inPatience
ActiveSummary
The computed 12-month bankruptcy probability of inPatience is 2.4% (moderate). The 2024 annual accounts show equity of €16k and a net result of €-10k. Equity is shrinking by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 878 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability9▼-60
Solvency37▼-1
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08 against 1.1 in 2023; short-term debt: 87.6% and cash: 3.7% of total assets), and 87.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.4%
Return on assets
-7.8%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
18 d late
2023
8 d early
2022
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€16k▼ 38.8%
2023 · €26k
2022: €26k
2023: €26k
2022 → 2024
Total assets
€129k▼ 37.5%
2023 · €207k
2022: €148k
2023: €207k
2022 → 2024
Net result
€-10k
2023 · €368
2022: €6k
2023: €368
2022 → 2024
Working capital
€9k▼ 46.2%
2023 · €17k
2022: €25k
2023: €17k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€26k-€26k▲ 1.4%€16k▼ 38.8%
Operating result€7k-€6k▼ 17.3%€-23k
Net result€6k-€368▼ 93.5%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €23k after €6k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €129k
Fixed assets
€7k ▼ 24.0%
Current assets
€122k ▼ 38.1%
Equity and liabilities €129k
Equity
€16k ▼ 38.8%
Debt
€113k ▼ 37.3%
Debt's share of the balance-sheet total rises from 87.4% to 87.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-21k▼
2023 · €7k
Cash flow
€-8k▼
2023 · €2k
Current ratio
1.08▼
2023 · 1.10
Debt to equity
7.10▲
2023 · 6.93
ROE
-63.3%▼
2023 · 1.4%
ROA
-7.8%▼
2023 · 0.2%
Interest coverage
-8.23▼
2023 · 61.59
Debt ≤ 1 year
€113k▼
2023 · €181k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€207k€129k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€1k€917▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€198k€122k▼
Amounts receivable within one year40/41€175k€103k▼
Trade receivables40€174k€100k▼
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€8k€5k▼
Deferred charges and accrued income490/1€15k€15k=
Equity and liabilities
Total equity and liabilities10/49€207k€129k▼
Equity10/15€26k€16k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€6k€-4k▼
Amounts payable17/49€181k€113k▼
Amounts payable within one year42/48€181k€113k▼
Trade debts44€30k€31k▲
Suppliers440/4€30k€31k▲
Advances received on contracts in progress46€134k€64k▼
Taxes, remuneration and social security45€2k€359▼
Taxes450/3€2k€359▼
Other amounts payable47/48€15k€17k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8-€387
Gross operating margin9900€7k€-20k▼
Operating profit (loss)9901€6k€-23k▼
Financial income75/76B-€15k
Recurring financial income75-€15k
Financial charges65/66B€121€2k▲
Recurring financial charges65€121€2k▲
Profit (loss) for the period before taxes9903€6k€-10k▼
Income taxes67/77€5k-
Profit (loss) for the period9904€368€-10k▼
Profit (loss) for the period to be appropriated9905€368€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-4k▼
Profit (loss) brought forward from the previous period14P€6k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼2844%
Net result drops to €-10k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winston Churchilllaan 1001180 UkkelGround area
326 m²
Building footprint
120 m²
Volume, LiDAR
1,860 m³
Parcel 21618B0277/02T004, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
inPatience
since 20212.323.047.852
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0277/02T004 | Brussels | 326 m² | 1 · 120 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IC PHARMA DISTRIBUTION
BE 0502.266.889
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BOEKLYN
BE 0722.907.643
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ATLANTID
BE 0471.463.550
Frasnes-lez-Anvaing · Eq €15,182
Pier 39
BE 0549.890.624
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P&M EDUCATION
BE 0550.439.168
Floreffe · Eq €17,216
Of 718 companies in sector 58190 we hold annual accounts for 214. 117 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
58190Other publishing activities, excluding software publishing
90120Visual arts creation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.inpatience.com
E-mail:shaditorbey@inpatience.com