Checked.be
Active
BE 0443.765.694Private limited company
INOUI
Antwerpsesteenweg 269A ·2390 Malle, Belgium· 35 yrs active
Sector: Physiotherapy
(86951)
Conclusion
INOUI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82k and a net result of €11k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 19894 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €82k |
| Net result | €11k |
| Staff (FTE) | 1.1 |
| Better than sector | 53% |
Financial profile
84
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
70
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1991, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€8k
estimate, not credit advice
Score history
93
2021
93
2022
52
2023
100
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.25 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.79 (≥ 1.0)
+5
Leverage
Debt/equity 0.43 (< 1.0)
+10
Profitability
ROE 14% (≥ 10%)
+10
Interest coverage
Interest coverage 32.4× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-06-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~7.2%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 86, Human health activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 70.0% | 67.5% | |
| Net result | €11k | €59k | |
| Equity | €82k | €149k | |
| Gross operating margin | €74k | €114k | |
| Staff costs | €53k | €30k |
€19k
-
21-24
€11k
-
21-24
€16k
-
21-24
€116k
-3.5%
21-24
€82k
+16.3%
21-24
€73k
+22.9%
21-24
1
0.0%
21-24
€53k
+4.3%
21-24
€3k
+2449.6%
21-24
€35k
-31.0%
21-24
€32k
-32.6%
21-24
3.25
+45.6%
21-24
1.79
+36.1%
21-24
70.0%
+20.6%
21-24
0.43
-40.7%
21-24
14.0%
-
21-24
9.8%
-
21-24
32.45
-
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €19k | €-535 | €16k | €15k |
| Net profit | €11k | €-5k | €12k | €13k |
| Cash flow | €16k | €-1k | €15k | €15k |
| Staff costs | €53k | €51k | €52k | €35k |
| Income taxes | €3k | €135 | €1k | - |
| Dividends | - | - | - | - |
| Total assets | €116k | €121k | €117k | €104k |
| Equity | €82k | €70k | €75k | €63k |
| Debt | €35k | €51k | €41k | €41k |
| of which ≤ 1y | €32k | €48k | €40k | €40k |
| of which > 1y | - | - | - | - |
| Working capital | €73k | €59k | €64k | €56k |
| Employees (FTE) | 1.1 | 1.1 | 1.7 | 1.3 |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 3.25 | 2.24 | 2.60 | 2.41 |
| Quick ratio | 1.79 | 1.32 | 1.79 | 1.50 |
| Working capital ratio | 62.6% | 49.2% | 55.3% | 54.2% |
| Solvency | 70.0% | 58.1% | 64.6% | 60.9% |
| Debt / equity | 0.43 | 0.72 | 0.55 | 0.64 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 32.45 | -1.33 | 33.35 | 31.34 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 9.8% | -4.4% | 10.5% | 12.1% |
| ROE | 14.0% | -7.5% | 16.3% | 19.9% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €116k | €121k | €117k | €104k |
| Fixed assets | 21/28 | €11k | €13k | €12k | €8k |
| Tangible fixed assets | 22/27 | €9k | €11k | €10k | €6k |
| Financial fixed assets | 28 | €2k | €2k | €2k | €2k |
| Current assets | 29/58 | €105k | €107k | €105k | €96k |
| Stocks & contracts in progress | 3 | €47k | €44k | €33k | €36k |
| Amounts receivable within one year | 40/41 | €18k | €14k | €6k | €6k |
| Cash & bank | 54/58 | €37k | €43k | €63k | €52k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €116k | €121k | €117k | €104k |
| Equity | 10/15 | €82k | €70k | €75k | €63k |
| Contributions / capital | 10/11 | €12k | €12k | €12k | €12k |
| Reserves | 13 | €69k | €61k | €63k | €53k |
| Accumulated profits (losses) | 14 | €0 | €-3k | €0 | €-2k |
| Amounts payable | 17/49 | €35k | €51k | €41k | €41k |
| Amounts payable within one year | 42/48 | €32k | €48k | €40k | €40k |
| Trade debts payable within one year | 44 | €15k | €31k | €19k | €11k |
| Income statement | |||||
| Gross operating margin | 9900 | €74k | €53k | €69k | €51k |
| Operating result | 9901 | €15k | €-5k | €14k | €13k |
| Financial income | 75 | €329 | €63 | €1 | €0 |
| Financial charges | 65 | €596 | €403 | €493 | €490 |
| Result before taxes | 9903 | €15k | €-5k | €13k | €13k |
| Income taxes | 67/77 | €3k | €135 | €1k | - |
| Net result for the period | 9904 | €11k | €-5k | €12k | €13k |
| Result to be appropriated | 9905 | €11k | €-5k | €12k | €13k |
Directors & mandates
Current directors & mandates
-
JANSSENS Inge Johanna FranciscaDirectorState Gazette act 23463058 (19-12-2023)Current19-12-2023 → present
2 events
- 19-12-2023 Resigned· Director
- 19-12-2023 Appointed· Director
Legal Structure
| NACE primary | Physiotherapy(86951) |
| Legal form | Private limited company(610) |
| Incorporation | 01-03-1991 |
| Status | Active |
| Postal code | 2390 |
Establishment units
INOUI
since 19912.052.316.397
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0151/00D002 | Flanders | 1,533 m² | 1 · 461 m² | 14.1 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼143%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
19-12
State Gazette act
Director changes
v3.2
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
19-12-2023 1 director appointed, 1 resigning
- JANSSENS Inge Johanna Francisca, Bestuurder
- JANSSENS Inge Johanna Francisca, Bestuurder
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "JANSSENS Inge Johanna Francisca",
"address": null,
"birth_date": null
}
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "JANSSENS Inge Johanna Francisca",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0443.765.694",
"name_full": "INOUI"
}
}Credit advice
Company registry (CBE)
Activities
Human health activities86905Physiotherapy8695193022Beauty treatment96022Beauty care and other beauty treatments96220Retail sale of cosmetics and toilet articles47750
Names & trade names
| Legal nameNL | INOUI |
Similar companies
Cabinet de Kinésithérapie MH GUILLAUME
BE 0879.248.778 · Sprimont
Motion Center
BE 0561.939.608 · Tienen
Endure
BE 1003.128.765 · Lummen
KINEYO
BE 0771.636.582 · Willebroek
Kine-Concept
BE 0669.787.968 · Diksmuide