Innovatrade
ActiveThe annual accounts of Innovatrade for fiscal year 2025 show a net loss of 77% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €22k and a net result of €-35k. Its solvency ranks better than 44% of 31662 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-89
Solvency74▼-18
Growth32
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.9 against 3.03 in 2024; short-term debt: 51.4% and cash: 40.8% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
-77.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 61.4%
2024 · €57k
2024: €57k
2024 → 2025
Total assets
€45k▼ 46.6%
2024 · €85k
2024: €85k
2024 → 2025
Net result
€-35k
2024 · €14k
2024: €14k
2024 → 2025
Working capital
€21k▼ 62.9%
2024 · €57k
2024: €57k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€57k-€22k▼ 61.4%
Operating result€20k-€-35k
Net result€14k-€-35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €35k after €20k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€1k▲ 183%
Current assets
€44k▼ 47.6%
Equity and liabilities €45k
Equity
€22k▼ 61.4%
Debt
€23k▼ 16.5%
The debt ratio rises from 32.9% to 51.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-35k▼
2024 · €21k
Cash flow
€-34k▼
2024 · €15k
Solvency
48.6%▼
2024 · 67.1%
Current ratio
1.90▼
2024 · 3.03
Quick ratio
1.90▼
2024 · 3.03
Debt / equity
1.06▲
2024 · 0.49
ROE
-158.7%▼
2024 · 24.3%
ROA
-77.2%▼
2024 · 16.3%
Interest coverage
-103.32▼
2024 · 103.16
Debt
€23k▼
2024 · €28k
Debt ≤ 1 year
€23k▼
2024 · €28k
Income taxes
€132▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€45k▼
Fixed assets21/28€353€1k▲
Tangible fixed assets22/27€353€1k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€353-
Current assets29/58€85k€44k▼
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€4k€10k▲
Other amounts receivable41€5k€274▼
Current investments50/53€4k€16k▲
Cash at bank and in hand54/58€72k€19k▼
Deferred charges and accrued income490/1€87€81▼
Equity and liabilities
Total equity and liabilities10/49€85k€45k▼
Equity10/15€57k€22k▼
Contributions10/11€1k€1k=
Reserves13€48k€48k=
Distributable reserves133€48k€48k=
Profit (loss) carried forward14€8k€-27k▼
Amounts payable17/49€28k€23k▼
Amounts payable within one year42/48€28k€23k▼
Trade debts44€4k€337▼
Suppliers440/4€4k€337▼
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€8k€7k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€14k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€928€724▼
Other operating charges640/8€739€1k▲
Gross operating margin9900€22k€-33k▼
Operating profit (loss)9901€20k€-35k▼
Financial income75/76B-€900
Recurring financial income75-€900
Financial charges65/66B€203€336▲
Recurring financial charges65€203€336▲
Profit (loss) for the period before taxes9903€20k€-35k▼
Income taxes67/77€6k€132▼
Profit (loss) for the period9904€14k€-35k▼
Profit (loss) for the period to be appropriated9905€14k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€-27k▼
Profit (loss) brought forward from the previous period14P€8k€8k▲
Profit to be distributed694/7€14k-
Return on contributions (dividend)694€14k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lerenveld 222547 LintGround area
2,126 m²
Building footprint
867 m²
Volume, LiDAR
5,497 m³
Parcel 11025D0284/00G000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Innovatrade
since 20182.277.061.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0284/00G000 | Flanders | 2,126 m² | 1 · 867 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0804.621.730
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FP PROPERTY
BE 1024.586.155
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Recy-Terra
BE 0749.555.226
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ORLIES
BE 1031.071.792
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 31,633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.