Equity
€41,046 from €900,357 in 2023
Equity fell by 95% in 2 years.
OPUS II
Lifetime
20 annual accounts with figures on one time axis, 33 filings since 1992peak €190,295 (2008)
€7,617▲ €29,864
lowest -€68,227 (2020)
-€3,611▲ €31,727
peak €900,357 (2023)
€41,046▼ 8.1%
€14,455▼ 93.3%
Board1 name since 2021
1 directorHENS Pieter Paul Dimphna
Owners
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from -€22,247 to €7,617Loss of €3,611Debts from €215,360 to €14,455Cash from €211,144 to €16,402
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 49% of micro companies in creative and performing arts (NACE 90)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,433 companies (NACE 90, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Arts creation and performing arts activities (NACE 90)
Liquidity: current ratio 1.81, cash €16,402, halved
Size: total assets €55,500
Founded in 1990
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 90, micro). It does better than 74% of them on solvency, 66% on liquidity, 25% on profitability and 33% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as OPUS II has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPUS II itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for OPUS II. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.81 (1.04 in 2024), above the usual 1.5. Short-term debt is 26% and cash 29.6% of total assets. 26% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,611
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
4 days early
2023
1 day early
2022
3 days early
2021
19 days early
2020
1 day early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 90), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442066711
Change of role: HENS Pieter Paul Dimphna, from manager and director to director
Director discharge: HENS Pieter Paul Dimphna · Gazette deed
Registered office moved from Duffel to Westmalle
New registered office: Druivenlaan 4 te 2390 Westmalle · Previous registered office: Bleidenhoek 13 te 2570 Duffel · Board meeting of 20-12-2019 · Gazette deed
First establishment
OPUS II CV, Druivenlaan 4, Malle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPUS II Malle | - | - | 74.0% | - |
| L'ILE DES ENFANTS Saint-Georges-sur-Meuse | €0 | - | -73.9% | - |
| KATELIJNE BOON Antwerp | - | - | 69.0% | - |
| INSERT Namur | €44,587 | 26.6% | 93.5% | - |
| POINT D'APPUI Charleroi | €12,620 | -7.1% | 92.0% | - |
| DISTR'ACTION Quévy | - | - | 47.2% | - |
| SONOCTURNE EVENT Namur | - | - | 16.2% | - |
These companies have the same main activity as OPUS II: performing arts by artistic ensembles (NACE 90202). They are comparable in size and age: total assets between €31,600 and €87,900, founded between 1985 and 1997.
Official details
Source: KBO- Status
- Active since 01-01-1990Normal situation
- Activity
- Performing arts by artistic ensemblesNACE 90202
- Establishment unit
- 2.050.710.3552390 Malle, since 18-12-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 08-07-2025
Annual accounts 2025
- ≈ €36,000estimated
- €55,500▼ 78.7%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on OPUS II
OPUS II files the micro format. That format states no turnover. The gross margin fell from €128,105 in 2006 to €7,617 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPUS II
- What is the company number of OPUS II?
- The company number of OPUS II is 0442.066.711. The VAT number is the same number with BE in front: BE 0442.066.711.
- Where is OPUS II based?
- The registered office is at Druivenlaan 4, 2390 Malle.Company details
- What does OPUS II do?
- According to the KBO register, the main activity is performing arts by artistic ensembles (NACE 90202).
- What is the legal form of OPUS II?
- OPUS II is a private limited company (BV).
- When was OPUS II founded?
- OPUS II was founded on 01-01-1990.
- Is OPUS II still active?
- Yes, OPUS II is an active enterprise in the KBO register.
- What is the turnover of OPUS II?
- The turnover in financial year 2025 is ≈ €36,000. This figure is estimated from the gross margin of €7,617 and 30 comparable companies (NACE 902). It probably lies between €22,000 and €66,000. It is a rough estimate.Financials
- Is OPUS II profitable?
- In financial year 2025, OPUS II made a loss of €3,611.
- Where can I find the annual accounts of OPUS II?
- OPUS II filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OPUS II due?
- OPUS II must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.