INS COMPANY
The file of INS COMPANY contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 5.0% (elevated). The 2025 annual accounts show equity of €10k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 450 sector peers (fiscal year 2025).
| Equity | €10k |
| Net result | €9k |
| Better than sector | 17% |
| Active | 4 yrs |
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.4% | 30.7% | |
| Net result | €9k | €9k | |
| Equity | €10k | €25k | |
| Gross operating margin | €143k | €46k | |
| Staff costs | €78k | €54k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | €973k |
| EBITDA | €62k |
| Net profit | €9k |
| Cash flow | €62k |
| Staff costs | €78k |
| Income taxes | - |
| Dividends | - |
| Total assets | €434k |
| Equity | €10k |
| Debt | €424k |
| of which ≤ 1y | €424k |
| of which > 1y | - |
| Working capital | €-176k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.58 |
| Quick ratio | 0.58 |
| Working capital ratio | -40.6% |
| Solvency | 2.4% |
| Debt / equity | 41.43 |
| Long-term debt ratio | - |
| Interest coverage | 54.90 |
| Gross margin | 14.6% |
| Net margin | 0.9% |
| ROA | 2.1% |
| ROE | 89.7% |
| EBITDA margin | 6.4% |
| Days sales outstanding | 84d |
| Days payable outstanding | 46d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €434k |
| Fixed assets | 21/28 | €186k |
| Tangible fixed assets | 22/27 | €166k |
| Financial fixed assets | 28 | €20k |
| Current assets | 29/58 | €247k |
| Amounts receivable within one year | 40/41 | €244k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €434k |
| Equity | 10/15 | €10k |
| Contributions / capital | 10/11 | €7k |
| Accumulated profits (losses) | 14 | €4k |
| Amounts payable | 17/49 | €424k |
| Amounts payable within one year | 42/48 | €424k |
| Trade debts payable within one year | 44 | €105k |
| Income statement | ||
| Turnover | 70 | €973k |
| Gross operating margin | 9900 | €143k |
| Operating result | 9901 | €9k |
| Financial income | 75 | €300 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €9k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
-
Achab TawfikDirectorState Gazette act 24182086 (31-12-2024)Current31-12-2024 → present
Former directors (1)
-
Amin HammaliDirectorState Gazette act 24182086 (31-12-2024)Former- → 31-12-2024
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | EMILIE MICHEL AVENUE DE FRE 229, 1180 02 UCCLE- |
14-08-2023 → present | Belgian State Gazette |
| NACE primary | Goederenvervoer over de weg(49410) |
| Legal form | Private limited company(610) |
| Incorporation | 13-09-2021 |
| Status | Active |
| Postal code | 1120 |
| First BS signal | 18-08-2023 |
| Latest BS signal | 20-09-2023 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819D0090/00P000 | Brussels | 8,062 m² | 1 · 656 m² | 18.0 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.
We hold 1 further earlier event in this file, covering 14-08-2023 to 11-09-2023.
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
31-12-2024 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Amin Hammali",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": null,
"contribution_amount_eur": null
},
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Achab Tawfik",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 100,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "BRUXELLES",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-12-31",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"act_date": "2024-11-01",
"unanimous": true,
"under_authorized_capital": false,
"underlying_resolution_date": "2024-11-01"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0773.819.676",
"name_full": "INS COMPANY",
"legal_form": "SRL",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Achab Tawfik",
"role": "aandeelhouder",
"n_shares": 100,
"share_class": null
}
],
"share_classes_after": []
}08-08-2023 Registered office moved within BRUXELLES
- RUE FRANCOIS VEKEMANS 159 - 1120 BRUXELLES → AVENUE DES CROIX DE GUERRE 94 -1120 BRUXELLES
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "AVENUE DES CROIX DE GUERRE 94 -1120 BRUXELLES",
"city": "BRUXELLES",
"region": "brussels_hoofdstedelijk_gewest",
"street": "AVENUE DES CROIX DE GUERRE",
"country": "BE",
"postcode": "1120",
"box_number": null,
"street_number": "94",
"locality_suffix": null
},
"old_address": {
"raw": "RUE FRANCOIS VEKEMANS 159 - 1120 BRUXELLES",
"city": "BRUXELLES",
"region": "brussels_hoofdstedelijk_gewest",
"street": "RUE FRANCOIS VEKEMANS",
"country": "BE",
"postcode": "1120",
"box_number": null,
"street_number": "159",
"locality_suffix": null
},
"effective_date": "2023-07-31",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2023-08-08",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2023-07-28",
"unanimous": true
},
"subject_company": {
"kbo": "0773.819.676",
"name_full": "INS COMPANY",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "AMIN HAMMALI",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad",
"Annexes du Moniteur belge"
]
}11-04-2022 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Amin Hammali",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": null,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
},
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Amin Hammali",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": null,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2022-03-30",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"act_date": "2022-03-30",
"unanimous": true,
"under_authorized_capital": false,
"underlying_resolution_date": null
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0773.819.676",
"name_full": "INS COMPANY",
"legal_form": "Soci\u00E9t\u00E9 priv\u00E9e \u00E0 responsabilit\u00E9 limit\u00E9e",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Amin Hammali",
"role": "aandeelhouder",
"n_shares": null,
"share_class": null
},
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Achab Tawfik",
"role": "aandeelhouder",
"n_shares": null,
"share_class": null
}
],
"share_classes_after": []
}| Legal nameFR | INS COMPANY |