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INSERT

Active Cooperative companyfounded 1985active for 41 yearsRue des Tanneries 1, 5000 NamurKBO/BCE: BE 0427.143.062 #6 oldest company in the province of Namur, Creative and performing arts sector
INSERT
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Overview

Lifetime

18 annual accounts with figures on one time axis, 40 filings since 1986
peak €67,899 (2011)
€44,587▲ 12.8%
lowest -€2,749 (2020)
€8,969▲ 208%
peak €73,509 (2025)
€73,509▲ 13.9%
€5,082▲ 89.8%
Board17 names since 2021all names
9 directorsAlain ANTOINE and 8 others
Documentsfilings and deeds
02-06-202659 days before the deadline
2025financial year
Turnover from €39,514 to €44,587Gross margin from €6,769 to €16,116Result from €2,911 to €8,969Appointment: Cécile CORNET (managing director) 05-02Equity from €64,540 to €73,509Debts from €2,678 to €5,082

Key points

from the 2025 annual accounts

Equity

€73,509 ▲ 13.9%

INSERT has made a profit without a break since 2022.

Payment terms

21 days to suppliers
Suppliers
21 to 21
Customers
4 to 47

Customers pay 43 days later.

Liquidity

14.61 was 23.12 in 2024

Short-term debts rose from €2,678 to €5,082.

Filings

40 annual accounts since 1986
AprilJune31 JulyOctober1990200020102020

The last five annual accounts were filed 48 to 70 days before the end of the period.

Board

2 joined

New directors. Latest change 01-06-2026 · 11 in office.

Position in the sector

93.5%

Higher solvency than 94% of companies in creative and performing arts. Sector median 46.9% · 298 companies.

Checked score

98
Excellent
Financially stronger than 81% of micro companies in creative and performing arts (NACE 90)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 3,433 companies (NACE 90, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 93.5% of total assets
100=short-term debt 6.5% · cash 61.5%
89+13return on assets 11.4%

Score breakdown

lowers risk
Liquidity: current ratio 14.61, cash €48,319
Equity €73,509 (93.5% of total assets)
Sector: Arts creation and performing arts activities (NACE 90)
Figures for financial year 2025 (filed on 04-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 90, micro). It does better than 88% of them on solvency, 96% on liquidity, 74% on profitability and 65% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as INSERT has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of INSERT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for INSERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 14.61 (23.12 in 2024), above the usual 1.5. Short-term debt is 6.5% and cash 61.5% of total assets. 6.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 14.61, cash €48,319
NBB · annual accounts
lowers risk · Equity €73,509 (93.5% of total assets)
NBB · annual accounts
lowers risk · Sector: Arts creation and performing arts activities (NACE 90)
KBO
lowers risk · Figures for financial year 2025 (filed on 04-06-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €73,509
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
70 days early
2023
51 days early
2022
48 days early
2021
59 days early
2020
22 days early
2019
59 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 53 days before the deadline. In the sector (NACE 90), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AA
Alain ANTOINE
Chair
GM
Géraldine MAQUET
Managing director
V
ValérieSKA
Managing director
CC
Cécile CORNET
Managing director
NG
Nathalie GRANDJEAN
Director
KB
Kathleen BOREUX
Director
and 7 othersBoard & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0427143062
2 directors appointed Withdrawals: Cécile CORNET (director and member) and Laurence LESIRE (director and member) · Admissions: Géraldine MAQUET (director and member) and Violette GREGOIRE (director and member) · Appointments: Géraldine MAQUET (managing director) and Violette GREGOIRE · Board meeting of 01-06-2026 · Gazette deed
Appointment: Cécile CORNET (managing director) General meeting of 17-01-2025 · Gazette deed
All 58 events

Comparable companies

same main activity, similar in size and age
Company
INSERT Namur €78,591 €16,116 93.5% -
WEINSTADT - ARTISTS MANAGEMENT Antwerp €99,246 €24,426 94.8% -
PERFORMING ARTS SERVICES Waterloo €106,728 €25,360 51.4% -
SONOCTURNE EVENT Namur €53,411 €26,207 16.2% -
L'ILE DES ENFANTS Saint-Georges-sur-Meuse €69,269 €8,093 -73.9% -
OPUS II Malle €55,500 €7,617 74.0% -
AD FUNDUM Schilde €126,985 €18,902 81.6% -

These companies have the same main activity as INSERT: performing arts by artistic ensembles (NACE 90202). They are comparable in size and age: total assets between €53,400 and €127,000, founded between 1988 and 1993.

Official details

Source: KBO
Status
Active since 26-04-1985Normal situation
Activity
Performing arts by artistic ensemblesNACE 90202and 2 others
Establishment unit
2.026.948.0285000 Namur, since 07-05-1985
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€44,587▲ 12.8%
€8,969▲ 208%
€73,509▲ 13.9%
€78,591▲ 16.9%
Filing
Filed on 02-06-2026, 59 days before the end of the filing period
Financials

Insights on INSERT

INSERT has existed since 1985. Turnover grew from €33,153 in 2008 to €44,587 in 2025.

Turnover has grown every year since 2022.

In October 2022, three directors stepped down. In July 2026, the Official Gazette published the appointment of Géraldine MAQUET as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

full format, filed on 02-06-2026, 59 days before the deadline
€44,587
▲ 12.8%
€11,881
▲ 270%
€15,614
▲ 160%
€12,702
▲ 122%
93.5%
▼ 2.5 percentage points
14.61
▼ 8.52
In the rankings #6 oldest company in the province of Namur, Creative and performing arts sector

Money flows

of every €100 of turnover, €20.12 remains as profit in 2025

Balance sheet

balance sheet total €78,591 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

93.5%

Higher than 95% of 298 companies in 2025.

14.61

Higher than 95% of 292 companies in 2025.

11.4%

Higher than 80% of 297 companies in 2025.

INSERT Middle half of the sector 80% of the sector Full accounts in creative and performing arts (NACE 90)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014201320122011201020092008
Balance sheet: assets
20/58 78,59167,21864,35561,77658,89059,83966,48968,15758,15757,88360,81059,38671,37683,89973,32933,63836,98930,189
21/28 4,3685,295-3,8248,2878,64415,3694,84614,73116,3554,0287,08611,0976,9199858,26813,1993,049
22/27 4,3685,295-3,8248,2878,64415,3694,84614,73116,3554,0287,08611,0976,9199858,26813,1993,049
23 4,3685,295-3,8248,2878,64415,3694,84614,73116,3554,0287,08611,0976,9199858,26813,1993,049
29/58 74,22361,92364,35557,95250,60351,19551,12063,31143,42641,52856,78252,30060,27976,98072,34425,37023,79027,140
40/41 25,90420,54322,71620,74232,16039,37543,76641,14237,91531,78755,16343,25057,91976,74259,50218,8631,25825,442
40 5,7844232,59662212,04019,25523,64621,02217,7959,06420,0437,80031,98335,91859,38218,7431,13825,322
41 20,12020,12020,12020,12020,12020,12020,12020,12020,12022,72335,12035,45025,93640,824120120120120
54/58 48,31941,38041,63937,21018,44311,8207,06022,1694,8999,7411,0669,0502,36023812,8426,50722,0901,698
490/1 -----0294-6120553-----442-
Balance sheet: equity and liabilities
10/49 78,59167,21864,35561,77658,89059,83966,48968,15758,15757,88360,81059,38671,37683,89973,32933,63836,98930,189
10/15 73,50964,54061,62959,82358,38758,39361,14260,17853,80652,69053,96751,34150,62942,50331,81722,16820,04421,600
10/11 14,06814,06814,06814,06814,06814,06814,068-14,06814,06814,06814,06814,06814,06814,06814,06814,06813,700
10 --14,06814,06814,068--14,068----------
100 --19,20019,20019,20019,20019,20019,20019,20019,20019,20019,20019,20019,20019,20019,20019,20018,832
101 --5,1325,1325,1325,1325,1325,1325,1325,1325,1325,1325,1325,1325,1325,1325,1325,132
13 1,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,8581,3751,2691,269
130/1 1,9201,9201,9201,9201,9201,920------------
130 --1,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,9201,8581,3751,2691,269
1311 1,9201,920----------------
14 57,52148,55245,64143,83542,39942,40545,15444,19037,81836,70237,97935,35334,64126,51515,8916,7254,7075,831
15 -----------------800
17/49 5,0822,6782,7261,9535031,4465,3477,9794,3515,1936,8438,04520,74741,39641,51211,47016,9458,589
42/48 5,0822,6782,7261,9535031,4465,3477,9794,3515,1936,8438,04520,74741,39641,51211,47016,9458,589
44 1,6141,910599457-3771,9004,1224,1693,4225,0003,49516,56331,11628,7227,32516,0297,186
440/4 1,6141,910599457-3771,9004,1224,1693,4225,0003,49516,56331,11628,7227,32516,0297,186
45 3,4687682,1271,4965031,0693,4473,8571821,7711,8434,5504,18410,28012,7904,1459161,403
450/3 3,4687682,1271,4965031,0693,4473,8571821,7711,8434,5504,18410,28012,7904,1459161,403
Income statement
70 44,58739,51431,79230,87533,22321,31534,73634,77933,34631,01533,86232,39956,18666,87067,89933,99441,33933,153
76A --------575---------
9900 16,1166,7696,0276,22812,1086,06613,54617,45614,5049,82711,32710,64820,39320,86722,50711,9388,18111,508
60/61 28,47132,74525,76524,64721,11515,24921,19017,32319,41721,18822,53521,75135,79346,00345,39222,05633,15821,645
630 3,7332,7983,8244,46311,8308,64011,5786,98612,35210,4106,6508,9127,2784,4457,2837,8878,7428,810
640/8 50275856314263156539763964619590630744782507627540524
9901 11,8813,2132,1471,45115-2,7301,4299,7071,188-1,2024,0871,10612,37115,64014,7173,424-1,1012,174
75/76B 485413----------216-523-
75 485413----------216-523-
65/66B 170170179152119195472756228633199443837
65 170170179152119195472756228633199443837
9903 12,1963,4561,9681,436-6-2,7491,4109,6531,116-1,2774,0251,07812,31015,62514,6183,385-1,1162,137
67/77 3,227545162---4463,281001,3993664,1844,9394,9691,2618707
9904 8,9692,9111,8061,436-6-2,7499646,3721,116-1,2772,6267128,12610,6869,6492,124-1,1241,430
689 -------------62483106--
9905 8,9692,9111,8061,436-6-2,7499646,3721,116-1,2772,6267128,12610,6249,1662,018-1,1241,430
Appropriation of the result
9906 57,52148,55245,64143,83542,39942,40545,15444,19037,81836,70237,97935,35334,64126,51515,8916,7254,7075,831
14P 48,55245,64143,83542,39942,405--37,818----------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 22 older financial years (1986-2007) were filed as documents without figures as data, scans for example.

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 02-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 full format 02-06-2026 2026-00135739 PDF
31-12-2024 full format 22-05-2025 2025-00105078 PDF
31-12-2023 full format 10-06-2024 2024-00130045 PDF
31-12-2022 full format 13-06-2023 2023-00125986 PDF
31-12-2021 full format 02-06-2022 2022-20046737 PDF
31-12-2020 full format 09-07-2021 2021-33900591 PDF
31-12-2019 full format 02-06-2020 2020-14400597 PDF
31-12-2018 micro format 11-06-2019 2019-17600089 PDF
31-12-2017 micro format 19-06-2018 2018-20600429 PDF
31-12-2016 micro format 11-07-2017 2017-31600408 PDF
31-12-2015 full format 19-07-2016 2016-33500104 PDF
31-12-2014 full format 10-06-2015 2015-16400385 PDF
31-12-2013 full format 17-07-2014 2014-31800533 PDF
31-12-2012 full format 28-05-2013 2013-13500435 PDF
31-12-2011 full format 12-06-2012 2012-16900426 PDF
31-12-2010 full format 26-05-2011 2011-12500483 PDF
31-12-2009 full format 25-06-2010 2010-23500521 PDF
31-12-2008 full format 14-07-2009 2009-42000302 PDF
31-12-2007 full format 08-07-2008 2008-36700072 PDF
31-12-2006 full format 09-08-2007 2007-54100343 PDF
31-12-2005 full format 11-07-2006 2006-44803118 PDF
31-12-2004 full format 04-08-2005 2005-63104102 PDF
31-12-2003 full format 15-07-2004 2004-46601286 PDF
31-12-2002 full format 04-11-2003 2003-78004413 PDF
31-12-2001 full format 18-11-2002 2002-72205097 PDF
30-06-2000 full format 01-06-2001 2001-16704431 PDF
30-06-1999 full format 17-11-1999 1999-59103430 PDF
30-06-1998 full format 09-11-1998 1998-56702018 PDF
30-06-1997 full format 05-11-1997 1997-52004835 PDF
30-06-1996 full format 22-11-1996 1996-51500712 PDF
30-06-1995 full format 07-12-1995 1995-59301265 PDF
30-06-1994 full format 25-01-1995 1995-01404357 PDF
30-06-1993 full format 20-12-1993 1993-46401005 PDF
30-06-1992 full format 18-02-1993 1993-02502595 PDF
30-06-1991 full format 16-01-1992 1992-00800014 PDF
30-06-1990 full format 10-04-1991 1991-03704337 PDF
30-06-1989 full format 23-01-1991 1991-01001474 PDF
30-06-1988 full format 09-01-1991 1991-00404718 PDF
30-06-1987 full format 20-05-1988 1988-04303747 PDF
30-06-1986 full format 05-09-1986 1986-37201411 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014201320122011201020092008
15,6146,0115,9715,91411,8455,91013,00716,69313,5409,20810,73710,01819,64920,08522,00011,3117,64110,984
12,7025,7095,6305,89911,8245,89112,54213,35813,4689,1339,2769,62415,40415,13116,93210,0117,61810,240
2,8068,0930011,4731,91522,1011,90510,72822,7373,5924,90111,45610,37902,95618,8921,814
6,939-2594,42918,7676,6234,760-15,10917,270-4,8428,675-7,9846,6902,122-12,6046,335-15,58320,392-
69,14159,24561,62955,99950,10049,74945,77355,33239,07536,33549,93944,25539,53235,58430,83213,9006,84518,551
26.6%8.1%6.8%4.7%0.0%-12.8%4.1%27.9%3.6%-3.9%12.1%3.4%22.0%23.4%21.7%10.1%-2.7%6.6%
93.5%96.0%95.8%96.8%99.1%97.6%92.0%88.3%92.5%91.0%88.7%86.5%70.9%50.7%43.4%65.9%54.2%71.5%
14.6123.1223.6129.67-35.409.567.939.988.008.306.502.911.861.742.211.403.16
0.070.040.040.030.010.020.090.130.080.100.130.160.410.971.300.520.850.40
12.2%4.5%2.9%2.4%0.0%-4.7%1.6%10.6%2.1%-2.4%4.9%1.4%16.1%25.1%30.3%9.6%-5.6%6.6%
11.4%4.3%2.8%2.3%0.0%-4.6%1.4%9.3%1.9%-2.2%4.3%1.2%11.4%12.7%13.2%6.3%-3.0%4.7%
91.8535.3633.36over 100over 100--over 100----------
47 days4 days30 days7 days132 days330 days248 days221 days195 days107 days216 days88 days208 days196 days319 days201 days10 days279 days
21 days21 days8 days7 days-9 days33 days87 days78 days59 days81 days59 days169 days247 days231 days121 days176 days121 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€2,806€8,093--€11,473
€3,733€2,798€3,824€4,463€11,830

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on INSERT

The operating result for 2025 is 3.7 times that of 2024 and the highest since 2013. It is the fifth rise in a row, after the fall in 2020.

Debt's share of the balance-sheet total rises from 4.0% to 6.5%. Equity and debt are higher.

Board & ownership

Board

11 directors, 4 in day-to-day management, last change in June 2026
Alain ANTOINE
Chair and director
appointed by deed of 17-10-2022 4-year term from 2024
also on the board of 5 other companies
Nathalie GRANDJEAN
Vice-chair and director
appointed by deed of 17-10-2022 4-year term from 2024
also on the board of 5 other companies
Kathleen BOREUX
Director
appointed by deed of 17-10-2022 4-year term from 2024
also on the board of 9 other companies
GREGOIRE Violette
Director
appointed by deed of 03-07-2026
also on the board of 4 other companies
Géraldine MAQUET
Director and managing director
appointed by deed of 03-07-2026
also on the board of 7 other companies
ANTOINE Alain Robert Luc Ghislain Antoine
Director
in office according to the deed of 28-06-2024
Isabelle MEERHAEGHE
Director
in office according to the deed of 07-08-2023
Laurence LESIRE
Director
in office according to the deed of 07-08-2023
LESIRE Laurence Martine Christine
Director
in office according to the deed of 28-06-2024 4-year term from 2024
MEERHAEGHE Isabelle Marguerite Nelly
Director
in office according to the deed of 28-06-2024 4-year term from 2024
SKA Valérie Andrée Hélène Ghislaine
Director
in office according to the deed of 28-06-2024 4-year term from 2024
ValérieSKA
Managing director
appointed by deed of 13-07-2021
Show all 14 office holders
Cécile CORNET
Managing director
appointed by deed of 05-02-2025
also on the board of 1 other company
SKA Valérie
Managing director
in office according to the deed of 07-08-2023
ValérieSKA, Cécile CORNET, Géraldine MAQUET, SKA Valérie
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Two directors jointly
deed of 28-06-2024

Office holders in the KBO →

Mandates through the years

17 names, the dashed line is today
Show
Alain ANTOINE
Chair, Director
Kathleen BOREUX
Director
Nathalie GRANDJEAN
Vice-chair, Director
Isabelle MEERHAEGHE
Director
Laurence LESIRE
Director
ANTOINE Alain Robert Luc Ghislain Antoine
Director
LESIRE Laurence Martine Christine
Director
MEERHAEGHE Isabelle Marguerite Nelly
Director
SKA Valérie Andrée Hélène Ghislaine
Director
GREGOIRE Violette
Director
Géraldine MAQUET
Director, Managing director
ValérieSKA
Managing director
SKA Valérie
Managing director
Cécile CORNET
Managing director
BenoîtCALANDE
Director
Brigitte Demanet
Director
Pierre REMAN
Director
LeadershipBoardEarlierRest of the termmandate already running before its first mention
Mandates as a list
  • Alain ANTOINE
    • Director, appointed by deed of 17-10-2022, still in office
    • Chair, appointed by deed of 17-10-2022, still in office
  • Kathleen BOREUX
    • Director, appointed by deed of 17-10-2022, still in office
  • Nathalie GRANDJEAN
    • Vice-chair, appointed by deed of 17-10-2022, still in office
    • Director, appointed by deed of 17-10-2022, still in office
  • Isabelle MEERHAEGHE
    • Director, since before 07-08-2023
  • Laurence LESIRE
    • Director, since before 07-08-2023
  • ANTOINE Alain Robert Luc Ghislain Antoine
    • Director, since before 28-06-2024
  • LESIRE Laurence Martine Christine
    • Director, since before 28-06-2024
  • MEERHAEGHE Isabelle Marguerite Nelly
    • Director, since before 28-06-2024
  • SKA Valérie Andrée Hélène Ghislaine
    • Director, since before 28-06-2024
  • GREGOIRE Violette
    • Director, appointed by deed of 03-07-2026, still in office
  • Géraldine MAQUET
    • Director, appointed by deed of 03-07-2026, still in office
    • Managing director, appointed by deed of 03-07-2026, still in office
  • ValérieSKA
    • Managing director, appointed by deed of 13-07-2021, still in office
  • SKA Valérie
    • Managing director, since before 07-08-2023
  • Cécile CORNET
    • Managing director, appointed by deed of 05-02-2025, still in office
  • BenoîtCALANDE
    • Director, appointed by deed of 13-07-2021, until 17-10-2022
  • Brigitte Demanet
    • Director, until 17-10-2022
  • Pierre REMAN
    • Director, until 17-10-2022

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€14,068
Source
2025 annual accounts

Articles of association

deed of 28-06-2024 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 3 directors
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June

Network & group

No group

INSERT has no parent and no holdings in its annual accounts.

At the same address

Rue des Tanneries 1, 5000 Namur · 2 other companies
CENTRE EUROPEEN DU TRAVAIL CET
registered office since 08-11-1983 · founded in 1983
 turnover €98,154 (2025)
0426.365.775
Hittelet, Jérôme (sole trader)
establishment since 01-07-2024
 founded in 2024
1010.573.318

Earlier ties

Santé et Prévoyance
via Kathleen BOREUX, no longer at Santé et Prévoyance · Director · deed of 02-09-2019
founded in 1956
 943 FTE (2025)
Aide et Soins à Domicile en Province de Namur
via Kathleen BOREUX, no longer at Aide et Soins à Domicile en Province de Namur · Director · deed of 14-09-2020
founded in 1959
 494 FTE (2025)
Conseil de la Jeunesse Catholique
via Géraldine MAQUET, no longer at Conseil de la Jeunesse Catholique · Representative on the board
founded in 1976
 95 FTE (2025)
Ocarina
via Géraldine MAQUET, no longer at Ocarina · Day-to-day manager · deed of 06-03-2020
founded in 1971
 59 FTE (2025)
Boukè
via Cécile CORNET, no longer at Boukè · Director · deed of 15-07-2025
founded in 1990
 39 FTE (2025)
SAMBRILOU
via Kathleen BOREUX, no longer at SAMBRILOU · Director
founded in 1991
 37 FTE (2025)
Show 6 more earlier ties
Promusport
via Géraldine MAQUET, no longer at Promusport · Director · deed of 16-07-2020
founded in 1988
 turnover €237,141 (2025)
Solid'Emplois groupement d'employeurs
via Géraldine MAQUET, no longer at Solid'Emplois groupement d'employeurs · Treasurer
founded in 2015
 turnover €217,528 (2025)
ASBL CENTRE D'INITIATION A L'ENVIRONNEMENT
via Cécile CORNET, no longer at ASBL CENTRE D'INITIATION A L'ENVIRONNEMENT - EN ABREGE : CIE D'ENGHIEN · Partner and director and chair
 founded in 1999
Running Club Namur
via Alain ANTOINE, no longer at Running Club Namur · Director · deed of 22-02-2022
 founded in 1992
Cuisin'Et...
via Alain ANTOINE (no longer at Cuisin'Et...), Nathalie GRANDJEAN (no longer at Cuisin'Et...) and Kathleen BOREUX (no longer at Cuisin'Et...) · deed of 11-08-2023
No longer active
 founded in 2016
EGO-LOGIQUE
via GREGOIRE Violette, no longer at EGO-LOGIQUE · Permanent representative · deed of 16-08-2019
No longer active

Connections & network

14 connected companies
Depth
Kathleen BOREUX, Shared director, links 13 companies KBKathleen BOREUXACCUEIL ET SOLIDARITE, via Kathleen BOREUX AEACCUEIL ETSOLIDARITEACTION INTEGREE DE DEVELOPEMENT - CENTRE D'INFORMATION ET D'EDUCATION POPULAIRE AID - CIEP LE PERRON DE L'ILON, via Kathleen BOREUX AIACTIONINTEGREE DE…AUXINA, via Kathleen BOREUX AAUXINACARE-NAM, via Kathleen BOREUX CCARE-NAMCentre d'Information et d'Education Populaire de la province de Namur, via Kathleen BOREUX CDCentred'Information…ETABLISSEMENTS HONTOIR, via Kathleen BOREUX EHETABLISSEMENTSHONTOIRLoisirs et Vacances - Service de Tourisme Social du MOC, via Kathleen BOREUX LELoisirs etVacances…Maison du Travail de Namur, via Kathleen BOREUX MDMaison duTravail de NamurSOLIDARITE EMPLOI LOGEMENT, EN ABREGE : S.E.L., via Kathleen BOREUX SESOLIDARITEEMPLOI…Aide et Soins à Domicile en Province de Namur, via Kathleen BOREUX AEAide et Soinsà Domicile en…Cuisin'Et..., via Kathleen BOREUX CCuisin'Et...SAMBRILOU, via Kathleen BOREUX SSAMBRILOUSanté et Prévoyance, via Kathleen BOREUX SESanté etPrévoyanceINSERT INSERT0427.143.062
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
ACCUEIL ET SOLIDARITE
via Kathleen BOREUX · Director · deed of 13-07-2023
Founded in 2007 · 589 FTE (2025)
→
CARE-NAM
via Kathleen BOREUX · Director · deed of 04-08-2022
Founded in 2021 · 14 FTE (2025)
→
R.T.A. - Réalisation, Téléformation, Animation
via Géraldine MAQUET and Cécile CORNET (no longer at R.T.A. - Réalisation, Téléformation, Animation) · Director · deed of 08-07-2025
Founded in 1973 · 18 FTE (2025)
→
ACTION INTEGREE DE DEVELOPEMENT - CENTRE D'INFORMATION ET D'EDUCATION POPULAIRE AID - CIEP LE PERRON DE L'ILON
via Géraldine MAQUET, Alain ANTOINE and 4 others · deeds of 27-07-2026 and 18-10-2022
Founded in 1997 · 18 FTE (2025)
→
Show 10 more companies with a shared director
Centre d'Information et d'Education Populaire de la province de Namur
via Géraldine MAQUET, Alain ANTOINE and 4 others · deeds of 05-08-2026 and 18-10-2022
Founded in 2005 · 7.8 FTE (2025)
→
Baby - Service du Luxembourg
via GREGOIRE Violette · Director · deed of 19-10-2026
Founded in 1977 · total assets €821,766 (2025)
→
ETABLISSEMENTS HONTOIR
via Kathleen BOREUX · Director · deed of 08-03-2023
Founded in 1962 · total assets €691,671 (2025)
→
AUXINA
via Géraldine MAQUET, Kathleen BOREUX and Cécile CORNET (no longer at AUXINA) · deeds of 26-02-2026, 04-02-2025 and 28-06-2024
Founded in 1986 · 2 FTE (2025)
→
CENTRE EUROPEEN DU TRAVAIL CET
via Géraldine MAQUET and Cécile CORNET (no longer at CENTRE EUROPEEN DU TRAVAIL CET) · Director · deeds of 07-08-2026 and 26-09-2025
Founded in 1983 · turnover €98,154 (2025)
→
FEDERATION DES CENTRES DE PLANNING ET DE CONSULTATIONS
via Géraldine MAQUET · Director · deed of 05-01-2023
Founded in 1965 · turnover €37,489 (2025)
→
Maison du Travail de Namur
via Géraldine MAQUET, Alain ANTOINE and 4 others · deeds of 03-07-2026 and 18-10-2022
Founded in 1971
→
Le Foyer Namurois
via Cécile CORNET · Director · deed of 10-12-2025
No longer active · founded in 1952 · 47 FTE (2025)
→
Loisirs et Vacances - Service de Tourisme Social du MOC
via Alain ANTOINE, Nathalie GRANDJEAN and Kathleen BOREUX · Director · deed of 03-06-2022
No longer active · founded in 1954 · total assets €44,487 (2024)
→
SOLIDARITE EMPLOI LOGEMENT
via Alain ANTOINE, Nathalie GRANDJEAN and Kathleen BOREUX · deed of 17-08-2022
No longer active
→

Timeline

Timeline

58 events since 1985

Deadline for the 2026 accounts: 31-07-2027

2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0427143062
2 directors appointedWithdrawals: Cécile CORNET (director and member) and Laurence LESIRE (director and member) · Admissions: Géraldine MAQUET (director and member) and Violette GREGOIRE (director and member) · Appointments: Géraldine MAQUET (managing director) and Violette GREGOIRE · Board meeting of 01-06-20269 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed PDFfull format · 59 days before the deadline
2025
Annual accounts 2024 filed PDFfull format · 70 days before the deadline
Appointment: Cécile CORNET (managing director)General meeting of 17-01-202510 points ▸

Open the deed in the Belgian Official Gazette

2024

Open the deed in the Belgian Official Gazette

Annual accounts 2023 filed PDFfull format · 51 days before the deadline
2023
6 directors reappointedLaurence LESIRE, Isabelle MEERHAEGHE, ANTOINE Alain (chair), GRANDJEAN Nathalie (vice-chair), BOREUX Kathleen and SKA Valérie (managing director) · General meeting of 23-05-20237 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFfull format · 48 days before the deadline
2022
Back to profit net €1,436 The net result is €1,436, after 2 loss-making years.
3 directors appointed, 3 resignationsAdmissions: Alain ANTOINE, Nathalie GRANDJEAN and Kathleen BOREUX · Appointments: Alain ANTOINE (chair), Nathalie GRANDJEAN (vice-chair) and Kathleen BOREUX · Resignations: Pierre REMAN, Brigitte DEMANET and Benoît CALANDE · General meeting of 06-05-202222 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFfull format · 59 days before the deadline
2021
Liquidity more than doubled current ratio 100.60 The current ratio rises from 35.40 to 100.60. Short-term debt falls from €1,446 to €503.
2 directors appointedWithdrawals: ChristinePIRSON, AlexandreVERHAMME and ThierryMONIN · Admissions: BenoîtCALANDE (member) and ValérieSKA (managing director) · Appointments: BenoîtCALANDE and ValérieSKA (managing director) · General meeting of 15-06-202115 points ▸
  • General meeting, 15-06-2021
  • Member resignation, ChristinePIRSON
  • Member resignation, AlexandreVERHAMME
  • Member resignation, ThierryMONIN
  • Member admission, BenoîtCALANDE
  • Member admission, ValérieSKA (managing director)
  • Director appointment, BenoîtCALANDE
  • Director appointment, ValérieSKA (managing director)
  • Board composition, REMAN Pierre (chair)
  • Board composition, DEMANET Brigitte (vice-chair)
  • Board composition, LESIRE Laurence (director)
  • Board composition, MARCHAND Jean (director)
  • Board composition, MEERHAEGHE Isabelle (director)
  • Board composition, BenoîtCALANDE (director)
  • Board composition, ValérieSKA (managing director)

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFfull format · 22 days before the deadline
2020
Weakest financial year net -€2,749 The net result drops to -€2,749, the lowest from 2008 to 2025. It recovers the following year.
Liquidity more than triples current ratio 35.40 The current ratio rises from 9.56 to 35.40. Short-term debt falls from €5,347 to €1,446.
Annual accounts 2019 filed PDFfull format · 59 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 50 days before the deadline
2018
Annual accounts 2017 filed PDFmicro format · 42 days before the deadline
2017
Back to profit net €1,116 The net result is €1,116, after one loss-making year.
Annual accounts 2016 filed PDFmicro format · 20 days before the deadline
2016
Annual accounts 2015 filed PDFfull format · 12 days before the deadline
2015
Annual accounts 2014 filed PDFfull format · 51 days before the deadline
2014
Liquidity more than doubled current ratio 6.50 The current ratio rises from 2.91 to 6.50. Short-term debt falls from €20,747 to €8,045.
Annual accounts 2013 filed PDFfull format · 14 days before the deadline
2013
Annual accounts 2012 filed PDFfull format · 64 days before the deadline
2012
Highest result from 2008 to 2025 net €10,686 ▲10.7% The operating result of €15,640 and the net result of €10,686 are both a record.
Annual accounts 2011 filed PDFfull format · 49 days before the deadline
2011
Cooperative approval granted Gazette
Annual accounts 2010 filed PDFfull format · 66 days before the deadline
2010
Back to profit net €2,124 The net result is €2,124, after one loss-making year.
Annual accounts 2009 filed PDFfull format · 36 days before the deadline
2009
Annual accounts 2008 filed PDFfull format · 17 days before the deadline
2008
Annual accounts 2007 filed PDFfull format · 23 days before the deadline
2007
Annual accounts 2006 filed PDFfull format · 9 days late
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
1999
Annual accounts 1999 filed PDFfull format
1998
Annual accounts 1998 filed PDFfull format
1997
Annual accounts 1997 filed PDFfull format
1996
Annual accounts 1996 filed PDFfull format
1995
Annual accounts 1995 filed PDFfull format
Annual accounts 1994 filed PDFfull format
1993
Annual accounts 1993 filed PDFfull format
Annual accounts 1992 filed PDFfull format
1992
Annual accounts 1991 filed PDFfull format
1991
Annual accounts 1990 filed PDFfull format
Annual accounts 1989 filed PDFfull format
Annual accounts 1988 filed PDFfull format
1988
Annual accounts 1987 filed PDFfull format
1986
Annual accounts 1986 filed PDFfull format
1985
First establishment Rue des Tanneries 1, Namur
Incorporation published on 14-05-1985

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

INSERT was incorporated on 26 April 1985.1 Turnover grew from €34,779 in 2018 to €44,587 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0427.143.062
VAT number
BE 0427.143.062
Peppol ID
0208:0427143062
Legal form
Cooperative company
Status
Active, normal situation
Founded
26-04-1985
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June
deed of 28-06-2024 (in French)
Peppol
Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
INSERT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-06-2024 (in French)

Activities

NACEBEL 2025
90202 Performing arts by artistic ensembles main activity
70200 Business and other management consultancy
77330 Rental and leasing activities
Codes under NACEBEL 2008
90012 Arts creation and performing arts activities main activity
70220 Business consulting
77330 Rental and leasing activities
Codes under NACEBEL 2003
71330

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue des Tanneries 1 registered office 5000 Namur 2110001 Manufacture of basic pharmaceutical products and pharmaceutical preparations 07-05-1985 2.026.948.028

Buildings and parcels at the address

Ground area
3,596 m²
Buildings
859 m²
Volume, LiDAR
12,351 m³
Tallest building
18.3 m
Buildings to scale, each on its own parcel
858 m², 18.3 m 858 m², 18.3 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
92094C0567/00E0023,596 m² 1 · 858 m² 18.3 m · 5

Recognitions

Licences in the Official Gazette

1 publication
Cooperative approvalnumber 5418
Granted · published on 08-07-2011 · Official Gazette

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