (deed in French)
Go to Articles of association

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