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Complete company report
Generated 18-08-2026
Active BE 0658.944.853Private limited company (pre-2019)

INSAF BUSINESS

Josaphatstraat 48 ·1030 Schaarbeek, Belgium· 10 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of INSAF BUSINESS is 2.1% (moderate). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 10 yrs
Board 1
Locations 2
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2016, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview8 NBB filings
Financials being processed
NBB has 8 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 06-08-2025 2025-00361808
31-12-2023 micro 30-08-2024 2024-00411311
31-12-2022 micro 31-08-2023 2023-00394307
31-12-2021 micro 31-10-2022 2022-20485351
31-12-2020 micro 29-10-2021 2021-74900039
31-12-2019 micro 07-09-2020 2020-51400300
31-12-2018 micro 31-10-2019 2019-73000118
31-12-2017 volledig 24-09-2018 2018-64200532
Directors & mandates 4 directors
Current directors & mandates
  • KHAN Muhammad Irfan
    Director
    State Gazette act 26018763 (06-02-2026)
    Current
    06-02-2026 → present
Former directors (3)
  • FAZILY Popal
    Manager
    State Gazette act 17056002 (20-04-2017)
    Former
    01-04-2017 → 06-02-2026
    3 events
    • 06-02-2026 Resigned· Director
    • 01-04-2017 Appointed· Manager
    • 16-11-2016 Resigned· Manager
  • HAMDARD AHMAD SAMIR
    Manager
    State Gazette act 17004328 (09-01-2017)
    Former
    16-11-2016 → 31-03-2017
    2 events
    • 31-03-2017 Resigned· Manager
    • 16-11-2016 Appointed· Manager
  • AMIN JAVED
    Managing director
    State Gazette act 16120370 (29-08-2016)
    Former
    26-07-2016 → 16-11-2016
    2 events
    • 16-11-2016 Resigned· Manager
    • 26-07-2016 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company (pre-2019)(015)
Incorporation13-07-2016
StatusActive
Postal code1030
Establishment units 2 locations
INSAF BUSINESS
Josaphatstraat 48, 1030 SchaarbeekDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20162.255.850.113
insaf2
Wijnheuvelenstraat 69, 1030 SchaarbeekNiet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
since 20252.369.071.481
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21906D0105/00D004 Brussels 108 m² 1 · 104 m² 17.1 m · 5 fl.
21906D0102/00Y000 Brussels 95 m² 1 · 77 m² 17.1 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-02-2026
State Gazette act Director changes
v3.2
2025
06-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
29-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
07-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
24-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
20-04-2017
State Gazette act Director changes
v3.2
09-01-2017
State Gazette act Capital & shares
v3.2
2016
29-08-2016
State Gazette act Director changes
v3.2
15-07-2016
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 5 acts
Capital history · 1
09-01-2017
v3.2
All acts · 5 updated 6 months ago
2026
06-02-2026 1 director appointed, 1 resigning Director changes
  • KHAN Muhammad Irfan, Bestuurder
  • FAZILY Popal, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FAZILY Popal",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Monsieur FAZILY Popal d\u00E9missionne de son poste d\u0027administrateur. D\u00E9charge-lui est donn\u00E9e quant \u00E0 la dur\u00E9e de son mandant",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "KHAN Muhammad Irfan",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Monsieur KHAN Muhammad Irfan est nomm\u00E9 administrateur pour une dur\u00E9e ind\u00E9termin\u00E9e."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0658.944.853",
    "name_full": "INSAF BUSINESS",
    "legal_form": "SPRL"
  }
}
2017
20-04-2017 1 director appointed, 1 resigning Director changes
  • FAZILY POPAL, Zaakvoerder
  • HAMDARD AHMAD SAMIR, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "HAMDARD AHMAD SAMIR",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-03-31",
      "evidence_quote": "A partir du 31/03/2017 Monsieur HAMDARD AHMAD SAMIR, d\u00E9missionne du post de g\u00E9rant. Assembl\u00E9e G\u00E9n\u00E9rale accepte sa d\u00E9mission et lui donne d\u00E9charge de son mandat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "FAZILY POPAL",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-04-01",
      "evidence_quote": "A partir du 01/04/2017 Monsieur FAZILY POPAL nomm\u00E9 g\u00E9rant pour une dur\u00E9e illimit\u00E9e."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0658.944.853",
    "name_full": "INSAF BUSINESS",
    "legal_form": "SPRL"
  }
}
09-01-2017 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": null,
      "currency": null,
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2016-11-16",
      "evidence_quote": "1-cession des parts: Monsieur HAMDARD AHMAD SAMIR d\u00E9tient 100 parts sociales. Monsieur AMIN JAVED d\u00E9tient 00 part sociale. Monsieur FAZILY Popal d\u00E9tient 00 part sociale.",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0658.944.853",
    "name_full": "INSAF BUSINESS",
    "legal_form": "SPRL"
  }
}
2016
29-08-2016 AMIN JAVED appointed as managing director Director changes
  • AMIN JAVED, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "AMIN JAVED",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2016-07-26",
      "evidence_quote": "A partir du 26/07/2016 Monsieur AMIN JAVED nomm\u00E9 g\u00E9rant pour une dur\u00E9e illimit\u00E9e."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0658.944.853",
    "name_full": "INSAF BUSINESS",
    "legal_form": "SPRL"
  }
}
15-07-2016 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Rue Josaphat 48, 1030 Schaerbeek",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1993-12-31",
        "name": "FAZILY Popal",
        "niss": null,
        "address": "Schaerbeek, rue des Coteaux 82"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5890,
      "holder_person_name": "FAZILY Popal",
      "is_subscriber_only": false,
      "n_shares_subscribed": 95,
      "amount_subscribed_eur": 17670,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1988-01-01",
        "name": "AMIN Javed",
        "niss": null,
        "address": "Schaerbeek, rue Rogier 231"
      },
      "share_class": "ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 310,
      "holder_person_name": "AMIN Javed",
      "is_subscriber_only": false,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 930,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0658.944.853",
    "name_full": "INSAF BUSINESS",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2016-07-12",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameFR INSAF BUSINESS
Registered office
Josaphatstraat 48
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative